AmbitionBox
Interview Questions
- Reviews
- Salaries
- Interview Questions
- About Company
- Benefits
- Jobs
- Office Photos
- Community
Add office photos
i
MAS Financial Services
Compare
Filter interviews by
MAS Financial Services Credit Officer Interview Questions and Answers for Experienced
MAS Financial Services Credit Officer Interview Experiences for Experienced
3 interviews found
I applied via Approached by Company and was interviewed in Sep 2022. There were 3 interview rounds.
(2 Questions)
- Q1. Bank vs NBFC differences
- Ans.
Banks are regulated by RBI, while NBFCs are regulated by Companies Act. Banks can accept demand deposits, while NBFCs cannot.
Banks are financial institutions that are regulated by the Reserve Bank of India (RBI), while Non-Banking Financial Companies (NBFCs) are regulated by the Companies Act.
Banks can accept demand deposits, while NBFCs cannot.
Banks can issue cheques and demand drafts, while NBFCs cannot.
Banks can off...
- Q2. How to assess cashflow n liquidity
- Ans.
Assessing cashflow and liquidity involves analyzing financial statements and ratios to determine the ability of a company to meet its financial obligations.
Reviewing cash flow statements to determine the inflow and outflow of cash
Analyzing liquidity ratios such as current ratio and quick ratio
Assessing the company's ability to generate cash through operations
Evaluating the company's debt-to-equity ratio and debt servic...
(1 Question)
- Q1. Basic knowledge of background check of company n various loan products offered by nbfcs
Interview Preparation Tips
Be in formal attire and read about recent nbfc frauds n fintech related rbi guidelines.
I applied via Walk-in and was interviewed in Mar 2022. There were 3 interview rounds.
Credit Apprisal, Process of Loan disbursement, KYC DOCUMENTS VERIFICATION
(2 Questions)
- Q1. Previous work experience
- Q2. Nananaanaananamamamamam
Interview Preparation Tips
I applied via Approached by Company and was interviewed before Jul 2021. There were 2 interview rounds.
(3 Questions)
- Q1. Ms excell with branch handling
- Q2. About goals and business support view as per policy
- Q3. Credit policy overview
- Ans.
Credit policy overview refers to the guidelines and procedures set by a company to manage credit risk.
Credit policy overview outlines the criteria for granting credit to customers.
It includes the credit evaluation process, credit limits, and payment terms.
The policy also defines the consequences of defaulting on payments and the steps to be taken in case of delinquency.
For example, a company may have a policy of granti...
Interview Preparation Tips
Top trending discussions
Interview questions from similar companies
Credit Officer Interview Questions & Answers
Mahindra Rural Housing Finance
Anonymous
posted on 11 Oct 2020
Interview Questionnaire
1 Question
- Q1. What is your ambition
I applied via Referral and was interviewed before Mar 2020. There was 1 interview round.
Interview Questionnaire
4 Questions
- Q1. About financial statements analysis.
- Q2. Importance of critical thinking process in unsecured lending.
- Ans.
Critical thinking is crucial in unsecured lending as it helps in assessing the borrower's creditworthiness and mitigating risks.
Critical thinking helps in analyzing the borrower's financial history and identifying any red flags.
It enables the credit officer to make informed decisions based on the borrower's creditworthiness and ability to repay the loan.
It helps in identifying potential risks and developing strategies ...
- Q3. What are the mandatory documents for Unsecured and secured lending?
- Ans.
Mandatory documents for unsecured and secured lending.
For unsecured lending, mandatory documents include identity proof, address proof, income proof, bank statements, and credit score.
For secured lending, mandatory documents include property documents, identity proof, address proof, income proof, bank statements, and credit score.
Additional documents may be required based on the type of loan and lender's policies.
Docum...
- Q4. What are the types of property documents in Deeds?
- Ans.
There are various types of property documents in Deeds, including title deeds, sale deeds, gift deeds, mortgage deeds, lease deeds, and power of attorney deeds.
Title deeds establish ownership of the property.
Sale deeds transfer ownership from the seller to the buyer.
Gift deeds transfer ownership as a gift.
Mortgage deeds are used to secure a loan against the property.
Lease deeds establish a lease agreement between the o...
Credit Officer Interview Questions & Answers
Mahindra Rural Housing Finance
Anonymous
posted on 14 Dec 2021
I applied via Recruitment Consultant and was interviewed in Jun 2021. There was 1 interview round.
