SafexPay Manager Interview Questions and Answers

Q1. Methods of valuation
Ans. 
Valuation methods are used to determine the worth of a company or asset.
• Common valuation methods include discounted cash flow (DCF), comparable company analysis (CCA), and precedent transactions analysis.

• DCF involves estimating the future cash flows of a company and discounting them back to present value.

• CCA compares the target company to similar publicly traded companies to determine its value.

• Precedent transactions a...read more
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Q1. What is your expectation for salary
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Q2. As per industry standard.
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Q1. Question on python sql
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Q1. Questions on python advanced
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Nothing as usual you can go through company’s website

Q1. What is your experience
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Q2. What is your goal
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Q1. Standard in AML and KYC checks
Ans. 
AML and KYC checks are standard procedures to prevent money laundering and verify customer identities.
• AML stands for Anti-Money Laundering, which refers to a set of regulations and procedures aimed at detecting and preventing money laundering activities.

• KYC stands for Know Your Customer, which involves verifying the identity of customers to ensure they are legitimate and not involved in illegal activities.

• AML and KYC c...read more
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A case study is related to supply and demand.

Q1. As questions related to SQL, types of joins, keys, and windows function.
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Q2. Types of Joins?
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Types of joins include inner join, outer join, left join, right join, and full join.
• Inner join: Returns rows when there is a match in both tables.

• Outer join: Returns all rows when there is a match in one of the tables.

• Left join: Returns all rows from the left table and the matched rows from the right table.

• Right join: Returns all rows from the right table and the matched rows from the left table.

• Full join: Returns rows
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Q3. Explain different types of Keys.
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Keys in database management are used to uniquely identify records in a table.
• Primary Key: uniquely identifies each record in a table, must be unique and not null

• Foreign Key: links two tables together, ensures referential integrity

• Composite Key: combination of two or more columns to uniquely identify a record

• Super Key: set of attributes that uniquely identifies a record
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Q4. Difference between DBMS and R-DBMS
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DBMS is a software system that manages databases, while R-DBMS is a relational database management system that stores data in tables with relationships.
• DBMS stores data in files, while R-DBMS stores data in tables with relationships

• DBMS does not support relationships between tables, while R-DBMS supports relationships through keys

• R-DBMS ensures data integrity through normalization, while DBMS does not have this feature
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Q1. Tell me something about yourself.
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I am a dedicated and hardworking individual with a passion for learning and problem-solving.
• I have a background in computer science and have experience working on various programming projects.

• I am a quick learner and enjoy taking on new challenges.

• I am a team player and have strong communication skills.

• I am detail-oriented and strive for excellence in everything I do.
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Q2. Where do you live ?
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I live in a cozy apartment in downtown Seattle.
• I live in downtown Seattle

• I have a cozy apartment

• My neighborhood is vibrant and full of life
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Q3. How you know about Paytm?
Ans. 
Paytm is a popular Indian digital payment platform.
• Paytm was founded in 2010 by Vijay Shekhar Sharma.

• It offers services such as mobile recharging, bill payments, online shopping, and ticket booking.

• Paytm has a digital wallet feature that allows users to store money and make quick payments.

• The platform has grown to become one of the leading payment solutions in India.
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Q1. Introduce yourself.
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I am a dedicated and experienced professional with a background in marketing and sales.
• Experienced in marketing and sales

• Dedicated and hardworking

• Strong communication skills
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Q2. Why you want work with us (Paytm).
Ans. 
I want to work with Paytm because of its innovative approach to digital payments and its strong presence in the market.
• I am impressed by Paytm's innovative solutions in the digital payments space.

• I believe Paytm's strong market presence will provide me with valuable experience and opportunities for growth.

• I am excited about the prospect of contributing to Paytm's continued success and growth.
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Q3. Questions asked from my hobbies. Example- Creative writing
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Q1. Salary discuss.
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Q1. Which accounting software have you worked with (e.g., QuickBooks, SAP, Oracle)?
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Q2. How do you use Excel in accounting? Can you perform VLOOKUPs, pivot tables, and macros?
Ans. 
Excel is used in accounting for VLOOKUPs, pivot tables, and macros to analyze and manipulate financial data.
• Excel is used to organize and analyze financial data efficiently.

• VLOOKUPs are used to search for specific information in a large dataset.

• Pivot tables are used to summarize and analyze data in a customizable way.

• Macros can automate repetitive tasks in Excel, saving time and reducing errors.

• For example, VLOOKUP can...read more
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Q3. What are prepaid expenses, and how are they recorded?
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Prepaid expenses are expenses paid in advance but not yet incurred. They are recorded as assets on the balance sheet.
• Prepaid expenses are considered assets because they represent future economic benefits.

• They are initially recorded as assets on the balance sheet and then expensed over time as they are incurred.

• Common examples of prepaid expenses include prepaid rent, insurance premiums, and prepaid subscriptions.

• To rec...read more
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Q4. How do you handle tight deadlines during financial closing periods?
Ans. 
I prioritize tasks, delegate when necessary, and communicate effectively with team members to ensure deadlines are met.
• Prioritize tasks based on urgency and importance

• Delegate tasks to team members with appropriate skills and resources

• Communicate regularly with team members to track progress and address any obstacles

• Utilize time management techniques such as setting specific goals and breaking down tasks into smaller s...read more
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Q5. How do you manage confidentiality in accounting roles?
Ans. 
Confidentiality in accounting roles is managed through strict access controls, encryption of sensitive data, and signed confidentiality agreements.
• Implementing strict access controls to limit who can view sensitive financial information

• Encrypting sensitive data to protect it from unauthorized access

• Having employees sign confidentiality agreements to ensure they understand the importance of keeping financial information
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