Rajshree hotel Interview Questions and Answers

Q1. What is the Singleton pattern ? in how many ways can this pattern be broken ?
Ans. 
Singleton pattern ensures a class has only one instance and provides a global point of access to it.
• Singleton pattern can be implemented by making the constructor private and providing a static method to access the instance.

• The pattern can be broken by using reflection to access the private constructor and create multiple instances.

• Another way to break the Singleton pattern is by using multiple class loaders in Java.

• Th...read more
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Q2. What is the internal implementation of hashmap? Let's assume that you want to store duplicate keys in the hashmap, how can we achieve the same in hashmap ?
Ans. 
HashMap internally uses an array of linked lists to store key-value pairs. To store duplicate keys, we can use a custom implementation of HashMap.
• HashMap internally uses an array of linked lists to handle collisions.

• To store duplicate keys, we can create a custom HashMap implementation that allows multiple values for the same key.

• One approach is to use a HashMap with values as lists, where each key can have multiple va
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Q1. What microservices patterns are you aware ? let's assume that there is a microservice based architecture and service A is calling service B which in turn service C. If service b fails, how will you manage ...read more
Ans. 
Use compensating transactions and distributed tracing for managing transaction and logging in case of service B failure.
• Implement compensating transactions to rollback changes made by service B in case of failure.

• Use distributed tracing to track the flow of requests and identify where the failure occurred.

• Implement retry mechanisms to handle transient failures in service B.

• Use circuit breakers to prevent cascading fail...read more
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Q2. System Design question : Design a booking wesite for.eg: bookin.com ?
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Q1. Introducing about myself
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Q2. What
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Q1. Introducing myself
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Q2. Experience with previous company
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Q1. What is sales ?(
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Q2. What do you know about real estate
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Q1. What do you know about real estate
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Q2. What is rera
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Q1. What are the aml and kyc requirements?
Ans. 
AML and KYC requirements are regulations that financial institutions must follow to prevent money laundering and verify the identity of their customers.
• AML (Anti-Money Laundering) requirements involve monitoring transactions, reporting suspicious activities, and conducting customer due diligence.

• KYC (Know Your Customer) requirements involve verifying the identity of customers, assessing their risk level, and maintainin...read more
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Q2. Why should we hire you, briefly describe a scenario where you would showcase a different skill or talent compared with your fellow employees?
Ans. 
I have a strong attention to detail and analytical skills that set me apart from my colleagues.
• I have a proven track record of accurately identifying and resolving discrepancies in KYC documentation.

• I excel at conducting thorough research and analysis to ensure compliance with regulations.

• My ability to effectively communicate complex information to stakeholders sets me apart in team collaborations.
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Q3. Strength and weakness?
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Strength: attention to detail, Weakness: perfectionism
• Strength: Ability to meticulously review documents and identify discrepancies

• Strength: Strong analytical skills to detect potential risks or fraudulent activities

• Weakness: Striving for perfection may lead to spending too much time on a task

• Weakness: Difficulty in delegating tasks due to desire for everything to be done perfectly
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Q4. Project and achievements?
Ans. 
Implemented a new KYC process resulting in 30% reduction in onboarding time and 20% decrease in errors.
• Led a team to revamp KYC procedures and systems

• Introduced automation tools to streamline verification process

• Trained staff on updated KYC regulations and best practices
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Q5. Are you a team player? What do you do when you don’t get along with certain colleagues? How do you manage conflict resolution?
Ans. 
Yes, I am a team player. I believe in open communication and collaboration. When conflicts arise, I address them directly and seek resolution.
• I believe in open communication and collaboration within the team.

• I address conflicts directly and seek resolution through constructive conversations.

