SafexPay Deputy General Manager Interview Questions and Answers

Q1. What is your past experience in audit field
Ans. 
I have over five years of experience in the audit field, focusing on financial audits and compliance assessments.
• Conducted financial audits for various clients, ensuring compliance with GAAP and identifying areas for improvement.

• Led a team of auditors in a comprehensive internal audit for a healthcare organization, resulting in a 20% reduction in operational costs.

• Developed audit plans and risk assessments, tailoring a...read more
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Q2. Tell me something about yourself
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Q3. What are the RBI guidelines that are applicable to NBFC
Ans. 
RBI guidelines for NBFCs ensure financial stability, consumer protection, and regulatory compliance in the non-banking sector.
• Registration: NBFCs must be registered with RBI under the Companies Act, 1956.

• Net Owned Funds: NBFCs should maintain a minimum net owned fund of ₹2 crore.

• Capital Adequacy Ratio: A minimum CAR of 15% is required to ensure financial stability.

• Asset Classification: NBFCs must classify assets into s...read more
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Q4. What are expectations from Kissht & payout
Ans. 
Expectations from Kissht include growth opportunities, team collaboration, and competitive payouts based on performance metrics.
• Growth Opportunities: Expect to advance in your career through training and mentorship programs.

• Team Collaboration: A strong emphasis on teamwork to achieve common goals, fostering a supportive work environment.

• Performance-Based Payouts: Compensation linked to individual and team performance, ...read more
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Q1. Data Structure and algorithm
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Q2. System design question
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Q1. Collection experience
Ans. 
I have extensive experience in collections, including managing a team of collectors.
• Managed a team of collectors to ensure timely and effective collection of outstanding debts

• Developed and implemented collection strategies to improve overall collection rates

• Negotiated payment plans with delinquent customers to avoid legal action

• Utilized various collection tools and software to streamline the collection process

• Maintaine...read more
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Q1. Collection experience and How long you will work
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Round duration - 90 minutes
Round difficulty - Medium

Timing was 9 PM. Platform was not good. Platform was very lagging so overall it was bad experience.

Q1. 
Find the Third Greatest Element
Given an array 'ARR' of 'N' distinct integers, determine the third largest element in the array.
Input:
The first line contains a single integer 'T' representing the numb...read more
Ans. 
Find the third largest element in an array of distinct integers.
• Sort the array in descending order and return the element at index 2.

• Handle cases where the array has less than 3 elements separately.

• Use a set to store distinct elements for efficient processing.
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Q2. 
Longest Palindromic Substring Problem Statement
You are provided with a string STR of length N. The task is to find the longest palindromic substring within STR. If there are several palindromic substring...read more
Ans. 
Find the longest palindromic substring in a given string.
• Iterate through the string and expand around each character to find palindromes

• Keep track of the longest palindrome found so far

• Return the longest palindromic substring
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Q3. 
Ninja and Geometry Problem Statement
In this problem, Ninja is provided with two lines on a 2D plane. The first line 'AB' is determined by two points A and B. The second line 'PQ' is determined by two poi...read more
Ans. 
Calculate the intersection point of two lines on a 2D plane with precision up to six decimal places.
• Implement a function to calculate the intersection point of two lines on a 2D plane

• Handle precision up to six decimal places in the output

• Return -1.000000 -1.000000 if the lines do not intersect

• Ensure the lines 'AB' and 'PQ' are distinct
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Round duration - 90 minutes
Round difficulty - Medium

Timing was 9 PM. Platform was not good. Platform was very lagging so overall it was bad experience.

Q1. 
Find the Third Greatest Element
Given an array 'ARR' of 'N' distinct integers, determine the third largest element in the array.
Input:
The first line contains a single integer 'T' representing the numb...read more
Ans. 
Find the third largest element in an array of distinct integers.
• Sort the array in descending order and return the element at index 2.

• Handle cases where there are less than 3 elements in the array.

