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Piramal Capital Housing Finance Interview Questions and Answers for Experienced

Updated 8 Jul 2025
Popular Designations

45 Interview questions

A Cluster Credit Manager was asked 1mo ago
Q. What value can you add and how?
Ans. 

I bring expertise in risk assessment, team leadership, and strategic decision-making to enhance credit management processes.

  • Expertise in risk assessment: I can analyze credit risks effectively, ensuring informed lending decisions.

  • Team leadership: I have successfully led teams to improve efficiency and collaboration, resulting in faster credit approvals.

  • Data-driven decision-making: By leveraging analytics, I can id...

View all Cluster Credit Manager interview questions
A Senior Relationship Manager was asked 1mo ago
Q. What amount will be disbursed here?
Ans. 

The disbursed amount depends on various factors like loan type, applicant's creditworthiness, and financial needs.

  • Loan Type: For example, a mortgage may disburse a larger amount compared to a personal loan.

  • Creditworthiness: A higher credit score can lead to a larger disbursement.

  • Financial Needs: The amount requested by the applicant plays a crucial role.

View all Senior Relationship Manager interview questions
A Senior Relationship Manager was asked 5mo ago
Q. What is the floating rate of interest?
Ans. 

Floating rate of interest is a variable interest rate that changes periodically based on a benchmark rate.

  • Floating rate of interest is not fixed and can change over time.

  • It is typically tied to a benchmark rate, such as the prime rate or LIBOR.

  • The interest rate on a floating rate loan may adjust monthly, quarterly, annually, or at other intervals.

  • Floating rate loans are often used in financial products like adjust...

View all Senior Relationship Manager interview questions
A Senior Relationship Manager was asked 5mo ago
Q. What is the full form of EMI?
Ans. 

EMI stands for Equated Monthly Installment.

  • EMI is a fixed amount of money paid by a borrower to a lender at a specified date each calendar month.

  • It is used to repay both the interest and principal each month, ensuring that the loan is paid off in full over a specified period.

  • EMI calculations are commonly used in loans such as home loans, car loans, and personal loans.

View all Senior Relationship Manager interview questions
A Senior Relationship Manager was asked 5mo ago
Q. What is the full form of RBI?
Ans. 

Reserve Bank of India

  • Reserve Bank of India

  • Regulates the monetary policy in India

  • Issues currency notes

  • Acts as a banker to the government

View all Senior Relationship Manager interview questions
A Senior Relationship Manager was asked 5mo ago
Q. What are the differences between a Fixed Deposit (FD) and a Recurring Deposit (RD)?
Ans. 

FD is a fixed deposit where a lump sum amount is deposited for a fixed period at a fixed interest rate. RD is a recurring deposit where a fixed amount is deposited regularly for a fixed period at a fixed interest rate.

  • FD requires a lump sum amount to be deposited at once, while RD requires regular fixed deposits.

  • FD has a fixed term for the deposit, while RD allows flexibility in the deposit term.

  • FD typically offer...

View all Senior Relationship Manager interview questions
A Senior Collection Executive was asked 7mo ago
Q. What are BKT1, BKT2, and BKT3? Please explain each.
Ans. 

BKT1, BKT2, and BKT3 are commonly used abbreviations in the credit industry to categorize the payment behavior of borrowers.

  • BKT1 refers to borrowers who have never missed a payment and have a good credit history.

  • BKT2 refers to borrowers who have missed a few payments but are still considered low risk.

  • BKT3 refers to borrowers who have a history of missing payments and are considered high risk.

View all Senior Collection Executive interview questions
Are these interview questions helpful?
A Senior Collection Executive was asked 7mo ago
Q. Why are you applying for this job, and what is your total experience in collections?
Ans. 

I have over 5 years of experience in collections, specializing in resolving disputes and optimizing recovery processes.

  • Managed a portfolio of over 300 accounts, achieving a 95% recovery rate.

  • Implemented a new tracking system that reduced follow-up time by 30%.

  • Trained junior staff on effective negotiation techniques, improving team performance.

  • Successfully resolved complex disputes by collaborating with clients and...

View all Senior Collection Executive interview questions
A Sales Manager was asked 8mo ago
Q. How do you approach marketing?
Ans. 

