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Smriti Bank Interview Questions and Answers

Updated 19 Apr 2025
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Smriti Bank Interview Experiences

2 interviews found

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Mar 2024. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. Describe yourself
  • Ans. 

    I am a results-driven sales professional with a proven track record of exceeding targets and building strong client relationships.

    • Experienced in developing and implementing sales strategies

    • Strong communication and negotiation skills

    • Ability to lead and motivate a sales team

    • Customer-focused approach

    • Track record of meeting and exceeding sales targets

  • Answered by AI
  • Q2. Why did you leave last organization
  • Ans. 

    Seeking new challenges and growth opportunities in a larger organization.

    • Opportunity for career advancement was limited in previous organization

    • Desire for a new challenge and to broaden skill set

    • Company restructuring or downsizing led to job loss

  • Answered by AI
  • Q3. Why do you want to join Smriti bank
  • Ans. 

    I want to join Smriti bank because of its strong reputation in the banking industry and the opportunity to work with a talented team.

    • Strong reputation in the banking industry

    • Opportunity to work with a talented team

    • Exciting growth opportunities

    • Alignment with my career goals

  • Answered by AI
  • Q4. There is lot of difference compared to your last experience. How will you cope up?
  • Ans. 

    I will cope up by leveraging my past experiences, learning from new challenges, and adapting quickly to the differences.

    • I will analyze the differences and identify areas where I need to upskill or adapt.

    • I will seek guidance from colleagues or mentors who have experience in the new environment.

    • I will stay open-minded and flexible to embrace new ways of working and thinking.

    • I will set clear goals and create a plan to bri...

  • Answered by AI
  • Q5. Hoe much CASA and deposit will you bring in next 6 month and till March 31
  • Ans. 

    I will bring in $10 million in CASA and deposits in the next 6 months and by March 31.

    • Focus on expanding existing customer relationships to increase CASA and deposit balances

    • Implement targeted marketing campaigns to attract new customers and increase deposits

    • Offer competitive interest rates and promotions to incentivize customers to deposit more funds

    • Leverage digital channels to make it easier for customers to open acc...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be good at English, be confident and don't lie because you will be caught. Speak straight
Interview experience
4
Good
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview before Apr 2024, where I was asked the following questions.

  • Q1. ASK ABOUT AML & CREDIT
  • Q2. What is a Bank ❓
  • Ans. 

    A bank is a financial institution that accepts deposits, provides loans, and offers various financial services to individuals and businesses.

    • Banks facilitate the flow of money in the economy by accepting deposits from customers.

    • They provide loans to individuals and businesses, helping them to finance purchases or investments.

    • Banks offer various financial services, including savings accounts, checking accounts, and inve...

  • Answered by AI

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Interview Tips & Stories
2w
toobluntforu
·
works at
Cvent
Can speak English, can’t deliver in interviews
I feel like I can't speak fluently during interviews. I do know english well and use it daily to communicate, but the moment I'm in an interview, I just get stuck. since it's not my first language, I struggle to express what I actually feel. I know the answer in my head, but I just can’t deliver it properly at that moment. Please guide me
Got a question about Smriti Bank?
Ask anonymously on communities.

Interview questions from similar companies

I appeared for an interview before Sep 2020.

Round 1 - Face to Face 

(1 Question)

Round duration - 30 minutes
Round difficulty - Easy

It was in the day time. I was asked the programming language of my choice. It was mostly focused on programming fundamentals. I was asked 2 questions based on Data Structures and Algorithms.

  • Q1. How can you detect a loop in a linked list?
  • Ans. 

    A loop in a linked list can be detected using Floyd's Cycle Detection Algorithm.

    • Use two pointers - slow and fast, where slow moves one step at a time and fast moves two steps at a time.

    • If there is a loop, the two pointers will eventually meet at some point within the loop.

    • To detect the start of the loop, reset one pointer to the head and move both pointers one step at a time until they meet again.

  • Answered by AI
Round 2 - Face to Face 

(1 Question)

Round duration - 30 minutes
Round difficulty - Easy

This round was mostly focused on my resume and projects.

  • Q1. Tell me about your projects.
Round 3 - Face to Face 

Round duration - 30 minutes
Round difficulty - Easy

It was in the evening. I went to their office in Gurgaon. It was taken by one of the technology director who had a lot of experience. 
 

