Shriram Finance Interview Questions, Process, and Tips

100 marks of Legal written exam

Q1. How to demand Arrear and outstanding Amount
Ans. 
To demand arrear and outstanding amount, send a formal written notice to the debtor.
• Send a formal written notice outlining the arrear and outstanding amount.

• Clearly state the consequences of non-payment.

• Provide a deadline for payment.

• Consider offering payment plans or negotiation options.

• Consult with a legal professional if necessary.
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Q2. How to collect Shortfall Amount
Ans. 
Shortfall amount can be collected through negotiation, legal action, or installment plans.
• Negotiate with the debtor to pay the shortfall amount in full or through a payment plan.

• Consider taking legal action by filing a lawsuit or obtaining a judgment.

• Offer the option of installment plans to make it easier for the debtor to repay the shortfall amount.

• Utilize debt collection agencies or services to assist in collecting t
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How to Manage legal Challenge and Target and court procedure

General aptitude test and general knowledge questions

Q1. Golden rules of accounts
Ans. 
Golden rules of accounts are basic principles that guide the accounting process.
• Always maintain accurate and up-to-date records

• Separate personal and business finances

• Follow the principle of double-entry accounting

• Ensure consistency in recording transactions

• Regularly reconcile accounts with bank statements
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Q2. Self introduction
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Q3. Last working experience
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Q4. My profile details
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Q5. Courses completed apart from our studies
Ans. 
Completed courses in customer service, communication skills, and conflict resolution.
• Customer service training course at XYZ Institute

• Communication skills workshop at ABC Training Center

• Conflict resolution seminar at DEF College
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Finance related normal question, pass marks 50%

Q1. Finance related questions, Interest calculation
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Q2. Interest calculation
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Q3. Financial knowledge about company
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Q4. General knowledge about market
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Q5. Check your confidence to answer or reply back
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Q1. Write the FIR of vehicle theft
Ans. 
An FIR for vehicle theft typically includes details about the stolen vehicle and any potential suspects.
• Start with the date, time, and location of the theft

• Include a description of the stolen vehicle, including make, model, color, and license plate number

• Provide any identifying marks or features of the vehicle

• Include any potential suspects or witnesses, with their names and contact information if available

• End with a st...read more
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Q1. Tell me about of theft
Ans. 
Theft is the act of taking someone else's property without permission or consent.
• Theft can be committed in various ways such as burglary, robbery, embezzlement, and larceny.

• Theft can be a misdemeanor or a felony depending on the value of the stolen property and the circumstances surrounding the crime.

• Examples of theft include shoplifting, pickpocketing, identity theft, and car theft.

• Theft can have serious consequences ...read more
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Basic maths reasoning and english subject. 100 markc paper and time 45 minutes. Passing marks 65

Q1. Personal info, family background, finance related basic question and vehical segment and companies
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Q1. Normal question related to NI act 138, IPC 406, 420, Arbitration Act and Execution Petition.
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Q2. What is the process after Cheque Bounce.
Ans. 
After a cheque bounce, the process typically involves legal action, contacting the issuer, and potentially filing a case in court.
• Contact the issuer of the bounced cheque to request payment.

• If the issuer does not respond or refuses to pay, consider taking legal action.

• Consult with a lawyer to understand the options available, such as sending a legal notice or filing a case in court.

• Keep records of all communication and...read more
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Q3. Case against Froud?
Ans. 
A case against Froud involves allegations of deceit, dishonesty, or misrepresentation.
• Evidence of false information or forged documents

• Testimonies from victims or witnesses

• Financial transactions that don't add up

• Inconsistencies in statements or behavior

• Previous history of fraudulent activities
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