I utilize a mix of digital marketing, relationship building, and data analysis to drive sales and enhance brand visibility.

  • Leverage social media platforms like LinkedIn for B2B marketing, sharing industry insights and engaging with potential clients.

  • Implement email marketing campaigns targeting specific customer segments, showcasing new products or promotions.

  • Utilize data analytics to track customer behavior and p...

View all Sales Manager interview questions
A Sdet Engineer was asked 8mo ago
Q. Describe your experience designing an automation framework.
Ans. 

An automation framework is a set of guidelines, best practices, and tools used for automated testing of software applications.

  • Choose a programming language for writing test scripts (e.g. Java, Python)

  • Select a testing tool for executing test scripts (e.g. Selenium, Appium)

  • Implement page object model for better code organization

  • Use data-driven testing for testing with multiple sets of data

  • Incorporate reporting tools...

View all Sdet Engineer interview questions

Piramal Capital Housing Finance Interview Experiences for Experienced

143 interviews found

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
-
Result
Selected Selected
Round 1 - Aptitude Test 

All questions were 80 in which have pass marks were 50 so i was easily passed in apptitude Test exam and i get good results

Round 2 - One-on-one 

(2 Questions)

  • Q1. Banking retaled questions
  • Q2. What is ABB?, What is the full form of FOIR, etc.
  • Ans. 

    ABB is a multinational corporation headquartered in Switzerland, specializing in robotics, power, heavy electrical equipment, and automation technology.

    • ABB stands for Asea Brown Boveri.

    • It is a Swedish-Swiss multinational corporation.

    • ABB operates mainly in robotics, power, heavy electrical equipment, and automation technology sectors.

    • The company was formed in 1988 through the merger of ASEA of Sweden and BBC Brown Bover...

  • Answered by AI
Round 3 - One-on-one 

(2 Questions)

  • Q1. What is the full form of EMI
  • Ans. 

    EMI stands for Equated Monthly Installment.

    • EMI is a fixed amount of money paid by a borrower to a lender at a specified date each calendar month.

    • It is used to repay both the interest and principal each month, ensuring that the loan is paid off in full over a specified period.

    • EMI calculations are commonly used in loans such as home loans, car loans, and personal loans.

  • Answered by AI
  • Q2. What is the diffrences beween FD and RD?
  • Ans. 

    FD is a fixed deposit where a lump sum amount is deposited for a fixed period at a fixed interest rate. RD is a recurring deposit where a fixed amount is deposited regularly for a fixed period at a fixed interest rate.

    • FD requires a lump sum amount to be deposited at once, while RD requires regular fixed deposits.

    • FD has a fixed term for the deposit, while RD allows flexibility in the deposit term.

    • FD typically offers hig...

  • Answered by AI
Round 4 - One-on-one 

(2 Questions)

  • Q1. What is the full form of RBI
  • Ans. 

    Reserve Bank of India

    • Reserve Bank of India

    • Regulates the monetary policy in India

    • Issues currency notes

    • Acts as a banker to the government

  • Answered by AI
  • Q2. What is the FLOATING RATE OF INTEREST?
  • Ans. 

    Floating rate of interest is a variable interest rate that changes periodically based on a benchmark rate.

    • Floating rate of interest is not fixed and can change over time.

    • It is typically tied to a benchmark rate, such as the prime rate or LIBOR.

    • The interest rate on a floating rate loan may adjust monthly, quarterly, annually, or at other intervals.

    • Floating rate loans are often used in financial products like adjustable-...

  • Answered by AI
Round 5 - HR 

(2 Questions)

  • Q1. What was the previous 2 companies of experience ?
  • Ans. 

    I have worked at ABC Company and XYZ Company in the past.

    • ABC Company - Managed a portfolio of high net-worth clients, exceeding sales targets by 20%.

    • XYZ Company - Led a team of relationship managers, resulting in a 15% increase in client retention.

  • Answered by AI
  • Q2. Why do you choose piramal finance not other co.?
  • Ans. 

    I chose Piramal Finance over other companies because of their strong reputation in the industry and their commitment to innovation and growth.

