Piramal Capital Housing Finance
30+ Swagath Restaurant & Bar Interview Questions and Answers
Q1. Do u handling DSA & Connector
Yes, I have experience in handling DSA and Connector.
I have worked with Direct Selling Agents (DSA) and Connectors in my previous roles.
I am familiar with the process of onboarding and managing DSA and Connector relationships.
I have experience in training and guiding DSA and Connector teams to achieve targets.
I have also handled conflict resolution and issue escalation with DSA and Connector partners.
Q2. Do you have any references in builder or broker profile
Yes, I have references in both builder and broker profiles.
I have worked closely with several builders and brokers in my previous roles.
I have successfully managed relationships with builders and brokers to achieve sales targets.
One of my references is Mr. John Smith, a renowned builder in the industry.
Another reference is Ms. Jane Doe, a top-performing broker with whom I have collaborated on multiple projects.
Q3. How to source Piramal Personal Loan
Piramal Personal Loan can be sourced through various channels.
Approach Piramal Directly
Contact Piramal's Sales Team
Partner with Piramal's Affiliate Network
Utilize Online Aggregators
Attend Piramal's Promotional Events
Q4. How someone can source a file ?
A file can be sourced by reaching out to relevant departments or individuals, utilizing online databases, or attending industry events.
Contacting relevant departments or individuals within the organization
Utilizing online databases or platforms to search for the file
Attending industry events or conferences where the file may be shared
Networking with professionals in the field to inquire about the file
Q5. How much current CTC?
My current CTC is confidential.
I prefer not to disclose my current CTC as it is confidential.
I am open to discussing my salary expectations for this role.
I believe my skills and experience make me a strong candidate for this position.
I am looking for a competitive compensation package based on industry standards.
Q6. Contact of connector or DSA
Contact of connector or DSA refers to the person who connects potential customers with the bank for financial products.
Connector or DSA stands for Direct Selling Agent.
They act as intermediaries between the bank and the customers.
They help in generating leads and acquiring new customers.
They earn commission on successful sales.
Maintaining a good relationship with them is important for business growth.
Q7. What is LTV and FOIR
LTV stands for Loan-to-Value and FOIR stands for Fixed Obligation to Income Ratio.
LTV is a financial term used to determine the ratio of a loan amount to the appraised value of an asset.
FOIR is a financial metric used to assess an individual's ability to repay a loan by comparing their fixed obligations to their income.
LTV is commonly used in mortgage lending to evaluate the risk associated with a loan.
FOIR helps lenders determine if a borrower has enough income to cover thei...read more
Q8. PMGY ELIGIBILITY AMOUNT
The PMGY eligibility amount varies depending on the program and destination.
The eligibility amount for each program is listed on the PMGY website
The amount may vary depending on the destination country
Participants are required to pay a deposit to secure their place on the program
The deposit amount is deducted from the total program fee
Scholarships and fundraising opportunities are available to help cover program costs
Q9. What reusable methods have been designed by you and their impact
I have designed reusable methods for data validation, logging, and error handling.
Created a data validation method that checks for required fields and data types
Implemented a logging method that records important events and errors
Developed an error handling method that gracefully handles exceptions and provides detailed error messages
Q10. How many Verity of patta is doable
The number of Verity of patta that is doable depends on various factors such as market demand, resources, and competition.
The number of Verity of patta that is doable can vary based on the target market and customer preferences.
Consider the resources available for production and distribution when determining the number of Verity of patta that is doable.
Analyze the competition in the market to understand the demand for different varieties of patta.
Conduct market research and s...read more
Q11. How mach of connectors you know
I have a strong knowledge of various types of connectors used in the industry.
Familiar with common connectors such as USB, HDMI, Ethernet, and audio jacks
Knowledge of specialized connectors like D-sub, coaxial, and fiber optic connectors
Experience with connector compatibility and troubleshooting issues
Awareness of emerging connector technologies and standards
Q12. How you do sales
I use a consultative approach to understand the client's needs and offer tailored solutions.
