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PhonePe Interview Questions and Answers

Updated 1 Jul 2025
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125 Interview questions

A Costumer Service was asked 3w ago
Q. What do you know about BPO?
Ans. 

BPO, or Business Process Outsourcing, involves contracting third-party service providers to handle specific business functions.

  • BPO can include customer service, technical support, and back-office operations.

  • For example, a company may outsource its call center operations to improve efficiency.

  • BPO allows businesses to focus on core activities while reducing operational costs.

  • It can be domestic (within the same count...

View all Costumer Service interview questions
A Senior Business Development Executive was asked 1mo ago
Q. What do you say when you approach a Kirana shop?
Ans. 

Engage kirana shop owners by understanding their needs and offering tailored solutions to enhance their business.

  • Introduce myself and my company, highlighting our mission to support local businesses.

  • Ask about their current challenges, such as inventory management or customer preferences.

  • Present tailored solutions, like exclusive product offerings or promotional support.

  • Share success stories of similar shops that b...

View all Senior Business Development Executive interview questions
A Softwaretest Engineer was asked 1mo ago
Q. Design a communication system to send push notifications, emails, and transactional notifications, considering both synchronous and asynchronous events.
Ans. 

Design a communication system for sending notifications via push, email, and transactional methods, handling both synchronous and asynchronous events.

  • Notification Types: Implement different channels like push notifications for real-time updates, emails for detailed information, and transactional notifications for critical actions.

  • Asynchronous Events: Use message queues (e.g., RabbitMQ) for handling events like use...

View all Softwaretest Engineer interview questions
A Softwaretest Engineer was asked 1mo ago
Q. Design a Google Analytics system that handles a billion events per day, including pushing and pulling events.
Ans. 

Designing a scalable Google Analytics system to handle a billion events daily, focusing on event ingestion and retrieval.

  • Event Ingestion: Use a distributed message queue like Apache Kafka to handle high throughput of events, ensuring reliable and scalable ingestion.

  • Data Storage: Implement a time-series database (e.g., InfluxDB) or a NoSQL database (e.g., Cassandra) to store events efficiently for quick retrieval.

  • B...

View all Softwaretest Engineer interview questions
A Business Development Team Lead was asked 1mo ago
Q. How would you manage a merchant to grow their business?
Ans. 

To grow a merchant's business, focus on enhancing customer engagement, optimizing marketing strategies, and expanding product offerings.

  • Conduct a market analysis to identify target demographics and tailor marketing efforts accordingly.

  • Leverage social media platforms to engage with customers and promote products, e.g., using Instagram for visual marketing.

  • Implement loyalty programs to encourage repeat purchases, su...

View all Business Development Team Lead interview questions
A Key Accounts Executive was asked 1mo ago
Q. What is your target achievement ability?
Ans. 

I consistently meet and exceed targets through strategic planning, relationship building, and data-driven decision-making.

  • Strategic Planning: I set clear, measurable goals and develop a detailed action plan to achieve them, ensuring alignment with company objectives.

  • Relationship Building: I prioritize building strong relationships with key clients, which helps in understanding their needs and securing repeat busin...

View all Key Accounts Executive interview questions
A Senior Business Analyst was asked 2mo ago
Q. How do you create a schema in Uber?
Ans. 

Creating a schema in Uber involves defining data structures for efficient data management and analysis.

  • Identify the data requirements: Understand what data needs to be captured and how it will be used.

  • Define entities and relationships: Create tables for each entity (e.g., Users, Rides) and establish relationships (e.g., Users can have multiple Rides).

  • Use a schema definition language: Utilize tools like SQL or NoSQ...

View all Senior Business Analyst interview questions
Are these interview questions helpful?
A Business Development Executive was asked 2mo ago
Q. What is your market experience?
Ans. 

I have extensive market experience in identifying opportunities, building relationships, and driving revenue growth across various sectors.

  • Developed strategic partnerships that increased market share by 20% in the tech industry.

  • Conducted market research to identify emerging trends, leading to the launch of a successful product line.

  • Managed a sales team that consistently exceeded quarterly targets by an average of ...

View all Business Development Executive interview questions
An Operation associate vkyc was asked 2mo ago
Q. Can you describe your experience with Anti-Money Laundering (AML) compliance?
Ans. 

I have extensive experience in AML compliance, focusing on risk assessment, transaction monitoring, and regulatory reporting.

  • Conducted risk assessments to identify potential money laundering threats in client profiles.

  • Implemented transaction monitoring systems to flag suspicious activities, such as large cash deposits.

  • Prepared and submitted Suspicious Activity Reports (SARs) to regulatory authorities when necessar...