    • Piramal Finance has a solid reputation in the financial industry for their expertise and reliability.

    • They offer innovative financial solutions that cater to the diverse needs of clients.

    • Piramal Finance is known for their strong focus on growth and development, providing ample opp...

  • Answered by AI
Round 6 - HR 

(1 Question)

  • Q1. What is your expection of salary structure
  • Ans. 

    I expect a competitive salary structure based on my experience, skills, and the market standard.

    • I expect a salary that reflects my level of experience and expertise in the industry.

    • I am looking for a compensation package that includes a base salary, bonuses, and benefits.

    • I would like the opportunity for salary reviews and potential for growth within the company.

    • I am open to negotiation based on the overall package offe...

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview before Mar 2020, where I was asked the following questions.

  • Q1. Tell me your product knowledge?
  • Q2. Tell me how to manage team ?
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Nov 2024.

Round 1 - HR 

(5 Questions)

  • Q1. Tell you about some thing
  • Q2. Which porife for job and toatal experience for you collection
  • Ans. 

    I have over 5 years of experience in collections, specializing in resolving disputes and optimizing recovery processes.

    • Managed a portfolio of over 300 accounts, achieving a 95% recovery rate.

    • Implemented a new tracking system that reduced follow-up time by 30%.

    • Trained junior staff on effective negotiation techniques, improving team performance.

    • Successfully resolved complex disputes by collaborating with clients and unde...

  • Answered by AI
  • Q3. My name is Prashant Tiwari. I have 2 years of experience in collection of 2years and I have good knowledge of home loan property loan plural recovery. I am also in private finance on a regular post and I d...
  • Q4. What are bkt 1 bkt2 bkt3 explain
  • Ans. 

    BKT1, BKT2, and BKT3 are commonly used abbreviations in the credit industry to categorize the payment behavior of borrowers.

    • BKT1 refers to borrowers who have never missed a payment and have a good credit history.

    • BKT2 refers to borrowers who have missed a few payments but are still considered low risk.

    • BKT3 refers to borrowers who have a history of missing payments and are considered high risk.

  • Answered by AI
  • Q5. Life gols Prashant

Interview Preparation Tips

Interview preparation tips for other job seekers - What this collection and what types are product for collection
secured loan and unsecured
Bkt1 bkt2 bkt3
NPA write of
Plsa xpl d2dc
Ef online loan
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
-
Result
Selected Selected

I appeared for an interview in Apr 2025, where I was asked the following questions.

  • Q1. Tell me about about experience in home loan &loan against property sourcing
  • Q2. How do you generate lead in semi-urban or Rural areas ? what is your strategy to convert them ?

Interview Preparation Tips

Interview preparation tips for other job seekers - Aapka Focus field work, Target achievement aur relationship management par hona chahiye

Sdet Engineer Interview Questions & Answers

user image Anonymous

posted on 17 Oct 2024

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Job Portal and was interviewed in Apr 2024. There were 3 interview rounds.

Round 1 - One-on-one 

(4 Questions)

  • Q1. LC Medium DSA Question on Arrays
  • Q2. Framework related questions
  • Q3. All the popular status codes you know and there meaning
  • Ans. 

    Popular HTTP status codes and their meanings

    • 200 - OK: Request succeeded

    • 404 - Not Found: Resource not found

    • 500 - Internal Server Error: Server error

    • 401 - Unauthorized: Authentication required

    • 302 - Found: Resource temporarily moved

    • 503 - Service Unavailable: Server unavailable

  • Answered by AI
  • Q4. What reusable methods have been designed by you and their impact
  • Ans. 

    I have designed reusable methods for data validation, logging, and error handling.

    • Created a data validation method that checks for required fields and data types

    • Implemented a logging method that records important events and errors

    • Developed an error handling method that gracefully handles exceptions and provides detailed error messages

  • Answered by AI
Round 2 - One-on-one 

(4 Questions)

  • Q1. Design an Automation Framework
  • Ans. 

    An automation framework is a set of guidelines, best practices, and tools used for automated testing of software applications.

    • Choose a programming language for writing test scripts (e.g. Java, Python)

    • Select a testing tool for executing test scripts (e.g. Selenium, Appium)

    • Implement page object model for better code organization

    • Use data-driven testing for testing with multiple sets of data

    • Incorporate reporting tools for ...

