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Saija Finance
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Saija Finance Interview Questions and Answers
Saija Finance Interview Experiences
1 interview found
Anonymous
I applied via Referral and was interviewed in May 2019. There were 3 interview rounds.
Interview Questionnaire
4 Questions
- Q1. Discussion about last job
- Q2. What is credit
- Ans.
Credit is the ability to borrow money or obtain goods or services before payment, based on the trust that payment will be made in the future.
Credit is a financial arrangement between a lender and a borrower
It allows the borrower to obtain goods or services without immediate payment
The borrower is expected to pay back the borrowed amount with interest
Credit can be in the form of loans, credit cards, or lines of credit
Cr...
- Q3. Importance of credit in finance
- Ans.
Credit is crucial in finance as it enables businesses and individuals to access funds for investments and purchases.
Credit allows businesses to expand operations and invest in new projects
Individuals can use credit to purchase homes, cars, and other big-ticket items
Good credit can lead to lower interest rates and better loan terms
Bad credit can limit access to funds and lead to higher interest rates
Credit scores are us...
- Q4. Relation between credit and compliance
- Ans.
Credit and compliance are closely related as compliance ensures adherence to regulations and credit decisions must comply with these regulations.
Compliance ensures that credit decisions are made within the legal framework
Credit decisions must comply with regulations such as the Fair Credit Reporting Act
Non-compliance can result in legal and financial consequences for the company
Credit managers must ensure compliance wi
Interview Preparation Tips
State Credit Manager Interview Questions asked at other Companies
Interview questions from similar companies
I appeared for an interview in Jun 2016.
Interview Questionnaire
2 Questions
- Q1. What field do you want to work in?
- Ans.
I am interested in working in the field of marketing and advertising.
Passionate about creating impactful campaigns
Strong communication and creative skills
Experience with social media marketing and analytics
- Q2. What are your interests?
- Ans.
My interests include reading, hiking, cooking, and playing musical instruments.
Reading - I enjoy reading fiction and non-fiction books in my free time.
Hiking - I love exploring nature trails and going on outdoor adventures.
Cooking - I like experimenting with new recipes and trying out different cuisines.
Playing musical instruments - I play the guitar and piano as a hobby.
Interview Preparation Tips
Experience: It was a basic interview where in they asked me about my interest, family background, etc
College Name: Sri Venkateswara College
I applied via Company Website and was interviewed in Mar 2018. There were 4 interview rounds.
Interview Preparation Tips
Skills: Computer Networking
Priyanka Bagree
I appeared for an interview before May 2016.
Interview Questionnaire
4 Questions
- Q1. Tell us something which we can't find out from your CV.
- Ans.
I am an avid rock climber and have scaled some of the tallest peaks in the region.
I have been rock climbing for over 5 years.
I have climbed peaks such as Mount Everest Base Camp and El Capitan in Yosemite.
Rock climbing has taught me valuable lessons in perseverance and problem-solving.
- Q2. Fall in the Chinese yuan
- Ans.
The fall in the Chinese yuan is due to various factors such as trade tensions, economic slowdown, and government policies.
Trade tensions between China and the US have led to a decrease in demand for the yuan
China's economic growth has slowed down, leading to a decrease in investor confidence
The Chinese government has implemented policies to devalue the yuan in order to boost exports
The fall in the yuan has led to conce
- Q3. Ratios for banks
- Ans.
Ratios are important for banks to measure their financial health and performance.
Common ratios used for banks include capital adequacy ratio, loan-to-deposit ratio, and net interest margin.
Capital adequacy ratio measures a bank's ability to absorb losses, while loan-to-deposit ratio shows the bank's ability to lend money.
Net interest margin measures the difference between interest earned on loans and interest paid on d...
- Q4. Why ICICI?
- Ans.
ICICI is a leading financial institution known for its innovative products and services.
ICICI has a strong reputation in the financial industry
Offers a wide range of products and services for customers
Known for its innovative digital banking solutions
Provides opportunities for growth and development
Interview Preparation Tips
Tips: The best way to clear this round is to be truthful. There are no correct answers which will also be told during this test. It is very easy, however, to understand if someone is lying on this test.
Duration: 40 minutes
Round: Group Discussion
Tips: Be confident.
Try and start the GD but make sure you can give it a direction.
Don't repeat points just to get more talking time.
Allow others to explain their point of view.
Duration: 10 minutes
Round: Technical + HR Interview
Tips: Don't get worked up or stressed if you don't know the answer to a question.
Prepare very well on the things mentioned in your CV.
Don't try to make up things.
College Name: IIM Raipur
Interview Questionnaire
1 Question
- Q1. About banks in Indian market About kotak Savings accounts Current accounts Rate of interest NII NIV
Interview Preparation Tips
Experience: Hi..
It is magical movment for me when i got call from the HR of HDFC bank. I am just uploading my resume on the banks carrier & after a month or 2 months they called me for the interview.
Tips: Many of us upload their resume on all job sites in addition to that also upload your resume on the respective companies carrier site, if they found your resume as suitable then they definitely contact you.
I appeared for an interview before Mar 2016.
Interview Questionnaire
2 Questions
- Q1. Some technical questions were asked
- Q2. They spring hibernate MVC flow and core java and Oracle connectivity questions
Interview Preparation Tips
Experience: There was a Team manager and his junior for the interview
prerna singh
I appeared for an interview before May 2016.
Interview Preparation Tips
Tips: Short and concise
Round: Test
Tips: Basic concept must be cleared
Total Questions: 50
Round: HR Interview
Tips: Fundamental and your goals towards ur life.. should be clear.
I applied via Other
Interview Questionnaire
1 Question
- Q1. Why u are being here for this job...can u say a reason??
- Ans.
I am passionate about sales and have a proven track record of exceeding targets in previous roles.
Passionate about sales and enjoy the challenge of meeting targets
Proven track record of exceeding sales targets in previous roles
Excited about the opportunity to contribute to the growth of the company
Interview Preparation Tips
Skills: Communication, Body Language, Presentation Skills
Duration: <1 week
Sales Executive Interview Questions & Answers
Kotak Mahindra Bank
Aritro Mukherji
posted on 23 Sep 2017
I appeared for an interview before Sep 2016.
Interview Questionnaire
1 Question
- Q1. Growth prospects and compensation
Interview Preparation Tips
Duration: 25 minutes
Total Questions: 40
Round: Group Discussion
Tips: You should show how you can stand out in the competitive crowd
Duration: 5 minutes
Skills: Selling Skills, Analytical Skills
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Saija Finance Reviews and Ratings
based on 111 reviews
Rating in categories
|
Assistant Manager
25
salaries
|  ₹1.8 L/yr - ₹5 L/yr |
|
Branch Manager
17
salaries
| ₹2 L/yr - ₹3.8 L/yr |
|
Regional Manager
10
salaries
| ₹4.4 L/yr - ₹5.3 L/yr |
|
Field Executive
8
salaries
| ₹1.2 L/yr - ₹2.2 L/yr |
|
Accounts & Finance Executive
7
salaries
| ₹2.2 L/yr - ₹3.2 L/yr |
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