• I focus on finding common ground and working towards a solution that benefits the team as a whole.
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Q6. Provide a situation where you might have failed previously? What has that experience taught you?
Ans. 
I failed to meet a deadline due to poor time management.
• Underestimated the time needed for a project

• Did not prioritize tasks effectively

• Learned to create a detailed schedule and set realistic deadlines
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General English grammar knowledge and some calculations

Q1. CTC and expected salary details?
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Q2. No you cannot negotiate and end up taking what they give you!
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Q3. No relocation time, do it during weekends
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Q4. No target compensation or other benefits
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Q5. If ur employed through agency or consultancy you will be always a contingent and treated less than permanent employees
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Q6. 12 hours a day, 6 days a week, no social or life balance
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Q1. Behavioral assessment
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Logical, react, SQL related questions

Q1. Interviewed by Business Head. Mostly behavioral questions and some past experience related
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Q1. Interview by VP. Frontend general technical questions
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Q1. Interviewed by Director. Competency based Leadership interview
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Q1. Yet to recieve the final status whether selected or rejected. HR asked payslip and other docs and shared the same.
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Q2. HRs are very friendly and quickly respond to your queries.
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Q1. All about Cibil and previous company record
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Q2. All about Cibil
Ans. All about Cibil
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Any one topic to group discussion

Q1. What Abut your background and knowledge
Ans. 
I have a strong background in finance with over 10 years of experience in relationship management and a deep knowledge of investment products.
• 10+ years of experience in finance

• Specialize in relationship management

• Deep knowledge of investment products

• Experience in working with high net worth clients

• Strong communication and negotiation skills
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Q2. Skills and work experience
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Q3. Family background
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Q4. What you know About bajaj company
Ans. 
Bajaj is a well-known Indian multinational company with diverse business interests including automobiles, finance, and insurance.
• Founded in 1926 by Jamnalal Bajaj

• Headquartered in Pune, India

• One of the largest manufacturers of two-wheelers in India

• Offers a wide range of financial services through Bajaj Finance

• Known for its popular motorcycle models like Pulsar and Dominar
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Q5. How much you can salary expectation
Ans. 
My salary expectation is based on my experience, skills, and the market rate for this position.
• Consider my years of experience in the industry

• Research the average salary range for Senior Relationship Managers in this location

• Factor in the benefits and perks offered by the company

• Be open to negotiation based on the overall compensation package
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Q1. How does Bank BS differ from traditional companies?
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Q2. What is Tier1 Capital?
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Q1. What's your current experience
Ans. 
I have 5 years of experience in credit analysis and risk assessment in the banking industry.
• 5 years of experience in credit analysis and risk assessment

• Proficient in financial statement analysis

• Strong understanding of credit risk management

• Experience in evaluating loan applications and determining creditworthiness

• Familiarity with regulatory requirements in the banking sector
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Q2. Did you achieved any goal in previous platform.
Ans. 
Yes, I achieved a goal of increasing loan approval rate by 15% in my previous role.
• Implemented new credit evaluation process to streamline decision-making

• Provided training to team members on identifying creditworthy applicants

• Collaborated with sales team to improve communication and documentation

• Utilized data analytics to identify trends and make data-driven decisions
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Q3. Do you participate any bankingevents
Ans. 
Yes, I actively participate in banking events to stay updated on industry trends and network with professionals.
• I regularly attend banking conferences and seminars to learn about new regulations and technologies in the industry.

• I have participated in workshops on credit risk management and financial analysis to enhance my skills and knowledge.

• I am a member of a banking association where I attend networking events to co
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Q4. Are you suitable for appliedrole.
Ans. 
Yes, I am suitable for the role of Credit Officer due to my strong financial background and experience in analyzing credit risk.
• I have a degree in finance and have completed relevant courses in credit analysis.

• I have previous experience working as a credit analyst, where I successfully assessed credit risk for various clients.

• I am proficient in financial modeling and have a strong understanding of financial statements.

• ...read more
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Q5. Tell about Equitas bank
Ans. 
Equitas Small Finance Bank is a scheduled commercial bank in India focused on serving the financial needs of micro and small enterprises.
• Equitas Small Finance Bank was established in 2007 as a microfinance institution before receiving a banking license in 2016.

• The bank offers a range of financial products and services including savings accounts, fixed deposits, loans, and insurance.

• Equitas Small Finance Bank has a stro...read more
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Discuss about financial risk and management