TCS Interview Questions and Answers

RBI requires Prepaid Payment Instruments (PPIs) to be issued only after obtaining prior approval from them.

• RBI mandates that all PPIs must be approved by them before issuance

• This is to ensure that PPIs are not misused for money laundering or other illegal activities

• PPI issuers must comply with RBI's guidelines and regulations

• Failure to comply with RBI's requirements can result in penalties or revocation of license

• Examples of PPIs include e-wallets, gift cards, and travel card...read more

Yes, I have several clients who are ready to start using our services immediately.

• I have a list of clients who have expressed interest in our services and are ready to sign up.

• Some of our existing clients have requested additional services and are eager to get started.

• I have been actively networking and have identified potential clients who are in need of our services and are ready to onboard.

Compliance ensures adherence to laws, regulations, and ethical standards.

• Compliance helps prevent legal and financial penalties.

• It promotes ethical behavior and protects the reputation of the organization.

• It ensures the safety and well-being of employees and customers.

• Non-compliance can lead to loss of business and damage to the brand.

• Examples include HIPAA regulations in healthcare and GDPR in data privacy.

Multithreading is the ability of a CPU to execute multiple threads concurrently, improving performance and responsiveness.

• Multithreading allows multiple threads to run concurrently within a single program.

• Threads are lightweight processes that share the same memory space.

• Multithreading can improve performance by utilizing idle CPU time.

• It enables concurrent execution of tasks, such as handling user input while performing background computations.

• Java provides built-in support ...read more

I know several React libraries including React Router, Redux, and Axios.

• React Router for client-side routing

• Redux for state management

• Axios for making HTTP requests

• Other libraries like React Bootstrap, Material UI, etc. for UI components