  • Answered by AI
  • Q2. Mocking related questions
  • Q3. Anything new I am learning, then questions on that
  • Q4. Project Related questions
Round 3 - HR 

(2 Questions)

  • Q1. What all challenges you faced and how did you solve them and things you learnt on the way
  • Ans. 

    I faced challenges in automating complex test scenarios, resolved by collaborating with developers and learning new tools.

    • Automating complex test scenarios

    • Collaborating with developers to understand code changes

    • Learning new tools and technologies to improve testing efficiency

  • Answered by AI
  • Q2. Why do you want to change the company
  • Ans. 

    Seeking new challenges, growth opportunities, and a better work-life balance.

    • Looking for a company with more innovative projects and technologies to work on

    • Interested in a company that values work-life balance and employee well-being

    • Seeking opportunities for career growth and advancement

  • Answered by AI

Skills evaluated in this interview

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(4 Questions)

  • Q1. About your experience
  • Q2. About your stability
  • Q3. I have 10 months experience because I have my family medical issue and transfer was not being possible so I left job.
  • Q4. I know very well piramal finance sales & services company is very well opportunities. And if again possible my joining then I will want to join again this organisation.
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Mar 2025, where I was asked the following questions.

  • Q1. Self introduction
  • Q2. Explain experience
  • Ans. 

    I have extensive experience in home loan processing, customer service, and financial analysis, ensuring smooth transactions for clients.

    • Over 5 years in the home loan industry, assisting clients with mortgage applications.

    • Successfully processed over 200 home loan applications, ensuring compliance with regulations.

    • Developed strong relationships with clients, resulting in a 95% satisfaction rate.

    • Conducted financial assess...

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Walk-in and was interviewed before Apr 2022. There were 4 interview rounds.

Round 1 - HR 

(2 Questions)

  • Q1. How many experience in home lone & lap
  • Ans. 

    I have 5 years of experience in home loan and LAP sales.

    • 5 years of experience in selling home loans and LAP products

    • Strong understanding of the mortgage industry and loan processes

    • Proven track record of meeting and exceeding sales targets

    • Experience in building and maintaining relationships with clients and financial institutions

  • Answered by AI
  • Q2. Last company same
Round 2 - HR 

(2 Questions)

  • Q1. Last company ctc
  • Ans. 

    My last company's CTC was $80,000 per year.

    • My last company offered a competitive salary package of $80,000 per year.

    • The CTC included base salary, bonuses, and benefits.

    • I was satisfied with the compensation package at my previous company.

  • Answered by AI
  • Q2. Where is your home town
  • Ans. 

    My hometown is a small coastal town in Southern California known for its beautiful beaches and laid-back atmosphere.

    • Located in Southern California

    • Known for its beautiful beaches

    • Has a laid-back atmosphere

  • Answered by AI
Round 3 - HR 

(2 Questions)

  • Q1. Monthly how logins
  • Ans. 

    Monthly logins are crucial for tracking user engagement and sales performance in a sales management role.

    • Track the number of unique logins to assess user engagement.

    • Analyze trends over time to identify peak login periods.

    • Use login data to correlate with sales performance metrics.

    • Example: A spike in logins may indicate successful marketing campaigns.

  • Answered by AI
  • Q2. Monthly how much db
Round 4 - HR 

(2 Questions)

  • Q1. How msny dsa is there
  • Ans. 

    The question is unclear and seems to contain a typo. It may be asking about the number of DSAs (Direct Selling Agents) in a sales team.

    • It is important to clarify with the interviewer what they mean by 'dsa'

    • If they are referring to Direct Selling Agents, you can provide an estimate based on the size of the sales team

    • You can also mention the importance of having a sufficient number of DSAs to effectively reach customers ...

  • Answered by AI
  • Q2. How many Connecter is there
  • Ans. 

    The number of Connecter is not specified in the question.

    • The question is unclear and lacks context.

    • It is important to ask for clarification or provide more information before answering.

    • Without additional details, it is impossible to determine the exact number of Connecter.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Housing Loan Department

Skills evaluated in this interview

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed in Jul 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

The questions were not really hard, you can easily crack the aptitude round.