Research and understand the client's business and industry
Ask open-ended questions to uncover pain points and goals
Offer customized solutions that address their specific needs
Follow up regularly to ensure satisfaction and identify new opportunities
Q13. Share advice for job seekers
Stay focused, network, tailor your resume, and prepare for interviews.
Stay focused on your job search and don't get discouraged.
Network with people in your desired industry and attend job fairs.
Tailor your resume to each job you apply for.
Prepare for interviews by researching the company and practicing common interview questions.
Q14. How to do business sourcing
Business sourcing involves identifying potential clients, building relationships, and generating leads.
Identify target market and potential clients
Build relationships through networking and referrals
Utilize social media and online platforms for lead generation
Attend industry events and conferences to connect with potential clients
Utilize cold calling and email campaigns to reach out to prospects
Q15. How to calculate loan
Loan calculation involves determining the total amount borrowed, interest rate, and loan term to calculate monthly payments.
Determine the total amount borrowed
Identify the interest rate
Calculate the loan term
Use a loan calculator or formula to determine monthly payments
Q16. All the popular status codes you know and there meaning
Popular HTTP status codes and their meanings
200 - OK: Request succeeded
404 - Not Found: Resource not found
500 - Internal Server Error: Server error
401 - Unauthorized: Authentication required
302 - Found: Resource temporarily moved
503 - Service Unavailable: Server unavailable
Q17. How many connectors do you have dsa and builder?
The number of connectors for DSA and Builder is not available.
The available data on the number of connectors for DSA and Builder is not provided.
Unfortunately, I don't have the information regarding the number of connectors.
The exact count of connectors for DSA and Builder is unknown.
Q18. Which are the areas for sourcing files?
Areas for sourcing files include referrals, networking events, online platforms, and existing clients.
Referrals from existing clients or colleagues
Networking events and industry conferences
Online platforms such as LinkedIn or job boards
Existing clients and their referrals
Q19. How msny dsa is there
The question is unclear and seems to contain a typo. It may be asking about the number of DSAs (Direct Selling Agents) in a sales team.
It is important to clarify with the interviewer what they mean by 'dsa'
If they are referring to Direct Selling Agents, you can provide an estimate based on the size of the sales team
You can also mention the importance of having a sufficient number of DSAs to effectively reach customers and drive sales
Q20. How many Connecter is there
The number of Connecter is not specified in the question.
The question is unclear and lacks context.
It is important to ask for clarification or provide more information before answering.
Without additional details, it is impossible to determine the exact number of Connecter.
Q21. What is your expected ctc
I expect a competitive salary based on my qualifications and experience.
I am looking for a salary that reflects my skills and expertise.
I have researched the market rates for similar positions and expect a salary within that range.
I am open to negotiation based on the overall compensation package offered.
I value opportunities for growth and development, and a fair salary is an important factor in my decision-making process.
Q22. 8 year experience
Yes
Yes, I have 8 years of experience in the sales field.
During my 8 years of experience, I have successfully managed branch sales teams and achieved sales targets.
I have developed and implemented effective sales strategies to increase revenue and market share.
I have built and maintained strong relationships with clients, resulting in repeat business and customer satisfaction.
I have trained and mentored sales staff to improve their performance and achieve their goals.
I have an...read more
Q23. What are bkt 1 bkt2 bkt3 explain
BKT1, BKT2, and BKT3 are commonly used abbreviations in the credit industry to categorize the payment behavior of borrowers.
BKT1 refers to borrowers who have never missed a payment and have a good credit history.
BKT2 refers to borrowers who have missed a few payments but are still considered low risk.
BKT3 refers to borrowers who have a history of missing payments and are considered high risk.
Q24. How to calculate LTV ?
LTV (Lifetime Value) is calculated by multiplying the average purchase value by the average purchase frequency and the average customer lifespan.
LTV = Average Purchase Value x Average Purchase Frequency x Average Customer Lifespan
Average Purchase Value: Total revenue generated from a customer divided by the number of purchases
Average Purchase Frequency: Number of purchases made by a customer divided by the customer lifespan
Average Customer Lifespan: Average duration a custome...read more
Q25. How much target will done in a month?
