Shriram Finance Branch Manager Interview Questions, Process, and Tips

For management trainee there will be 100 questions and you have to correct atleast 50 questions to qualify the aptitude test.

Q1. In which year Shriram Group found
Ans. 
Shriram Group was founded in 1974.
• Shriram Group is a financial services conglomerate based in India.

• It was founded by R. Thyagarajan, AVS Raja and T. Jayaraman.

• The group has businesses in areas such as commercial vehicle financing, consumer finance, life insurance, and more.

• It has over 40,000 employees and serves over 9 million customers.

• The group's flagship company is Shriram Transport Finance Company (STFC), which wa
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Q2. Basic simple interest rates questions
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Q3. How to do collection for a default case
Ans. 
Collection for a default case involves following up with the customer and negotiating a payment plan.
• Contact the customer to understand the reason for default

• Negotiate a payment plan that suits both parties

• Follow up with the customer regularly to ensure payments are made on time

• Consider legal action as a last resort
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Q4. How we can source a vehicle loan from market
Ans. 
To source a vehicle loan from the market, we can follow these pointers:
• Identify potential lenders such as banks, credit unions, and online lenders

• Compare interest rates, loan terms, and fees offered by different lenders

• Check eligibility criteria and required documents for loan application

• Submit loan application with necessary documents and wait for approval

• Negotiate terms and conditions with the lender to get the best ...read more
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Q5. Difference between private number and comercial number plate
Ans. 
Private number plates are personalized plates for personal vehicles while commercial number plates are for business vehicles.
• Private number plates are chosen by individuals and are often personalized with names, initials, or special numbers.

• Commercial number plates are issued to vehicles used for business purposes such as delivery trucks or taxis.

• Private number plates are not allowed to be used on commercial vehicles a...read more
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Q1. How to the explain insensitive
Ans. 
Explaining insensitivity involves understanding and acknowledging the feelings and perspectives of others.
• Acknowledge the feelings of others and show empathy

• Avoid making assumptions or judgments about others' experiences

• Listen actively and communicate effectively to understand different perspectives

• Consider cultural differences and be open to learning from others

• Apologize and take responsibility if you unintentionally
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Q2. How to the distributor plan
Ans. 
Distributors plan by forecasting demand, setting sales targets, managing inventory, and implementing marketing strategies.
• Forecast demand based on market trends and historical data

• Set sales targets for each product category or region

• Manage inventory levels to ensure availability of products without excess stock

• Implement marketing strategies to promote products and increase sales

• Collaborate with suppliers to ensure time
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Q3. How to the creat team
Ans. 
Building a strong team involves identifying the right talent, fostering collaboration, and providing opportunities for growth.
• Identify the skills and qualities needed for each role within the team.

• Recruit individuals who possess those skills and qualities.

• Encourage open communication and collaboration among team members.

• Provide opportunities for professional development and growth.

• Lead by example and foster a positive
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Q4. Understand team
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Q5. Create the collaboration with the team
Ans. 
Creating collaboration with the team involves fostering open communication, setting clear goals, promoting teamwork, and recognizing individual contributions.
• Encourage open communication by holding regular team meetings and providing opportunities for team members to share ideas and feedback.

• Set clear goals and expectations for the team to work towards, ensuring everyone is aligned on the objectives.

• Promote teamwork by...read more
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Q1. What about your past experience
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Q1. CAREER RELATED, EXPERIENCE LAST JOB FUTURE GOAL
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Q1. CAREER/EXPERIENCE RELATED
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