Muthoot Finance Cluster Branch Manager Interview Questions and Answers

There were multiple choice questions on the calculation.

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Q1. What is Mutual fund
Ans. 
Mutual fund is a type of investment vehicle consisting of a pool of funds collected from many investors for the purpose of investing in securities such as stocks, bonds, money market instruments, and other assets.
• Mutual funds are managed by professional fund managers who allocate the fund's assets and attempt to produce capital gains or income for the fund's investors.

• Investors in a mutual fund own shares of the fund, ...read more
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Q2. What are different types of derivatives
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Derivatives are financial instruments whose value is derived from an underlying asset or group of assets.
• Futures contracts - agreements to buy or sell an asset at a specific price on a future date

• Options - contracts that give the holder the right, but not the obligation, to buy or sell an asset at a specific price before a certain date

• Swaps - agreements between two parties to exchange cash flows or other financial inst...read more
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Q1. Sale's Experience
Ans. 
I have over 5 years of sales experience in various industries, consistently exceeding targets and building strong client relationships.
• Managed a team of sales representatives to achieve monthly targets

• Developed and implemented sales strategies to increase revenue

• Built and maintained relationships with key clients to ensure repeat business

• Utilized CRM software to track sales performance and identify areas for improvemen
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Q2. CURRENT CTC EXPECTED CTC
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My current CTC is X and I am looking for a competitive offer based on my experience and skills.
• My current CTC is X

• I am looking for a competitive offer based on my experience and skills
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Q1. Related to working skills
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Q2. Audit Anneliese check
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Q3. Customeriz service
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Q1. With reporting supervisor
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Q1. With zonal head sir discussion
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Q1. With COO sir final discussion
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Q1. Directly interviewed by Zonal Collection Head
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Q2. What was the current experiance in collections
Ans. 
I have 5 years of experience in collections, including managing a team and implementing new strategies.
• Managed a team of 10 collection agents

• Implemented new strategies to increase collection rates by 20%

• Utilized software to track and analyze collection data

• Negotiated payment plans with delinquent customers

• Worked closely with legal team on difficult cases
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Q3. Which is the last companies
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Q4. What are the working locstions if last worked company
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Q1. Intervied by CEO and questioning for peoffessional detailed
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Q1. No question added by self
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Q1. How was previous experience with the past company
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Q2. Are you capable to handle critical problems and month end pressure.
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