Oxane Partners Interview Questions, Process, and Tips

Q1. What is securitization?
Ans. 
Securitization is the process of converting illiquid assets into marketable securities.
• Securitization involves pooling together assets such as mortgages, auto loans, or credit card debt.

• These assets are then sold to a special purpose vehicle (SPV) which issues securities backed by the cash flows from the assets.

• Investors can then buy these securities, which offer a return based on the cash flows from the underlying ass...read more
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Q2. Walk me through your CV
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Q3. How do you arrive at the terminal growth rate while preparing a financial model?
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The terminal growth rate is arrived at by considering the long-term growth prospects of the company.
• Consider the industry growth rate and the company's historical growth rate

• Analyze the company's competitive position and market share

• Evaluate the company's future investment plans and potential for expansion

• Take into account any regulatory or economic factors that may impact growth

• Use a range of values to account for unc
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Q4. If you have two ropes that burn in 60 seconds but not at the same rate. They burn unevenly. Given a match and the two ropes how would you figure out the 45 seconds mark?
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Q5. Explain indirect and offset functions in excel
Ans. 
Indirect and Offset are functions in Excel used to reference cells or ranges indirectly.
• Indirect function is used to reference a cell or range using a text string that contains the cell or range address.

• Offset function is used to reference a cell or range that is a specified number of rows and columns away from a given cell or range.

• Both functions are useful for creating dynamic formulas that can be updated easily.

• Exam...read more
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Q6. What do you understand by loan servicing?
Ans. 
Loan servicing refers to the management of loans after they have been issued.
• It involves collecting payments from borrowers, managing escrow accounts, and handling delinquencies and defaults.

• Loan servicing can be done by the lender or a third-party servicer.

• Servicers may also provide customer service and support to borrowers.

• Examples of loan types that require servicing include mortgages, student loans, and auto loans.
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Q1. Explain 3 statement financial model Calculating discount rate Could you walk me through the DCF model? Other valuation methods. What PE is ideal? What is the other matrix to value the company? Difference ...read more
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Financial analyst interview questions covering DCF model, valuation methods, bond yield, creditworthiness, and credit quality.
• Three statement financial model includes income statement, balance sheet, and cash flow statement.

• Discount rate is calculated using the weighted average cost of capital (WACC) or cost of equity.

• DCF model involves projecting future cash flows and discounting them back to present value.

• Other valua...read more
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Q2. Tell me about yourself. What was your role in the past internship Suppose you are investing in stock market, then what factors will you look for. Recent news you read and its impact on business I have ment...read more
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Q1. Tell me about yourself
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Q2. Basic to Advance level Questions on SQL Like views , index , stored Procedure etc.
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Q3. Basic Excel Question like Vlookup, Hlookup etc.
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Q4. Basic Finance questions like Stock, Sensex.
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Q5. What is your Family Background.
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Q6. What is your Strength and Weakness?
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Q1. Questions was based on SQL
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Q2. SQL queries and joins and
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Q1. Why are you interested in Finance?
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Q2. What do you understand about securitization?
Ans. 
Securitization is the process of pooling various types of debt and selling them as securities to investors.
• Securitization involves bundling together various types of debt, such as mortgages, auto loans, or credit card debt.

• These debts are then sold to investors in the form of securities, such as bonds or asset-backed securities.

• Investors receive payments based on the underlying debt, while the issuer of the securities ...read more
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Q1. Probability related questions
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Q2. Logic Puzzles, like Josephus problem.
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Excel and quant based examination

Q1. Finance related questions, why oxane, what in the role excites you most?
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Q2. What is arbitrage? Difference between LTV and icr ratio
Ans. 
Arbitrage is the practice of taking advantage of price differences in different markets.
• Arbitrage involves buying an asset in one market and selling it in another market where the price is higher.

• LTV (Loan-to-Value) ratio is the ratio of a loan to the value of the asset being purchased.

• ICR (Interest Coverage Ratio) is the ratio of a company's earnings before interest and taxes to its interest expenses.

• LTV ratio is used...read more
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