Saija Finance Interview Questions and Answers

Q1. Introduction your and family
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Q2. Why r u joining my comoany and left last to last company with .....details
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Q1. First round regional head interview ( Done)
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Q2. Second round head of department interview (Done)
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Q3. What type fraud checking
Ans. 
Fraud checking involves various types of techniques and methods to detect and prevent fraudulent activities within an organization.
• Conducting regular audits to identify discrepancies or irregularities in financial records

• Implementing internal controls such as segregation of duties to prevent fraud

• Utilizing data analytics tools to detect patterns of fraudulent behavior

• Performing background checks on employees and vendor...read more
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Q4. I want to hear from the member to see if there has been any fraud
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Q5. You have to tell everything to the member. I have to check which company gives you loan and what other stressful things you have to tell about the company.
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Q1. Tell me about yourself
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Q2. Tell me about the projects you have worked on
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Q1. Tell me about yourself
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Q2. Why do you want to join BofA?
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How was handling for litigation in case of any criminal offences located at office from any political party. My answer is I'm handling for minimum legal and protect from female officer co-workers otherwise call from 100 and proceed further.

How was provided for Business legal opinion. My answer is proper document provided from the branch people I got a good legal opinion.

The management question is what is the anupantham patta, manaivarithoraya patta and we go through this legal opinion. My answer is patta is mandatory and also related documents is mandatory after that we raise the query and all queries are cleared we go through the good legal opinion that's all.

Q1. What is the punchvality
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Punchvality is a term that does not have a standard definition in the legal field.
• Punchvality is not a recognized legal term or concept.

• It is possible that the interviewer misspoke or meant to ask a different question.

• It is important to clarify with the interviewer what they meant by 'punchvality.'
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Q2. Proper dress code must be followed
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Q1. Hardly handling
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Q2. Smoothly handling
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Q1. How was the recovery of money
Ans. 
The recovery of money was successful through diligent legal actions and negotiations.
• Implemented strategic legal actions to recover funds

• Negotiated settlements with debtors to secure payments

• Utilized legal remedies such as liens or garnishments

• Collaborated with internal and external stakeholders for successful recovery

• Monitored and tracked progress of recovery efforts
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Q2. How do you file in litigation for NPA Customers
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Filing in litigation for NPA customers involves following legal procedures to recover unpaid debts.
• Gather all relevant documentation related to the debt and customer

• File a complaint with the appropriate court

• Serve the customer with the complaint and summons

• Attend court hearings and present evidence to support the claim

• Seek judgment from the court and enforce it if necessary
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Aptitude test I'm pass

Coding test is I'm pass

My assignment is business legal opinion I'm very experienced for legal opinion so that's all.

Q1. What is the SARFAESI
Ans. 
SARFAESI stands for Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act.
• SARFAESI Act allows banks and financial institutions to auction residential or commercial properties when borrowers default on loan payments.

• It provides a legal framework for the enforcement of security interests by banks without the intervention of the court.

• The Act aims to reduce non-performing assets in...read more
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Q2. What is the EP
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Q1. Introduce yourself
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Q2. What was your role in previous company?
Ans. 
I was responsible for leading a team of sales representatives and driving business growth in my territory.
• Managed a team of sales representatives

• Developed and implemented sales strategies

• Analyzed market trends and competitor activity

• Met sales targets and KPIs

• Provided training and support to team members
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Q3. How is that experience relevant to this job?
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My experience in sales and team management has equipped me with the skills needed to excel in this role as an Area Business Manager.
• Successfully led a sales team to exceed targets by 20% in the previous role

• Implemented strategic sales plans to increase market share and revenue

• Managed key accounts and developed strong relationships with clients

• Demonstrated ability to analyze market trends and competitor activities to dr
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Q4. What is your ambition in life?
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Q1. Introduce yourself
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Q2. How did you come to know about this job?
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I found out about this job through a job posting on LinkedIn.
• Saw job posting on LinkedIn

• Received notification from a recruiter

• Visited the company's career page

• Heard about the job from a friend or colleague
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Q3. How is your previous experience relevant to this job?
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Q4. What is your salary expectation?
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Basic Maths, reasoning and english questions

Q1. Basic civil engineering mic and proportion
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Q1. Autocad test draft of a home
Ans. 
Steps to create a test draft of a home in AutoCAD
• Start by creating a new drawing in AutoCAD

• Draw the outline of the home using lines, rectangles, and other shapes

• Add doors, windows, and other architectural elements

• Include dimensions and labels for clarity

• Use layers to organize different components of the draft

• Apply hatching or shading to indicate materials or textures

• Check for accuracy and make any necessary adjustments
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How can we collect more collection i know very well i have good experience in Collection Line.

Q1. How can improve collection
Ans. 
Improving collection can be achieved by implementing efficient data management systems and strategies.
• Implement automated reminders for overdue payments

• Offer discounts for early payments to incentivize customers

• Utilize data analytics to identify trends and target high-risk accounts

• Streamline the payment process to make it easier for customers to pay

• Train staff on effective collection techniques and customer communicati
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Q2. Awareness with customers pay EMI on time
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Q3. Data Feedback Regular Update
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Q4. Customers Follow-ups on Time
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Q5. Do work with proper guideline
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Q1. How event loop works?
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