• Consider edge cases like negative integers and duplicates.
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Q2. 
Longest Palindromic Substring Problem Statement
You are provided with a string STR of length N. The goal is to identify the longest palindromic substring within this string. In cases where multiple palind...read more
Ans. 
Identify the longest palindromic substring in a given string.
• Iterate through each character in the string and expand around it to find palindromes

• Keep track of the longest palindrome found so far

• Return the longest palindromic substring with the smallest start index
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Q3. 
Ninja and Geometry Problem Statement
In this problem, Ninja is provided with two lines on a 2D plane. The first line 'AB' is determined by two points A and B. The second line 'PQ' is determined by two poi...read more
Ans. 
Calculate the intersection point of two lines on a 2D plane with precision up to six decimal places.
• Implement a function to calculate the intersection point of two lines on a 2D plane

• Handle precision up to six decimal places in the output

• Return -1.000000 -1.000000 if the lines do not intersect

• Ensure the lines 'AB' and 'PQ' are distinct
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Round duration - 90 minutes
Round difficulty - Hard

Timing was 9 PM. Platform was not good. Platform was very lagging so overall it was bad experience.

Q1. 
Find the Third Greatest Element
Given an array 'ARR' of 'N' distinct integers, determine the third largest element in the array.
Input:
The first line contains a single integer 'T' representing the numb...read more
Ans. 
Find the third largest element in an array of distinct integers.
• Sort the array in descending order and return the element at index 2.

• Handle cases where the array has less than 3 elements separately.

• Consider using a set to ensure distinct elements in the array.
Answered by AI
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Q2. 
Longest Palindromic Substring Problem Statement
You are provided with a string STR of length N. The goal is to identify the longest palindromic substring within this string. In cases where multiple palind...read more
Ans. 
Identify the longest palindromic substring in a given string.
• Iterate through the string and expand around each character to find palindromes

• Keep track of the longest palindrome found

• Return the longest palindromic substring with the smallest start index
Answered by AI
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Q3. 
Ninja and Geometry Problem Statement
In this problem, Ninja is provided with two lines on a 2D plane. The first line 'AB' is determined by two points A and B. The second line 'PQ' is determined by two poi...read more
Ans. 
Calculate the intersection point of two lines on a 2D plane with precision up to six decimal places.
• Use the formula for finding the intersection point of two lines in 2D space.

• Handle precision issues that may arise due to floating-point arithmetic.

• Return -1.000000 -1.000000 if the lines do not intersect.

• Ensure the lines 'AB' and 'PQ' are distinct.
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Round duration - 50 mins
Round difficulty - Medium

First round was coding round, where i was asked 2 DS algo questions, 1 was easy and other was of medium difficulty

Q1. 
Shortest Path in a Binary Matrix Problem Statement
Given a binary matrix of size N * M where each element is either 0 or 1, find the shortest path from a source cell to a destination cell, consisting only...read more
Ans. 
Find the shortest path in a binary matrix from a source cell to a destination cell consisting only of 1s.
• Use Breadth First Search (BFS) algorithm to find the shortest path.

• Keep track of visited cells to avoid revisiting them.

• Update the path length as you traverse through the matrix.

• Return -1 if no valid path exists.
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Round duration - 50 mins
Round difficulty - Easy

I was asked to design url shortner

Q1. Can you explain how you would design a URL shortener?
Ans. 
Design a URL shortener system
• Generate a unique short code for each URL

• Store the mapping of short code to original URL in a database

• Redirect users from short URL to original URL when accessed

• Consider implementing features like custom short codes, expiration dates, and analytics

• Ensure scalability and performance by using distributed systems and caching
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Round duration - 50 mins
Round difficulty - Medium

This was hiring manager round

Q1. Can you discuss a coding problem you encountered, your past projects, and any behavioral questions related to your experiences?
Ans. 
Discussed coding problem, past projects, and behavioral questions in SDE - 1 interview.
• Coding problem: Discussed how I optimized a sorting algorithm in a previous project.

• Past projects: Talked about a web application I developed using React and Node.js.

• Behavioral questions: Shared how I handled a conflict within a team during a project.

• Example: Explained how I implemented a feature in a mobile app that improved user en
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Q1. 1 - Easy Medium Question. Discuss the approach with interviewer and then implement it. The code should work, thats important.
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Q1. LLD round to design Chess.
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Q1. Hiring manager round. Grilling on resume and past experience questions
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