Suryoday Small Finance Bank
20+ K K Automation Interview Questions and Answers
Q1. What is businesses target months date
The business target months date varies depending on the specific goals and objectives of the company.
The target months date may be based on a specific event or season, such as the holiday season for retail businesses.
It may also be based on financial quarters or fiscal years for accounting purposes.
The target months date may be adjusted based on market trends and competition.
The target months date should be regularly reviewed and updated to ensure it aligns with the overall b...read more
Q2. Your experiance regarding finance sector wht we doing hear for process.
I have extensive experience in the finance sector and I am here to contribute my expertise to the process.
I have worked in the finance sector for over 10 years, gaining in-depth knowledge of various financial products and services.
I have successfully managed a portfolio of high net worth clients, providing them with personalized financial solutions.
I have a strong understanding of risk management and compliance regulations in the finance industry.
I have a proven track record ...read more
Q3. What is CGT full form ?
CGT stands for Capital Gains Tax.
CGT is a tax imposed on the profit made from the sale of an asset.
It is applicable to various assets such as real estate, stocks, and businesses.
The tax is calculated based on the difference between the purchase price and the selling price of the asset.
CGT rates may vary depending on the country and the type of asset.
Some countries provide exemptions or reduced rates for certain types of assets or individuals.
CGT is an important aspect of fina...read more
Q4. How u decide the property can be fund
We evaluate the property based on its location, market demand, potential for appreciation, and legal compliance.
Location plays a crucial role in determining the value of a property.
We analyze the market demand for the type of property and its location.
We consider the potential for appreciation in the future.
We ensure that the property complies with all legal requirements.
We also assess the condition of the property and its potential for renovation or improvement.
Q5. In how many ways kyc verification can be performed
KYC verification can be performed in multiple ways such as in-person verification, document verification, video verification, etc.
In-person verification by visiting a physical location
Document verification by submitting identity documents online
Video verification where the customer interacts with a live agent
Biometric verification using fingerprints or facial recognition
Database verification by cross-checking information with official databases
Q6. What is IFSC full form
IFSC full form is Indian Financial System Code.
IFSC is a unique code assigned to each bank branch in India.
It is used for electronic funds transfer in India.
IFSC consists of 11 characters, including alphabets and numbers.
The first four characters represent the bank code, followed by a zero and the branch code.
For example, the IFSC code for State Bank of India's Mumbai Main branch is SBIN0000300.
Q7. How to verify the property DOCUMENTS, LSR and TSR
Verification of property documents involves checking LSR and TSR.
Check the authenticity of the documents by verifying the signatures and stamps.
Ensure that the documents are not forged or tampered with.
Verify the Land Survey Report (LSR) to confirm the boundaries and measurements of the property.
Check the Town Survey Report (TSR) to confirm the land use and zoning regulations.
Consult with legal experts to ensure that all the documents are legally valid and binding.
Q8. What is BUP full from
BUP stands for Business Unit Planning.
BUP is a term commonly used in business and management.
It refers to the process of planning and strategizing for a specific business unit within an organization.
BUP involves analyzing market trends, setting goals, allocating resources, and developing strategies to achieve business objectives.
For example, in a retail company, the BUP for a specific store location would involve determining sales targets, forecasting inventory needs, and cre...read more
Q9. What are rfid tag used for
RFID tags are used for tracking and identifying objects or people using radio waves.
RFID tags are commonly used in inventory management to track products throughout the supply chain.
They are also used in access control systems to grant or restrict entry to certain areas.
RFID tags can be found in transportation systems for tracking luggage or toll collection.
In healthcare, RFID tags are used for patient identification and tracking medical equipment.
RFID tags are also used in l...read more
Q10. How do you handle confidence and sensitive information?
I handle confidence and sensitive information with utmost discretion and professionalism.
Maintain strict confidentiality at all times
Only share information on a need-to-know basis
Use secure communication channels
Follow company policies and procedures regarding sensitive information
Seek guidance from superiors when unsure about handling certain information
Q11. What is the difference between Savings account and currant account??
Savings account is for saving money and earning interest, while current account is for frequent transactions with no interest.
Savings account is meant for saving money and earning interest on the deposited amount.
Current account is used for frequent transactions like withdrawals, deposits, and payments.
Savings account usually have limits on the number of withdrawals allowed per month, while current accounts have no such limits.
Savings accounts typically offer higher interest ...read more
Q12. How many days use to travel in a month
I'm sorry, but I cannot answer that question as it is not relevant to the HR Manager position.
Q13. What is joining process
Joining process refers to the steps taken by an organization to bring a new employee onboard.
It involves completing paperwork such as employment contracts and tax forms.
The employee may also need to provide identification and proof of eligibility to work.
Orientation and training may be provided to help the employee get up to speed with their new role.
The joining process may also include introductions to colleagues and a tour of the workplace.
The process may vary depending on ...read more
Q14. How evaluate the customer income
Customer income can be evaluated through various methods.
One can ask for pay stubs or tax returns to verify income.
Credit reports can also provide information on income.
Bank statements can show regular deposits and income sources.
One can also use industry benchmarks to estimate income based on job title and location.
It's important to consider other factors such as debt-to-income ratio and employment stability.
Q15. Introduction, why banking?
Passion for finance, interest in economic trends, and desire to help individuals and businesses achieve financial goals.
Fascination with the intricacies of financial systems
Desire to help individuals and businesses manage their finances effectively
Interest in economic trends and how they impact financial markets
Passion for working with numbers and analyzing data
Opportunity to learn and grow in a dynamic industry
Q16. What is the rights of companies
Companies have legal rights that protect their interests and operations.
Companies have the right to own property and assets.
They have the right to enter into contracts and agreements.
They have the right to protect their intellectual property.
They have the right to operate their business without interference from others.
They have the right to sue and be sued in court.
They have the right to hire and fire employees.
They have the right to make decisions that benefit their shareho...read more
Q17. Past experience in Audit
I have 5 years of experience in conducting audits for various companies.
Conducted financial audits to ensure compliance with regulations
Performed operational audits to identify inefficiencies and recommend improvements
Collaborated with cross-functional teams to implement audit recommendations
Utilized data analytics tools to enhance audit procedures
Q18. Why internal audit
Internal audit ensures compliance, risk management, and operational efficiency within an organization.
Ensures compliance with laws, regulations, and internal policies
Identifies and mitigates risks that could impact the organization
Improves operational efficiency and effectiveness
Provides valuable insights and recommendations to management
Helps in safeguarding assets and enhancing governance processes
Q19. Previous record in Banking
I have 10 years of experience in banking, with a proven track record of achieving targets and building strong relationships with clients.
10 years of experience in banking
Proven track record of achieving targets
Strong relationship building with clients
Q20. What are Asset?
Assets are resources owned by a company that have economic value and can be used to generate revenue.
Assets can include physical items like equipment, buildings, and inventory.
Assets can also include intangible items like patents, trademarks, and goodwill.
Assets are typically listed on a company's balance sheet and can be categorized as current or non-current.
Examples of assets include cash, accounts receivable, property, plant, and equipment.
Q21. What are liability?
Liabilities are debts or obligations that a company owes to others, which can include loans, accounts payable, and accrued expenses.
Liabilities represent the company's financial obligations that must be paid in the future
Common examples of liabilities include loans, accounts payable, and accrued expenses
Liabilities are typically listed on a company's balance sheet and are crucial for assessing the financial health of the business
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