An Operation associate vkyc was asked 2mo ago
Q. What measures do you take to ensure customer data privacy?
Ans. 

I implement strict protocols and technologies to safeguard customer data privacy and ensure compliance with regulations.

  • Implement encryption for sensitive data both in transit and at rest to prevent unauthorized access.

  • Conduct regular audits and assessments to identify and mitigate potential vulnerabilities in data handling processes.

  • Train employees on data privacy policies and best practices to ensure they unders...

PhonePe Interview Experiences

344 interviews found

I applied via Campus Placement and was interviewed in Jul 2021. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. How to convince to customer
  • Q2. Customer not purchase the goods and services how to convince
  • Ans. 

    To convince a customer who hasn't purchased, focus on understanding their needs and addressing any concerns they may have.

    • Listen to the customer's concerns and address them

    • Highlight the benefits and value of the product or service

    • Offer a trial or demo to showcase the product

    • Provide social proof through testimonials or case studies

    • Follow up with the customer to address any further concerns or questions

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Share not sales how to selling the shares

Interview Questions & Answers

user image Anonymous

posted on 27 Apr 2025

Interview experience
1
Bad
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I appeared for an interview in Mar 2025, where I was asked the following questions.

  • Q1. Could you provide the job description and specify which responsibilities you handled in your previous role?
  • Ans. 

    In my previous role, I oversaw sales support and monitoring, ensuring alignment with strategic goals and optimizing team performance.

    • Sales Monitoring: I tracked sales metrics and KPIs, providing weekly reports to the executive team to inform decision-making.

    • Team Support: I facilitated training sessions for the sales team, enhancing their product knowledge and sales techniques, which led to a 15% increase in quarterly s...

  • Answered by AI
  • Q2. What are your salary expectations?
  • Q3. Can you describe a situation where you had to handle a challenging task or problem?
  • Ans. 

    I successfully navigated a complex sales challenge by implementing a strategic plan that improved team performance and client satisfaction.

    • Identifying the Challenge: Our sales team was struggling to meet quarterly targets due to increased competition and changing client needs.

    • Strategic Planning: I organized a brainstorming session to gather insights from the team, leading to the development of a targeted sales strategy...

  • Answered by AI
  • Q4. Where do you stay in Bangalore
  • Ans. 

    I reside in the vibrant neighborhood of Indiranagar, known for its cafes, boutiques, and lively atmosphere in Bangalore.

    • Central Location: Indiranagar is strategically located, making it easy to access various parts of the city, including business districts.

    • Cultural Hub: The area is filled with art galleries, music venues, and cultural events, providing a rich lifestyle experience.

    • Dining and Nightlife: Indiranagar boast...

  • Answered by AI
  • Q5. Why left your previous organisation?
  • Ans. 

    I left my previous organization to pursue new challenges and opportunities for professional growth in a dynamic environment.

    • Career Advancement: I sought a role that offered more leadership opportunities, as I wanted to take on greater responsibilities and drive strategic initiatives.

    • Cultural Fit: I realized that the organizational culture was not aligned with my values, and I wanted to work in an environment that foste...

  • Answered by AI
  • Q6. Why are you interested to change your current job
  • Ans. 

    I seek new challenges and opportunities for growth that align with my career goals and passion for driving sales success.

    • Career Advancement: I'm looking for a role that offers more responsibility and the chance to lead strategic initiatives, similar to my previous experience where I successfully managed a sales team to exceed targets.

    • Alignment with Goals: My current position doesn't fully align with my long-term career...

  • Answered by AI
  • Q7. Tell me in 5 how much you give you rate in Excel skill
  • Ans. 

    I would rate my Excel skills as a 4, with strong capabilities in data analysis, pivot tables, and advanced formulas.

    • Data Analysis: Proficient in using Excel for data analysis, including functions like VLOOKUP and INDEX-MATCH to extract insights from large datasets.

    • Pivot Tables: Experienced in creating and manipulating pivot tables to summarize and analyze data efficiently, allowing for quick reporting.

    • Advanced Formulas...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - I was scheduled for an interview with Mr. Rajat Ranjan for the senior executive monitoring and sales support at PhonePe. I waited for more than 30 minutes before the interview started. The discussion went well, and salary expectations were also discussed, which made me feel positive about the outcome. However, after all this, I received a rejection email without any feedback. It was disappointing because, as candidates, we invest time, effort, and hope into these opportunities. Such experiences feel like our hopes are being played with. I sincerely hope PhonePe improves its communication and respects candidates' time and emotions
Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Dec 2024, where I was asked the following questions.