Interview Preparation Tips

Professional and academic backgroundI completed Information Technology from Bharati Vidyapeeth's College of Engineering. I applied for the job as SDE - 1 in GurgaonAmerican Express interview preparation:Topics to prepare for the interview - Data structures and algorithms, Object-Oriented Programming System concepts, Database Management System, Operating System, Networking.Time required to prepare for the interview - 2 MonthsInterview preparation tips for other job seekers

Do practice a lot of data structures questions as mostly questions in interviews are based on them. Also, do prepare for projects mentioned in your resume and skills which you have mentioned. Coding ninjas has a big hand in making my interview clear as I have taken a course from the coding Ninjas which helped me a lot to make my concepts clear.

Application resume tips for other job seekers

Keep it short and crisp. Go through it properly before the interview. Make sure that you haven't put anything in it that can cause you problems during the interview.

Final outcome of the interviewSelected

Skills evaluated in this interview

I applied via Campus Placement and was interviewed before Nov 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

Moderate level aptitude with basics

Round 3 - Coding Test 

Moderate level data structure questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and what what u speak because that is most important

I applied via Referral and was interviewed before Sep 2019. There were 3 interview rounds.

Interview Questionnaire 

8 Questions

  • Q1. Java logical question
  • Q2. Webdriver architecture
  • Q3. Framework, file and folder structure
  • Q4. Your approach to tackle dynamic objects
  • Ans. 

    I approach dynamic objects by analyzing their behavior and adapting my approach accordingly.

    • I start by understanding the nature of the dynamic object and its expected behavior

    • I then analyze its movement patterns and any potential obstacles or hazards

    • Based on this analysis, I adapt my approach to ensure safe and efficient interaction with the dynamic object

    • For example, when working with a moving conveyor belt, I would e...

  • Answered by AI
  • Q5. Implicit and explicit wait in selenium
  • Ans. 

    Implicit and explicit wait are two types of wait in Selenium used to synchronize the test execution with the application.

    • Implicit wait is used to set a default waiting time for the web elements to load before throwing an exception.

    • Explicit wait is used to wait for a specific condition to occur before proceeding with the test execution.

    • Implicit wait is set globally for the entire test script while explicit wait is set f...

  • Answered by AI
  • Q6. Java oops concepts
  • Q7. Sql queries related to joins
  • Q8. Basic Unix commands

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and try to connect yours answers with some example of your project.

Skills evaluated in this interview

Interview Questionnaire 

1 Question

  • Q1. It was mostly about the instrument reference data and typical business analyst question about change management, BRD, Agile and technology we use.

I applied via Company Website and was interviewed in Oct 2019. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Hypothetical Questions - What if the company decides to demote all senior associate s to associate? What will be your reaction??

Interview Preparation Tips

Interview preparation tips for other job seekers - I went for Enterprise Testing Senior Associate. The person who interviewed me was very well known to me. He worked with me for more than a year at the same level. Asked illogical questions. All hypothetical questions he asked in which I was the one who was getting demoted or denied bonus or increment.
He should not have taken my interview as it was conflict of Interest. 99% of questions was asked by this guy and the other lady in VC only asked 1 general question.
I reported conflict of interest issue to the hiring HR but no action was taken not any reply toy email came.
Are these interview questions helpful?

I applied via Walk-in and was interviewed before Jun 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. About my experience and finance related

Interview Preparation Tips

Interview preparation tips for other job seekers - Best finance sector but working time is no fixed
morning 7 to night 11 every 2 hr 1croncol .. no holidays even Sunday and holi .
There have no personal life and family life only bajaj lifee ...

Interview Questionnaire 

2 Questions

  • Q1. General Questions
  • Q2. Be confident always for the interview and before answering the question always think that why interviewer ask this question, what he want to listen from you, then answer.

I applied via Recruitment Consultant and was interviewed before Jun 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Project Overview BA/PO related questions Domain and Behavioral questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Freshen up the domain learnings
Be confident of the behaviour questions as per the past and practical experience

Smriti Bank Interview FAQs

How many rounds are there in Smriti Bank interview?
Smriti Bank interview process usually has 1 rounds. The most common rounds in the Smriti Bank interview process are One-on-one Round.
What are the top questions asked in Smriti Bank interview?

Some of the top questions asked at the Smriti Bank interview -

  1. Hoe much CASA and deposit will you bring in next 6 month and till March...read more
  2. What is a Bank ...read more
  3. ASK ABOUT AML & CRE...read more

Tell us how to improve this page.

Overall Interview Experience Rating

4/5

based on 2 interview experiences

Difficulty level

Moderate 50%
Hard 50%

Duration

Less than 2 weeks 100%
View more

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Smriti Bank Reviews and Ratings

based on 14 reviews

2.4/5

Rating in categories

3.3

Skill development

2.4

Work-life balance

1.9

Salary

2.6

Job security

2.2

Company culture

2.0

Promotions

2.3

Work satisfaction

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