Manappuram Finance Relationship Executive Interview Questions and Answers

Q1. Tell me about youself
Add your answer
Q2. What is gold loan ?
Ans. 
Gold loan is a type of secured loan where gold is used as collateral.
• The loan amount is determined by the value of the gold pledged as collateral.

• The interest rates are usually lower than unsecured loans.

• The repayment period is flexible and can range from a few months to a few years.

• If the borrower fails to repay the loan, the lender can sell the gold to recover the amount.

• Gold loans are popular in India and are offere
Answered by AI
Add your answer
Q3. How to identify gold is pure or not
Ans. 
To identify pure gold, one can perform a few simple tests.
• Check for hallmark stamp on the gold jewelry

• Perform a magnet test - pure gold is not magnetic

• Perform a nitric acid test - pure gold does not react with nitric acid

• Check for discoloration or tarnishing - pure gold does not tarnish

• Weigh the gold - pure gold is denser than fake gold

• Scratch test - pure gold is soft and can be easily scratched with a pin

• Bite test - p...read more
Answered by AI
Add your answer
Q4. Finance related questions
Add your answer
Q5. What is Gold loan process
Ans. 
Gold loan process involves pledging gold as collateral for a loan.
• The borrower brings their gold to the lender for appraisal

• The lender determines the value of the gold and offers a loan amount

• The borrower agrees to the loan terms and signs the necessary documents

• The lender holds onto the gold as collateral until the loan is repaid

• If the borrower fails to repay the loan, the lender can sell the gold to recover their mon
Answered by AI
Add your answer

Q1. Relationship executives
Add your answer
Q2. Time management , management, communications,
Add your answer
Q3. Time management
Add your answer

My profile my details and check the education documents

Checking the computer typeing speed and speak the language