  • Q1. Basics of accounting
  • Q2. In person Excel test

Interview Preparation Tips

Interview preparation tips for other job seekers - The job description was very lucrative. But in reality the work which we are asked to do is way different. So, it is always better to have a clarity in the interview of what the job role is going to be.

Territory Sales Manager Interview Questions & Answers

user image YEDAVALLI BHARATH KUMAR

posted on 19 Feb 2025

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected
Round 1 - One-on-one 

(2 Questions)

  • Q1. Self & work experience
  • Q2. Filed experience
Round 2 - One-on-one 

(2 Questions)

  • Q1. Discuss the how handle the team & recruitment process
  • Ans. 

    I handle the team by setting clear goals, providing support, and fostering a positive work environment. In recruitment, I focus on finding candidates with the right skills and cultural fit.

    • Set clear goals and expectations for the team

    • Provide support and resources to help team members succeed

    • Foster a positive work environment through open communication and recognition of achievements

    • In recruitment, focus on finding cand...

  • Answered by AI
  • Q2. Salary discuss

Interview Questions & Answers

user image Anonymous

posted on 12 Oct 2024

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
No response

I applied via Company Website and was interviewed in Sep 2024. There were 3 interview rounds.

Round 1 - Cognitive assessment test 

(1 Question)

  • Q1. In first round, the company will provide you a test link from a third party (perspectAI) to gauge your communication and understanding skills. This included sections like comprehension, listening, writing,...
Round 2 - One-on-one 

(7 Questions)

  • Q1. Introduce yourself
  • Ans. 

    I am a customer experience specialist with a background in stock broking. I am passionate about providing excellent service and building strong relationships with clients.

    • I have X years of experience in the stock broking industry

    • I have a proven track record of delivering exceptional customer service

    • I am skilled in building and maintaining client relationships

    • I am knowledgeable about the stock market and investment prod...

  • Answered by AI
  • Q2. Asked about my summer and winter internship work
  • Q3. Asked questions relating to my resume
  • Q4. Asked situation based questions on customer support and resolving customer issues
  • Q5. Basics questions regarding stock exchange
  • Q6. Asked about any event in my life where in was working in a team or lead a team
  • Q7. Why choose or applied for this job role
  • Ans. 

    I have a passion for finance and helping clients achieve their financial goals.

    • I have a strong background in finance and stock broking

    • I enjoy working with clients and helping them navigate the stock market

    • I am excited about the opportunity to use my skills to enhance customer experience in the stock broking industry

  • Answered by AI
Round 3 - One-on-one 

(5 Questions)

  • Q1. Introduce yourself
  • Ans. 

    I am a customer experience specialist with a background in stock broking. I have a passion for helping clients navigate the financial markets.

    • I have X years of experience in the stock broking industry, specializing in customer service and relationship management.

    • I am skilled in providing personalized investment advice and recommendations to clients based on their financial goals and risk tolerance.

    • I have a strong under...

  • Answered by AI
  • Q2. What made you apply for this job role
  • Ans. 

    I applied for this job role because of my passion for finance and helping clients achieve their financial goals.

    • Passion for finance and stock market

    • Desire to help clients achieve financial goals

    • Interest in providing excellent customer service

  • Answered by AI
  • Q3. Why should we hire a fresher for this position
  • Q4. Situation based question:- If a user of Share.market app uses stop loss option and it didn't worked due to some glitch which caused him/her some financial loss then how would you handle it?
  • Q5. Asked about job description

Interview Preparation Tips

Topics to prepare for PhonePe interview:
  • Thorough with resume
  • Stock Market
  • Situation based questions
  • Hindi speaking skills
  • Listening and communication skil
Interview preparation tips for other job seekers - The interview was moderate and will ask about your resume, company, why hire you, situation based questions. So prepare accordingly.
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Dec 2024. There were 2 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Introducing about myself
  • Q2. What
  • Ans. 

    The question is asking for a detailed explanation of the candidate's understanding of the role and responsibilities of a Premium Acquisition Manager.

    • Explain the strategies you would use to acquire high-value customers

    • Discuss how you would analyze market trends and competitor activities to identify opportunities for growth

    • Describe your experience in developing and implementing successful acquisition campaigns

    • Provide exa...

  • Answered by AI
Round 2 - One-on-one 

(2 Questions)

  • Q1. Introducing myself
  • Q2. Experience with previous company
  • Ans. 

    I have 5 years of experience in a similar role at XYZ Company, where I successfully led a team to acquire high-value clients.

