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Suryoday Small Finance Bank
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Suryoday Small Finance Bank Credit Manager Interview Questions and Answers for Experienced
Suryoday Small Finance Bank Credit Manager Interview Experiences for Experienced
2 interviews found
(1 Question)
- Q1. Salary related questions
(1 Question)
- Q1. Work experience
Policy and share experience
Selected
I applied via LinkedIn and was interviewed in May 2022. There were 3 interview rounds.
Case study of Credit appraisal for various business income analysis.
(2 Questions)
- Q1. How to verify the property DOCUMENTS, LSR and TSR
- Ans.
Verification of property documents involves checking LSR and TSR.
Check the authenticity of the documents by verifying the signatures and stamps.
Ensure that the documents are not forged or tampered with.
Verify the Land Survey Report (LSR) to confirm the boundaries and measurements of the property.
Check the Town Survey Report (TSR) to confirm the land use and zoning regulations.
Consult with legal experts to ensure that a
- Q2. How evaluate the customer income
- Ans.
Customer income can be evaluated through various methods.
One can ask for pay stubs or tax returns to verify income.
Credit reports can also provide information on income.
Bank statements can show regular deposits and income sources.
One can also use industry benchmarks to estimate income based on job title and location.
It's important to consider other factors such as debt-to-income ratio and employment stability.
Interview Preparation Tips
Credit Manager Jobs at Suryoday Small Finance Bank
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I applied via Referral and was interviewed in Nov 2020. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. Ask questions regarding secure loan knowledge
Interview Preparation Tips
I applied via Naukri.com and was interviewed in Nov 2019. There were 3 interview rounds.
Interview Questionnaire
4 Questions
- Q1. How much cases you can process on daily basis?
- Ans.
I can process around 20-25 cases on a daily basis depending on the complexity of the cases.
The number of cases processed depends on the complexity of the cases.
On average, I can process around 20-25 cases per day.
I prioritize cases based on their urgency and importance.
- Q2. Approval rate and delinquency rate of your current product.
- Ans.
Our approval rate is 85% and delinquency rate is 5% for the current product.
Our approval rate is higher than industry average.
We have strict credit checks in place to maintain low delinquency rate.
We continuously monitor and analyze our approval and delinquency rates to make necessary adjustments.
For example, we recently increased our credit score requirement to reduce delinquency rate.
- Q3. Why you want to leave current organisation.
- Q4. Questions on personal information
Interview Preparation Tips
Credit Manager Interview Questions & Answers
Equitas Small Finance Bank
Anonymous
posted on 18 Dec 2024
Selected
I applied via Referral and was interviewed before Dec 2023. There were 3 interview rounds.
How to do assessment cases
(1 Question)
- Q1. What will you check in property
- Ans.
I will check the property's location, condition, value, title, and any liens or encumbrances.
Location of the property (neighborhood, proximity to amenities)
Condition of the property (structural integrity, maintenance)
Value of the property (appraisal, market trends)
Title search (ownership history, any legal issues)
Liens or encumbrances (mortgages, taxes owed)
(1 Question)
- Q1. Salary discussion
Credit Manager Interview Questions & Answers
Equitas Small Finance Bank
Anonymous
posted on 18 Dec 2024
Selected
I applied via Referral and was interviewed before Dec 2023. There was 1 interview round.
(2 Questions)
- Q1. Policy related like FOIR,LTV & legal
- Q2. Communication skills
I applied via Walk-in and was interviewed in Aug 2022. There was 1 interview round.
(4 Questions)
- Q1. Using computer update
- Ans. Yes I am using computer Excel tally
- Q2. Which product selling banking sector,?
- Ans.
The banking sector sells a variety of products, including loans, credit cards, savings accounts, and investment products.
Loans: personal loans, home loans, car loans, business loans
Credit cards: rewards cards, cashback cards, travel cards
Savings accounts: high-interest savings accounts, term deposits
Investment products: mutual funds, stocks, bonds
- Q3. Who's processing credit card
- Ans.
Credit card processing is done by various companies such as Visa, Mastercard, American Express, and Discover.
Credit card processing is handled by payment processors such as Stripe, PayPal, and Square.
Merchants can also use their own payment gateway to process credit card transactions.
Credit card processing involves authorization, settlement, and funding.
Security measures such as encryption and tokenization are used to
- Q4. Walking customer in bank
Interview Preparation Tips
Credit Manager Interview Questions & Answers
Equitas Small Finance Bank
Anonymous
posted on 19 Dec 2024
Selected
I applied via Referral and was interviewed before Dec 2023. There was 1 interview round.
Key ratios to be analyzed for making informed credit decisions.
Credit Manager Interview Questions & Answers
Equitas Small Finance Bank
Murali Singam
posted on 20 Dec 2024
Selected
I applied via Walk-in and was interviewed before Dec 2023. There was 1 interview round.
(3 Questions)
- Q1. English knowledge
- Q2. Work experience
- Q3. Balance with family and work
- Ans.
Balancing family and work is crucial for maintaining a healthy and fulfilling life.
Prioritize tasks and set boundaries to ensure quality time with family
Communicate openly with family and employer about expectations and commitments
Utilize time management techniques to maximize productivity at work and home
Delegate tasks when necessary to avoid feeling overwhelmed
Take breaks and practice self-care to prevent burnout
Interview Preparation Tips
Selected
I applied via Referral and was interviewed before Mar 2022. There were 2 interview rounds.
(2 Questions)
- Q1. It was situation based question followed by geographical knowledge and knowledge of the business in the srea
- Q2. Questions about financials
Interview Preparation Tips
Suryoday Small Finance Bank Interview FAQs
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Suryoday Small Finance Bank Interviews By Designations
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Suryoday Small Finance Bank Credit Manager Interview Process for Experienced
based on 2 interviews
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Suryoday Small Finance Bank Credit Manager Reviews and Ratings
based on 22 reviews
Rating in categories
|
Assistant Manager
283
salaries
|  ₹2.4 L/yr - ₹10.2 L/yr |
|
Relationship Officer
209
salaries
| ₹1.4 L/yr - ₹3.8 L/yr |
|
Branch Manager
180
salaries
| ₹2.2 L/yr - ₹11 L/yr |
|
Senior Executive
137
salaries
| ₹2 L/yr - ₹5.3 L/yr |
|
Deputy Manager
123
salaries
| ₹3 L/yr - ₹9.5 L/yr |
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