Pamac Finserve Senior Manager Interview Questions and Answers

Q1. Introduction and process related query
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Q2. How you fit in this role?
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Q3. Tell us about yourself
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Asked repeated and same questions for checking psychometric behavior

Q1. Basis of ESG ?? Like what is esg ? What are the process of research? Nonfinancial data?
Ans. 
ESG stands for Environmental, Social, and Governance criteria. It is a set of standards for a company's operations that socially conscious investors use to screen potential investments.
• ESG criteria focus on a company's impact on the environment, society, and governance practices.

• The research process for ESG involves analyzing a company's policies, practices, and performance in relation to ESG factors.

• Nonfinancial data ...read more
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Q1. Expectations of salary
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Q1. Tell something about yourself
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I am a highly experienced Senior Associate with a strong background in finance and project management.
• Over 10 years of experience in finance and project management

• Proven track record of successfully leading and delivering complex projects

• Expertise in financial analysis, budgeting, and forecasting

• Strong communication and leadership skills

• Ability to work effectively in cross-functional teams

• Managed a team of 15 professio...read more
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Q2. What motivates you in your work
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I am motivated by the opportunity to make a positive impact and the satisfaction of achieving goals.
• Making a positive impact: I am driven by the desire to contribute to the success of the organization and make a difference in people's lives.

• Achieving goals: I find motivation in setting ambitious goals and working hard to accomplish them. The sense of accomplishment fuels my drive to excel.

• Recognition and growth: I am m...read more
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Q3. Tell your strength and weaknesses
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My strength is my ability to adapt and learn quickly. My weaknesses include being overly critical of myself and sometimes struggling with delegation.
• Strength: Adaptability and quick learning

• Weakness: Self-criticism and delegation

• Strength example: I have successfully taken on various roles and responsibilities in my previous positions, quickly adapting to new tasks and environments.

• Weakness example: I tend to be overly ...read more
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Q4. How to handle feedback
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Handling feedback involves active listening, acknowledging the feedback, and taking appropriate action.
• Listen actively and attentively to the feedback without interrupting

• Acknowledge the feedback and thank the person for sharing it

• Reflect on the feedback and take appropriate action to address any issues

• Ask for clarification or examples if needed

• Avoid becoming defensive or dismissive of the feedback
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Q1. How do you handle stress at work
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I handle stress at work by practicing time management, seeking support from colleagues, and engaging in stress-relieving activities.
• I prioritize tasks and create a schedule to manage my time effectively.

• I communicate with my colleagues and seek their assistance or advice when needed.

• I engage in stress-relieving activities such as exercise, meditation, or hobbies to maintain a healthy work-life balance.

• I also practice d...read more
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Q1. Tell me about yourself
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Q1. 1. Recent news about stock market 2. What are your further plans about studies
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I will discuss recent stock market trends and my future plans for studies.
• Recent news about stock market includes fluctuations due to economic indicators and geopolitical events.

• I plan to pursue further studies in finance or business management to enhance my skills and knowledge.

• Staying updated on market trends and continuously learning are crucial for success in the business world.
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Q1. HR ask basic questions about your current job, location and why are you leaving your current job etc
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Q2. What is your current CTC
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Q3. What do you know about MF taxation
Ans. 
MF taxation refers to the tax implications of investing in mutual funds.
• Mutual funds are subject to capital gains tax on profits made from selling securities within the fund

• Dividends received from mutual funds are taxed as income

• Equity mutual funds held for more than one year are subject to long-term capital gains tax of 10%

• Debt mutual funds held for more than three years are subject to long-term capital gains tax of 2...read more
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Q4. Life insurance related questions
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This was a live coding round where the problem statement was shared 15 minutes before the interview. The time duration was 2 hours.
The problem statement was a Driver allocation system. I had to write few APIs such as:
1) take input for source, destination, distance
2) allocate free driver to new booking
3) record driver's

The complete backend app had to be developed for this to make a working code. The database, language was completely free for choosing.
The program had to be developed on the system and code had to be shared on mail later.

Q1. Write a code in Go to find kth minumum element from a given list of numbers.
Ans. 
Code in Go to find kth minimum element from a given list of numbers.
• Sort the list of numbers in ascending order

• Return the kth element from the sorted list
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Q2. How do goroutines work internally?
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Goroutines are lightweight threads that are managed by Go runtime.
• Goroutines are created using the 'go' keyword.

• They are multiplexed onto OS threads by Go runtime.

• They communicate using channels.

• They are scheduled cooperatively, not preemptively.

• They have a small stack size (2KB) compared to OS threads.

• They are used extensively in Go for concurrency and parallelism.
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Q1. Design a system for food delivery app like Swiggy. Then questions based on the design.
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Q1. Simple question not very hard related to java
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It's a normal test. No negative marking

Q1. They asking about your experience and over view your profile
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