Suryoday Small Finance Bank Interview Questions, Process, and Tips

Case study of Credit appraisal for various business income analysis.

Q1. How to verify the property DOCUMENTS, LSR and TSR
Ans. 
Verification of property documents involves checking LSR and TSR.
• Check the authenticity of the documents by verifying the signatures and stamps.

• Ensure that the documents are not forged or tampered with.

• Verify the Land Survey Report (LSR) to confirm the boundaries and measurements of the property.

• Check the Town Survey Report (TSR) to confirm the land use and zoning regulations.

• Consult with legal experts to ensure that a
Answered by AI
Add your answer
Q2. How evaluate the customer income
Ans. 
Customer income can be evaluated through various methods.
• One can ask for pay stubs or tax returns to verify income.

• Credit reports can also provide information on income.

• Bank statements can show regular deposits and income sources.

• One can also use industry benchmarks to estimate income based on job title and location.

• It's important to consider other factors such as debt-to-income ratio and employment stability.
Answered by AI
Add your answer

Q1. Tell me about your job role
Add your answer
Q2. Working diligently or not
Add your answer

Q1. What is aml, tell me something about you self
Add your answer

Q1. What about your existing company job role and responsibilities..?
Ans. 
I am currently responsible for overseeing daily operations, managing a team, and ensuring targets are met.
• Overseeing daily operations to ensure smooth functioning

• Managing a team of employees and delegating tasks effectively

• Setting and monitoring targets to ensure they are met

• Handling customer complaints and resolving issues promptly
Answered by AI
Add your answer
Q2. How many years of your banking experience..??
Ans. 
I have 8 years of banking experience, including roles in customer service, operations, and management.
• 8 years of banking experience

• Roles in customer service, operations, and management

• Experience in handling various banking transactions and customer inquiries
Answered by AI
Add your answer