Round 2 - HR 

(3 Questions)

  • Q1. Briefly introduce yourself
  • Ans. 

    Experienced Relationship Manager with a background in finance and a passion for building strong client relationships.

    • Over 5 years of experience in financial services industry

    • Proven track record of exceeding sales targets

    • Strong communication and interpersonal skills

    • Expertise in financial products and services

    • Passionate about helping clients achieve their financial goals

  • Answered by AI
  • Q2. Tell me about your educational background and interests
  • Ans. 

    I have a Bachelor's degree in Business Administration and a strong interest in finance and relationship management.

    • Bachelor's degree in Business Administration

    • Strong interest in finance

    • Experience in relationship management

    • Continuing education in finance and management

    • Participated in finance-related workshops and seminars

  • Answered by AI
  • Q3. Why you choose job instead of your further studies
  • Ans. 

    I chose a job over further studies to gain practical experience and financial independence.

    • Prefer hands-on experience over theoretical knowledge

    • Opportunity to apply skills in real-world scenarios

    • Desire for financial independence and stability

    • Career advancement and growth potential in the job

  • Answered by AI
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Feb 2025, where I was asked the following questions.

  • Q1. Excel knowledge
  • Q2. Communication skills

Top trending discussions

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Interview Tips & Stories
4d (edited)
a team lead
Why are women still asked such personal questions in interview?
I recently went for an interview… and honestly, m still trying to process what just happened. Instead of being asked about my skills, experience, or how I could add value to the company… the questions took a totally unexpected turn. The interviewer started asking things like When are you getting married? Are you engaged? And m sure, if I had said I was married, the next question would’ve been How long have you been married? What does my personal life have to do with the job m applying for? This is where I felt the gender discrimination hit hard. These types of questions are so casually thrown at women during interviews but are they ever asked to men? No one asks male candidates if they’re planning a wedding or how old their kids are. So why is it okay to ask women? Can we please stop normalising this kind of behaviour in interviews? Our careers shouldn’t be judged by our relationship status. Period.
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Piramal Capital Housing Finance Interview FAQs

How many rounds are there in Piramal Capital Housing Finance interview for experienced candidates?
Piramal Capital Housing Finance interview process for experienced candidates usually has 2-3 rounds. The most common rounds in the Piramal Capital Housing Finance interview process for experienced candidates are HR, Resume Shortlist and One-on-one Round.
How to prepare for Piramal Capital Housing Finance interview for experienced candidates?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Piramal Capital Housing Finance. The most common topics and skills that interviewers at Piramal Capital Housing Finance expect are Compliance, Business Development, Digital Marketing, Operations and Salesforce.
What are the top questions asked in Piramal Capital Housing Finance interview for experienced candidates?

Some of the top questions asked at the Piramal Capital Housing Finance interview for experienced candidates -

  1. Do u handling DSA & Connec...read more
  2. Do you have any references in builder or broker prof...read more
  3. What reusable methods have been designed by you and their imp...read more
What are the most common questions asked in Piramal Capital Housing Finance HR round for experienced candidates?

The most common HR questions asked in Piramal Capital Housing Finance interview are for experienced candidates -

  1. Where do you see yourself in 5 yea...read more
  2. Why are you looking for a chan...read more
  3. What are your strengths and weakness...read more
How long is the Piramal Capital Housing Finance interview process?

The duration of Piramal Capital Housing Finance interview process can vary, but typically it takes about less than 2 weeks to complete.

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Overall Interview Experience Rating

4.4/5

based on 74 interview experiences

Difficulty level

Easy 46%
Moderate 49%
Hard 5%

Duration

Less than 2 weeks 80%
2-4 weeks 12%
4-6 weeks 3%
6-8 weeks 2%
More than 8 weeks 3%
View more

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Piramal Capital Housing Finance Reviews and Ratings

based on 4.1k reviews

4.2/5

Rating in categories

4.1

Skill development

4.0

Work-life balance

4.1

Salary

3.9

Job security

4.1

Company culture

3.7

Promotions

3.9

Work satisfaction

Explore 4.1k Reviews and Ratings
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