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Gold loan is a type of secured loan where gold is used as collateral.
The loan amount is determined by the value of the gold pledged as collateral.
The interest rates are usually lower than unsecured loans.
The repayment period is flexible and can range from a few months to a few years.
If the borrower fails to repay the loan, the lender can sell the gold to recover the amount.
Gold loans are popular in India and are offere
To identify pure gold, one can perform a few simple tests.
Check for hallmark stamp on the gold jewelry
Perform a magnet test - pure gold is not magnetic
Perform a nitric acid test - pure gold does not react with nitric acid
Check for discoloration or tarnishing - pure gold does not tarnish
Weigh the gold - pure gold is denser than fake gold
Scratch test - pure gold is soft and can be easily scratched with a pin
Bite test - p...
Gold loan process involves pledging gold as collateral for a loan.
The borrower brings their gold to the lender for appraisal
The lender determines the value of the gold and offers a loan amount
The borrower agrees to the loan terms and signs the necessary documents
The lender holds onto the gold as collateral until the loan is repaid
If the borrower fails to repay the loan, the lender can sell the gold to recover their mon
Manappuram Finance interview questions for designations
posted on 23 Sep 2017
I was interviewed before Sep 2016.
I applied via Walk-in and was interviewed before Feb 2021. There were 2 interview rounds.
I applied via Referral and was interviewed before Aug 2020. There were 4 interview rounds.
I applied via Referral and was interviewed in Apr 2021. There was 1 interview round.
I applied via Naukri.com and was interviewed in Jul 2020. There was 1 interview round.
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