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Shivalik Small Finance Bank

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10+ Interview Questions and Answers

Updated 14 Nov 2024

Q1. How to manage your server service's?

Ans.

Managing server services involves monitoring performance, ensuring security, implementing updates, and optimizing resources.

  • Regularly monitor server performance to identify any issues or bottlenecks

  • Implement security measures such as firewalls, encryption, and access controls

  • Schedule regular updates and patches to keep servers running smoothly

  • Optimize resource allocation to ensure efficient use of server resources

  • Implement backup and disaster recovery plans to protect data in...read more

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Q2. Why there is no reply from the HR after sending the CV on carrers mail id.

Ans.

HR may not have replied due to various reasons such as high volume of applications, internal processes, or mismatched qualifications.

  • HR may receive a large number of CVs and it takes time to review each one.

  • The HR department may have internal processes and procedures that need to be followed before responding to applicants.

  • The qualifications and experience mentioned in the CV may not match the requirements of the job.

  • There could be technical issues with the email system, resu...read more

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Q3. How do you calculate DP?

Ans.

DP stands for Daily Progress. It is calculated by measuring the progress made by an individual or team on a daily basis.

  • DP is calculated by dividing the total progress made by the number of days worked.

  • For example, if a team completes 50% of a project in 10 days, their DP would be 5% per day.

  • DP can be used to track progress and identify areas for improvement.

  • It is important to set realistic goals and measure progress regularly to ensure success.

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Q4. What is the ping full form??

Ans.

Ping full form is Packet Internet Groper.

  • Packet Internet Groper is a network administration utility used to test the reachability of a host on an Internet Protocol (IP) network.

  • It works by sending ICMP Echo Request packets to the target host and waiting for an ICMP Echo Reply.

  • Ping is commonly used to troubleshoot network connectivity issues.

  • Example: 'ping www.google.com'

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Q5. Monitoring aspects in Credit lending?

Ans.

Monitoring credit lending involves tracking borrower behavior, creditworthiness, and loan performance.

  • Regularly reviewing credit reports and credit scores of borrowers

  • Analyzing borrower financial statements and income sources

  • Tracking loan repayment schedules and identifying delinquent accounts

  • Assessing the overall credit risk of the lending portfolio

  • Implementing risk management strategies to mitigate credit losses

  • Ensuring compliance with regulatory requirements and internal p...read more

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Q6. What is a SFTP port number?

Ans.

SFTP port number is used for secure file transfer over SSH protocol.

  • SFTP port number is typically 22.

  • It is used for secure file transfer over SSH protocol.

  • SFTP stands for Secure File Transfer Protocol.

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Q7. What do you know about banking sector?

Ans.

The banking sector refers to the industry that deals with financial transactions, including deposits, loans, investments, and currency exchange.

  • Banks provide various financial services to individuals, businesses, and governments.

  • They accept deposits from customers and provide loans and mortgages.

  • Banks also offer investment services such as wealth management and retirement planning.

  • The banking sector is regulated by government authorities to ensure stability and protect consum...read more

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Q8. What is the branch head responsibility

Ans.

The branch head is responsible for overseeing all operations, managing staff, ensuring customer satisfaction, and meeting financial goals.

  • Overseeing all branch operations

  • Managing and leading branch staff

  • Ensuring customer satisfaction and resolving any issues

  • Meeting financial goals and targets

  • Implementing company policies and procedures

  • Developing and implementing strategies to increase branch profitability

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Q9. Experience in credit underwriting, loan application process, financial analysis

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Q10. What is a telnet?

Ans.

Telnet is a network protocol used to access and manage devices remotely over a network.

  • Telnet allows users to connect to a remote device or server using a command-line interface.

  • It is commonly used for troubleshooting network issues, configuring devices, and accessing remote servers.

  • Telnet operates on port 23 and transmits data in plain text, making it less secure compared to SSH.

  • Example: telnet 192.168.1.1

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Q11. P e r s o n al

Ans.

Personal qualities that make me suitable for the role of Assistant Manager.

  • I am a good communicator and can effectively convey ideas and instructions to team members.

  • I am a problem solver and can think on my feet to find solutions to unexpected challenges.

  • I am organized and can manage multiple tasks and priorities effectively.

  • I am a team player and can work collaboratively with others to achieve common goals.

  • I am adaptable and can adjust to changing circumstances and environm...read more

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Q12. witch Vartical experience

Ans.

I have experience in various verticals including technology, finance, and healthcare.

  • Technology: Managed sales for software and hardware solutions.

  • Finance: Sold financial products and services to businesses.

  • Healthcare: Worked with hospitals and clinics to provide medical equipment.

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based on 12 interviews in the last 1 year
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