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Kookmin Bank Credit Analyst Interview Questions and Answers

Updated 4 Sep 2024

Kookmin Bank Credit Analyst Interview Experiences

1 interview found

Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. About banking based on previous role
  • Q2. Rbi guidelines abd articles to be understand
Round 2 - HR 

(1 Question)

  • Q1. Salary discussion and policies

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Jul 2024. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. What is the difference between OD and VC?
  • Q2. How you determine drawing power?
  • Q3. What is DLOD?
  • Q4. What is Leverage ratio?
  • Q5. Why do you what to switch job?
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Telephonic Call 

(1 Question)

  • Q1. Tell me about your school and college exposure
  • Ans. This is to check our communication skill
  • Answered by Jana Anand
Round 2 - Technical 

(1 Question)

  • Q1. How does a bank analyse the creditworthiness of a company
  • Ans. 

    Banks analyze the creditworthiness of a company by assessing its financial statements, credit history, industry trends, and management team.

    • Evaluate financial statements to assess profitability, liquidity, and leverage ratios

    • Review credit history and payment patterns to determine past credit behavior

    • Analyze industry trends and economic conditions to assess the company's competitive position

    • Assess the management team's ...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Communication confidence is important... never give false information... just talk what you know with confidence... have a knowledge on the role a little bit
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. About your self
  • Q2. Work experience
Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. Basics of lending
  • Q2. Financial Ratios
Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(1 Question)

  • Q1. Tell me about yourself
  • Ans. 

    I am a detail-oriented Credit Analyst with a strong background in financial analysis and risk assessment.

    • I have a Bachelor's degree in Finance and 3 years of experience in credit analysis.

    • I am proficient in financial modeling and have a strong understanding of credit risk management.

    • I have a track record of making sound credit decisions and improving credit processes.

    • I am skilled in analyzing financial statements, asse...

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Career portal and was interviewed in Aug 2023. There was 1 interview round.

Round 1 - HR 

(1 Question)

  • Q1. Introduction and qualifications

Interview Preparation Tips

Interview preparation tips for other job seekers - Be positive and have a sound knowledge of related job
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Apr 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

Very basic aptitude test post selection.

Round 3 - Round 1 and 2 

(1 Question)

  • Q1. Previous working experiences

Interview Preparation Tips

Interview preparation tips for other job seekers - Very basic interview was done.
I interviewed for the role of Credit Analyst.
First round was with my immediate manager - the interview was all bout my previous work profile and I was asked about my understanding of the role and responsibilities
Second round was with the RH, it was a very simple and basic round. No technical questions asked.

I applied via Campus Placement and was interviewed in Jan 2021. There were 4 interview rounds.

Interview Questionnaire 

8 Questions

  • Q1. Introduce yourself?
  • Q2. Explain your Internship experience
  • Q3. All financial and accounting concepts
  • Q4. Leadership experience
  • Q5. Why Barclays
  • Q6. Where do you want to see yourself in 5 years
  • Q7. What do you know about Barclays
  • Q8. What your understanding of Job Description

Interview Preparation Tips

Interview preparation tips for other job seekers - The candidate should know each and every accounting and Financial concept very well.
Confident while the interview
Understand the Job role very well

Credit Analyst Interview Questions & Answers

IndusInd Bank user image Siddesh Goregaonkar

posted on 25 May 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(2 Questions)

  • Q1. Asking about financial and ratio
  • Q2. TOL/ATNW related to industry

Kookmin Bank Interview FAQs

How many rounds are there in Kookmin Bank Credit Analyst interview?
Kookmin Bank interview process usually has 2 rounds. The most common rounds in the Kookmin Bank interview process are One-on-one Round and HR.
What are the top questions asked in Kookmin Bank Credit Analyst interview?

Some of the top questions asked at the Kookmin Bank Credit Analyst interview -

  1. Rbi guidelines abd articles to be underst...read more
  2. About banking based on previous r...read more

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Kookmin Bank Credit Analyst Reviews and Ratings

based on 1 review

3.0/5

Rating in categories

3.0

Skill development

3.0

Work-Life balance

2.0

Salary & Benefits

1.0

Job Security

2.0

Company culture

1.0

Promotions/Appraisal

2.0

Work Satisfaction

Explore 1 Review and Rating
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