Interview Questionnaire
14 Questions
- Q1. The first question was, tell me about yourself.
- Q2. Then where you used to work what was the work that you used to work according to the policy
- Q3. Fir aap agr gramin me loan kro ge to waha kese log hote h un ki income ka koi docoment nhi hota h to aap kese us ki income dekho ge or aap kin kin bato ka dhyan rkho ge
- Q4. If a farmer does farming, then how will you get his income, then I told that he will take the value of the crop which is harvested from his land and then he sold it in the market.
- Q5. If his crop comes in 6 months, after seeing the bill of 1 year, he will take out that confeda and then give loan to him.
- Ans.
The statement is unclear and needs clarification.
The question needs to be rephrased for better understanding.
It is unclear what 'confeda' means in this context.
More information is needed about the borrower's creditworthiness and repayment history.
The loan officer should assess the borrower's ability to repay the loan based on their income and expenses.
The loan officer should also consider the risks associated with lend
- Q6. Rest of the general information you should know about the department in which you are applying.
- Q7. And you need to be confident
- Q8. How to answer your question Question: Answering you the same way: Do not add something to B:
- Q9. You must have that Confidence and Attitude in your voice for the post you are applying for.
- Q10. That's my only advice
- Q11. The rest of the field you are going to be aware of.
- Q12. And I told you that you have to go to another branch for some reason, so I did not say yes because it happens in very less chance.
- Q13. Mahindra good company
- Q14. I am looking for job in mahindra
Interview Preparation Tips
I applied via Referral and was interviewed in Jun 2023. There were 2 interview rounds.
(1 Question)
- Q1. Self and profile
Interview Preparation Tips
- Greduated
Credit Officer Interview Questions & Answers
Kogta Financial India Limited
Anonymous
posted on 13 Dec 2023
Selected
I applied via Walk-in and was interviewed in Nov 2023. There were 3 interview rounds.
(5 Questions)
- Q1. One on one round to be clear.
- Q2. Personal details discussed.
- Q3. Educational qualification discussed.
- Q4. Field activities discussed.
- Q5. Area knowledge discussed.
Nothing every thing is good.
Interview Preparation Tips
I applied via Referral and was interviewed before Sep 2021. There were 2 interview rounds.
First discussed Credit Manager and Second discussed with cluster credit manager
Cibil report review and came report and customer person discussion and gst and nip sheet banking
Interview Preparation Tips
Selected
I applied via Company Website and was interviewed in May 2024. There was 1 interview round.
(2 Questions)
- Q1. Technical knowledge and job profile related
- Q2. As per process and work experience based
Interview Preparation Tips
MAS Financial Services Interview FAQs
Tell us how to improve this page.
MAS Financial Services Interviews By Designations
- MAS Financial Services Credit Officer Interview Questions
- MAS Financial Services Relationship Officer Interview Questions
- MAS Financial Services Legal Officer Interview Questions
- MAS Financial Services Branch Manager Interview Questions
- MAS Financial Services Regional Manager Interview Questions
- MAS Financial Services Regional HR Interview Questions
- MAS Financial Services Senior Business Analyst Interview Questions
- MAS Financial Services Business Analyst Interview Questions
- Show more
Interview Questions for Popular Designations
- Credit Manager Interview Questions
- Branch Credit Manager Interview Questions
- Credit Analyst Interview Questions
- Credit Risk Analyst Interview Questions
- Area Credit Manager Interview Questions
- Senior Manager Credit Interview Questions
- Credit Processing Associate Interview Questions
- Senior Credit Analyst Interview Questions
- Show more
Credit Officer Interview Questions from Similar Companies
MAS Financial Services Credit Officer Reviews and Ratings
based on 52 reviews
Rating in categories
|
Branch Manager
204
salaries
|  ₹2.1 L/yr - ₹10 L/yr |
|
Sales Manager
159
salaries
| ₹2.2 L/yr - ₹6.7 L/yr |
|
Credit Officer
118
salaries
| ₹1.5 L/yr - ₹5 L/yr |
|
Area Sales Manager
107
salaries
| ₹2.6 L/yr - ₹10.6 L/yr |
|
Relationship Officer
48
salaries
| ₹1 L/yr - ₹3.5 L/yr |
IIFL Finance
Shriram Finance
Muthoot Finance
Mahindra Finance
- Home >
- Interviews >
- MAS Financial Services Interview Questions >
- MAS Financial Services Credit Officer Interview Questions for Experienced