The target for the month will depend on the sales strategy and market conditions.
The target will be set based on the company's sales goals and objectives.
It will also depend on the product or service being sold and the target market.
The sales team's performance and past sales data will also be considered.
The target may be adjusted based on market conditions and competition.
A realistic and achievable target will be set to motivate the sales team and ensure success.
Q26. How to source HL files?
HL files can be sourced through various channels such as online databases, professional networks, and industry conferences.
Utilize online databases like LinkedIn, Indeed, and Glassdoor to search for potential HL files.
Network with industry professionals and attend relevant conferences to connect with potential candidates.
Utilize recruitment agencies or headhunters who specialize in sourcing HL files.
Utilize social media platforms like Twitter and Facebook to reach out to pote...read more
Q27. Design an Automation Framework
An automation framework is a set of guidelines, best practices, and tools used for automated testing of software applications.
Choose a programming language for writing test scripts (e.g. Java, Python)
Select a testing tool for executing test scripts (e.g. Selenium, Appium)
Implement page object model for better code organization
Use data-driven testing for testing with multiple sets of data
Incorporate reporting tools for tracking test results (e.g. ExtentReports)
Q28. Last company ctc
My last company's CTC was $80,000 per year.
My last company offered a competitive salary package of $80,000 per year.
The CTC included base salary, bonuses, and benefits.
I was satisfied with the compensation package at my previous company.
Q29. Full form of LCR, LTV, FOIR?
LCR - Liquidity Coverage Ratio, LTV - Loan to Value Ratio, FOIR - Fixed Obligation to Income Ratio
LCR is a regulatory requirement that ensures banks have enough high-quality liquid assets to withstand a significant stress scenario.
LTV is a financial term used by lenders to express the ratio of a loan to the value of an asset purchased.
FOIR is a measure used by lenders to assess a borrower's ability to manage monthly repayments based on their income and fixed obligations.
Q30. How many type of loan
Q31. History of piramal finance
Piramal Finance is a financial services company in India offering various financial solutions.
Piramal Finance is a part of Piramal Group, a diversified conglomerate in India.
It provides financing solutions for real estate, infrastructure, and non-real estate sectors.
The company offers various products such as debt financing, equity investments, and structured finance.
Piramal Finance has a strong presence in the Indian financial market and has funded several high-profile proje...read more
Q32. what is ur ctc acceptance?
My CTC acceptance is negotiable based on the job responsibilities and growth opportunities.
My primary focus is on the job responsibilities and growth opportunities rather than the CTC.
I am open to discussing the salary package based on the job requirements and market standards.
I am looking for a fair and competitive compensation package.
I am willing to consider other benefits such as health insurance, retirement plans, and bonuses.
I am confident that we can come to a mutually...read more
Q33. How to manage work
Managing work involves prioritizing tasks, setting goals, staying organized, and effectively communicating with team members.
Create a to-do list or use a task management tool to prioritize tasks
Set specific goals and deadlines for each task to stay focused
Break down larger tasks into smaller, manageable steps
Communicate regularly with team members to ensure everyone is on the same page
Take breaks and practice self-care to avoid burnout
Q34. Monthly previous company targets
The monthly targets at my previous company varied depending on the product and market conditions.
Targets ranged from $100,000 to $500,000 per month
Targets were adjusted quarterly based on sales performance
Different sales teams had different targets based on territory or product focus
Q35. remove duplicate from strings
Remove duplicates from an array of strings
Iterate through the array and use a Set to store unique strings
Convert the Set back to an array to get the final result
Q36. Collection experience
I have 5 years of experience in collections, including negotiating payment plans and resolving disputes.
Managed a portfolio of delinquent accounts and consistently met collection targets
Utilized skip tracing techniques to locate hard-to-find debtors
Negotiated payment plans with debtors to ensure timely repayment
Resolved billing disputes and discrepancies to prevent further delinquency
Worked closely with legal team to escalate collection efforts when necessary
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