    • Led a team to acquire high-value clients

    • Implemented successful strategies to increase premium acquisitions

    • Analyzed market trends to identify new opportunities

    • Collaborated with cross-functional teams to optimize acquisition processes

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Always work where ur interest in

Advisor Interview Questions & Answers

user image Akshaykumar Patil

posted on 14 Feb 2025

Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Aug 2024.

Round 1 - HR 

(4 Questions)

  • Q1. Can you tell me about yourself?
  • Q2. What are your salary expectations?
  • Ans. 

    I am looking for a competitive salary based on my experience and qualifications.

    • I am seeking a salary that is in line with industry standards for this position.

    • I have researched the average salary range for similar roles in this location.

    • I am open to discussing salary further during the negotiation process.

  • Answered by AI
  • Q3. What is e-commerce?
  • Ans. 

    E-commerce refers to buying and selling goods or services over the internet.

    • Online transactions

    • Digital storefronts

    • Payment gateways

    • Examples: Amazon, eBay, Shopify

  • Answered by AI
  • Q4. What motivated you to choose a career in the BPO sector?
  • Ans. 

    Passion for customer service and interest in diverse work opportunities.

    • Passion for providing excellent customer service

    • Interest in diverse work opportunities

    • Opportunity to develop communication and problem-solving skills

    • Attracted to fast-paced and dynamic work environment

  • Answered by AI
Round 2 - Versant Test 

(2 Questions)

  • Q1. They check your communication
  • Q2. Test with Versant application
Round 3 - Behavioral 

(6 Questions)

  • Q1. Where do you stay in Bangalore?
  • Ans. 

    I stay in a rented apartment in the Indiranagar area of Bangalore.

    • Rented apartment in Indiranagar

    • Close to restaurants and cafes

    • Convenient location for work and social activities

  • Answered by AI
  • Q2. Can you describe your most recent travel experience?
  • Ans. 

    I recently traveled to Japan for two weeks, exploring Tokyo, Kyoto, and Osaka.

    • Visited iconic landmarks such as Tokyo Tower and Fushimi Inari Shrine

    • Tried traditional Japanese cuisine like sushi and ramen

    • Experienced the bullet train for the first time

  • Answered by AI
  • Q3. How many languages do you speak?
  • Ans. 

    I speak three languages fluently.

    • Fluent in English, Spanish, and French

    • Can also understand basic Italian and Portuguese

    • Have studied Mandarin and German in the past

  • Answered by AI
  • Q4. Are you open to relocation?
  • Ans. 

    Yes, I am open to relocation for the right opportunity.

    • I am willing to relocate for a position that aligns with my career goals.

    • I have relocated in the past for job opportunities and am open to doing so again.

    • I understand the importance of being flexible and adaptable in today's job market.

  • Answered by AI
  • Q5. Do you have any leave plans for the next six months?
  • Ans. 

    Yes, I have planned to take a week off in the next six months for a family vacation.

    • I have scheduled a week off for a family vacation in August.

    • I also plan to take a few long weekends for personal time off.

    • I will be coordinating with my team to ensure coverage during my absence.

  • Answered by AI
  • Q6. What do you consider to be your greatest strength?
  • Ans. 

    My greatest strength is my ability to adapt to new situations and learn quickly.

    • Quick learner

    • Adaptable

    • Problem solver

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - For experienced candidates, the interview will be relatively straightforward, while freshers will have their communication skills evaluated. Researching the process beforehand will be advantageous. The shift timings will begin at 7 AM for girls and at 11 AM for boys. The work week consists of six days, with one rotation for weekly time off.
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
More than 8 weeks
Result
Selected Selected
Round 1 - One-on-one 

(3 Questions)

  • Q1. Seles marketing phonepe
  • Q2. Seles marketing
  • Q3. Phonepe smart speaker ar

Interview Preparation Tips

Interview preparation tips for other job seekers - Seles marketing phonepe

KYC Analyst Interview Questions & Answers

user image Anonymous

posted on 8 Jan 2025

Interview experience
2
Poor
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed in Dec 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

Questions related to company roles and the fundamentals of each role, verbal voice test-based questions, and standard aptitude questions.

Round 2 - HR 

(4 Questions)

  • Q1. Why u want to work in phone pe
  • Ans. 

    I want to work in PhonePe because of its innovative technology and strong reputation in the fintech industry.

    • Innovative technology: PhonePe is known for its cutting-edge technology and digital payment solutions.

    • Strong reputation: PhonePe has established itself as a leader in the fintech industry, with a large user base and positive reviews.

    • Career growth opportunities: Working at PhonePe would provide me with opportunit...

