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I applied via Newspaper Ad and was interviewed before Apr 2021. There were 2 interview rounds.
In my previous job as a Project Manager, I contributed towards achieving the goal by effectively managing resources, coordinating tasks, and ensuring timely project delivery.
Managed a team of 10 project members and delegated tasks based on their expertise
Developed and implemented project plans, including timelines, milestones, and deliverables
Monitored project progress and identified potential risks or issues
Collaborat...
TJSB is a cooperative bank in India.
TJSB stands for Thane Janata Sahakari Bank.
It is a cooperative bank based in Thane, Maharashtra, India.
TJSB offers a wide range of banking services including savings accounts, loans, and insurance.
The bank has a strong presence in the state of Maharashtra and has several branches and ATMs.
TJSB is known for its customer-centric approach and personalized services.
Top trending discussions
posted on 14 Jul 2022
I applied via Walk-in and was interviewed before Jul 2021. There were 2 interview rounds.
10 complete through Assembly of God Church School
posted on 19 Jan 2018
I applied via Other and was interviewed before Jan 2017. There were 4 interview rounds.
posted on 17 May 2022
I applied via Campus Placement and was interviewed before May 2021. There were 2 interview rounds.
Caste reservation
Simple
posted on 11 Jan 2020
I applied via Referral and was interviewed in Jul 2019. There were 5 interview rounds.
A bad loan proposal lacks feasibility and repayment capacity, while a good loan proposal has a clear purpose and a strong repayment plan.
A bad loan proposal may lack a clear purpose or have unrealistic projections
A good loan proposal should have a detailed business plan and financial projections
A bad loan proposal may have a history of missed payments or defaults
A good loan proposal should have a strong credit history ...
Skills required for Credit Officer role
Strong analytical and problem-solving skills
Excellent communication and interpersonal skills
Ability to work under pressure and meet deadlines
Knowledge of financial analysis and risk assessment
Attention to detail and accuracy
Proficiency in Microsoft Office and other relevant software
Ability to work independently and as part of a team
Experience in credit analysis and lending
Understa...
The areas to be improved in the present banking system based on asset quality and acquisition from open market.
Enhancing risk management practices to minimize non-performing assets (NPAs)
Improving due diligence processes for acquiring assets from the open market
Strengthening credit underwriting standards to ensure quality loan portfolio
Implementing robust monitoring and early warning systems for timely identification o...
I applied via Approached by company and was interviewed in Aug 2021. There were 2 interview rounds.
posted on 16 Feb 2024
I applied via Referral and was interviewed before Feb 2023. There was 1 interview round.
Cash flow analysis is the process of evaluating the inflows and outflows of cash in a business to assess its financial health.
Cash flow analysis helps determine the ability of a business to generate cash and meet its financial obligations.
It involves examining the sources and uses of cash, including operating activities, investing activities, and financing activities.
Positive cash flow indicates that a business is gene...
The approval process involves several steps to assess the creditworthiness of the borrower.
Collect and review the borrower's financial information
Analyze the borrower's credit history and credit score
Assess the borrower's income and debt-to-income ratio
Evaluate the borrower's collateral or assets
Determine the loan amount, interest rate, and repayment terms
Conduct a risk assessment and make a decision on approval
Prepare...
I work as a Credit Officer in a financial institution, where I assess and analyze creditworthiness of individuals and businesses.
Evaluate loan applications and determine the creditworthiness of borrowers
Analyze financial statements, credit reports, and other relevant documents
Assess risks associated with lending and make recommendations for loan approvals or rejections
Ensure compliance with lending policies and regulat...
I expect a competitive CTC based on my qualifications and experience.
I have a strong educational background and relevant work experience which makes me deserving of a competitive CTC.
I have researched the market rates for Credit Officers and have a realistic expectation.
I am open to negotiation and willing to consider other benefits apart from the CTC.
I believe my skills and contributions to the organization will justi
posted on 3 Jun 2024
posted on 23 Aug 2024
Officer
163
salaries
| ₹2 L/yr - ₹7.5 L/yr |
Operations Executive
53
salaries
| ₹0.9 L/yr - ₹3 L/yr |
Clerk
50
salaries
| ₹1 L/yr - ₹3.2 L/yr |
Credit Officer
49
salaries
| ₹3.5 L/yr - ₹9 L/yr |
Training Officer
44
salaries
| ₹1.7 L/yr - ₹3.2 L/yr |
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