South Indian Bank Senior Manager Interview Questions and Answers

Q1. About you're experience
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Q2. Ensure roles and responsibility
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Q1. How to bring NTB corporate on-board in to the company.
Ans. 
To bring NTB corporate on-board, establish clear communication channels, showcase benefits of collaboration, and address any concerns or objections.
• Establish clear communication channels to facilitate smooth collaboration

• Showcase the benefits of partnering with the company, such as increased market reach or access to new technologies

• Address any concerns or objections NTB corporate may have, and provide solutions or rea...read more
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Q2. How to get good number of corporate leads from the market?
Ans. 
To get good number of corporate leads from the market, focus on networking, targeted marketing, and providing value.
• Build a strong network by attending industry events, joining relevant online communities, and connecting with potential leads on social media.

• Create targeted marketing campaigns that speak directly to the pain points and needs of corporate clients.

• Provide value through informative content, webinars, and w...read more
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Internal exam of DBS in their website

Q1. Tell me About yourself
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Q2. How do you handle angry customer
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Q3. How do you increase business of the bank
Ans. 
Increasing business for a bank involves implementing strategic marketing campaigns, improving customer service, expanding product offerings, and building strong relationships with clients.
• Implement strategic marketing campaigns to attract new customers and retain existing ones

• Improve customer service to enhance customer satisfaction and loyalty

• Expand product offerings to meet the diverse needs of customers

• Build strong ...read more
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Q4. How your qualifications helps the organisation
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Q5. Do you ready to work anywhere in India
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Guesstimate on pre approved personal loan

Q1. Guesstimate on pre approved pl
Ans. 
I would estimate the pre-approved PL based on historical data, market trends, and current economic conditions.
• Consider the average pre-approved PL amounts from previous years

• Analyze the current market trends and interest rates to predict potential PL amounts

• Take into account the economic conditions and potential changes in lending policies

• Consult with financial experts or analysts for more accurate estimations
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Q2. Gues on pre approved pl
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Q1. Cultural fitment round done
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Q2. Cultural fitment round done over here
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The basic aptitude test conducted

A list of topics provided. The entire group unanimously picked up the single topic.

Q1. What are the important factors to consider when assessing a lending decision?
Ans. 
Important factors to consider when assessing a lending decision
• Borrower's credit history and credit score

• Income and employment stability of the borrower

• Debt-to-income ratio of the borrower

• Purpose of the loan and the borrower's ability to repay

• Collateral or assets provided by the borrower

• Interest rates and terms of the loan
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Q2. Various financial statements
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Current topics which are trending

Q1. Current experience and basic credit questions
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Q2. Basic credit case studies
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Q1. Salary negotiation
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Q2. Prior experience
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Online test as per IBA norms

Q1. What are your strengths and weaknesses?
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Q2. What are your salary expectations?
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Q3. What is your family background?
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Q4. Share details of your previous job.
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Q5. Why should we hire you?
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Q6. Why are you looking for a change?
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Q7. Where do you see yourself in 5 years?
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Q8. Tell me about yourself.
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IBPS type of exam , a little less hard

Be open to ideas and honest