  • Answered by AI
  • Q2. Resume related questions
  • Q3. Can you provide a self-introduction and highlight your skills that make you a suitable candidate for this position?
  • Ans. 

    I am a detail-oriented KYC Analyst with strong analytical skills and a proven track record of ensuring compliance with regulations.

    • Experience in conducting thorough due diligence on clients to verify their identities and assess risks

    • Proficient in using various KYC tools and databases to gather information and perform risk assessments

    • Strong understanding of AML regulations and compliance requirements

    • Excellent communicat...

  • Answered by AI
  • Q4. Where do you see yourself in five years?
  • Ans. 

    In five years, I see myself as a senior KYC Analyst leading a team and implementing innovative strategies to enhance compliance processes.

    • Advancing to a senior position within the KYC department

    • Leading a team of analysts and collaborating with other departments

    • Implementing new technologies and strategies to improve efficiency and accuracy

    • Continuing to stay updated on regulatory changes and industry best practices

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare for the aptitude test and conduct the interview with confidence. Proficiency in English and Hindi is essential, as well as basic communication skills, which will be assessed.

Software Developer Interview Questions & Answers

user image Aditya Gautam

posted on 2 Dec 2024

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Campus Placement and was interviewed in Nov 2024. There were 3 interview rounds.

Round 1 - Coding Test 

The DSA round happens with pseudo code

Round 2 - Technical 

(2 Questions)

  • Q1. Question asked from my resume
  • Q2. How I implemented everything
Round 3 - HR 

(2 Questions)

  • Q1. Why you want to join
  • Q2. Where do you see yourself in five years

Interview Preparation Tips

Interview preparation tips for other job seekers - I haven’t clear the second round
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Instahyre and was interviewed in Nov 2024. There were 2 interview rounds.

Round 1 - Coding Test 

Was of 1 hour, got asked about 3 sum as well as a medium level problem

Round 2 - Technical 

(2 Questions)

  • Q1. Releated to IOS
  • Q2. About multithreading, deep dive

Interview Preparation Tips

Topics to prepare for PhonePe Senior Software Engineer interview:
  • IOS
  • Swift
  • Data Structures

Top trending discussions

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Interview Tips & Stories
1w
toobluntforu
·
works at
Cvent
Can speak English, can’t deliver in interviews
I feel like I can't speak fluently during interviews. I do know english well and use it daily to communicate, but the moment I'm in an interview, I just get stuck. since it's not my first language, I struggle to express what I actually feel. I know the answer in my head, but I just can’t deliver it properly at that moment. Please guide me
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PhonePe Interview FAQs

How many rounds are there in PhonePe interview?
PhonePe interview process usually has 2-3 rounds. The most common rounds in the PhonePe interview process are One-on-one Round, HR and Technical.
How to prepare for PhonePe interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at PhonePe. The most common topics and skills that interviewers at PhonePe expect are Financial Services, Medical Insurance, Wellness, Stock Broking and travel insurance.
What are the top questions asked in PhonePe interview?

Some of the top questions asked at the PhonePe interview -

  1. Customer not purchase the goods and services how to convi...read more
  2. Different types of Joins in SQL and what are the outputs when you join two tabl...read more
  3. How does your day look like? What type of data insights you draw from ...read more
What are the most common questions asked in PhonePe HR round?

The most common HR questions asked in PhonePe interview are -

  1. Where do you see yourself in 5 yea...read more
  2. What are your salary expectatio...read more
  3. Why are you looking for a chan...read more
How long is the PhonePe interview process?

The duration of PhonePe interview process can vary, but typically it takes about less than 2 weeks to complete.

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Overall Interview Experience Rating

4.3/5

based on 452 interview experiences

Difficulty level

Easy 26%
Moderate 62%
Hard 13%

Duration

Less than 2 weeks 77%
2-4 weeks 17%
4-6 weeks 3%
6-8 weeks 1%
More than 8 weeks 2%
View more

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PhonePe Reviews and Ratings

based on 2.7k reviews

4.0/5

Rating in categories

3.8

Skill development

3.8

Work-life balance

4.0

Salary

3.8

Job security

3.8

Company culture

3.5

Promotions

3.7

Work satisfaction

Explore 2.7k Reviews and Ratings
Cluster Sales Manager- EDC

Bangalore / Bengaluru,

Delhi/Ncr

+1

4-7 Yrs

Not Disclosed

Fleet Manager

Hyderabad / Secunderabad,

Bangalore / Bengaluru

+1

1-6 Yrs

₹ 2-5.7 LPA

Growth Manager, SME

Bangalore / Bengaluru

4-9 Yrs

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