Paytm Payments Bank MIS Executive Interview Questions and Answers

Q1. Why you want to change
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GD was the first round of the Interview
Topics like AI taking over human intelligence -for or against
Taking risk is the only way to succeed in life -Agree or Disagree
Duration for each candidate will be 2 minutes
Basically to test our vocabulary, accent, flow of thoughts and expression.

This round contains writing emails based on a scenario.
For example you are a customer support representative , how would you write an email to a customer who is irate and lodged a complaint and how will you address with your supervisor.

Q1. Managerial round
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Banking related and communication skills along with technical

Q1. What is lending process
Ans. 
Lending process involves the steps taken by financial institutions to evaluate, approve, and disburse loans to borrowers.
• Borrower submits loan application with required documents

• Financial institution evaluates borrower's creditworthiness

• Loan is approved or denied based on evaluation

• If approved, terms and conditions are set including interest rate and repayment schedule

• Funds are disbursed to borrower
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Q2. What is australian market
Ans. 
The Australian market refers to the financial market in Australia where securities are bought and sold.
• The Australian market includes the Australian Securities Exchange (ASX) where stocks, bonds, and other securities are traded.

• It is influenced by factors such as the country's economic performance, government policies, and global market trends.

• Key industries in the Australian market include mining, finance, healthcare,...read more
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Q1. Give All Answer in Star Approach.
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Q2. If you have conflict with your collogue how you will handle that?
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