Oxane Partners Asset Management Analyst Interview Questions, Process, and Tips

Structured finance is a complex financial instrument that pools various financial assets and creates securities backed by those assets.

• Involves pooling various financial assets like loans, mortgages, or receivables

• Creates securities backed by these assets, which are then sold to investors

• Often involves special purpose vehicles (SPVs) to isolate risk and protect investors

• Examples include collateralized debt obligations ...read more

The current risk-free rate in India is around 6.25%.

• The risk-free rate in India is typically determined by the yield on government bonds, such as the 10-year government bond.

• As of now, the 10-year government bond yield in India is around 6.25%.

• The risk-free rate is used as a benchmark for evaluating the return on investment in asset management.

Asset backed lending is a type of loan where the borrower uses an asset as collateral to secure the loan.

• In asset backed lending, the borrower pledges an asset (such as real estate, equipment, or inventory) as collateral for the loan.

• If the borrower defaults on the loan, the lender can seize the asset to recoup their losses.

• Asset backed lending is commonly used in industries such as real estate, automotive, and manufac...read more

Structured finance involves creating complex financial instruments by pooling various financial assets together.

• Involves pooling various financial assets together

• Creates complex financial instruments

• Used to manage risk and create customized investments