Kogta Financial India Limited Sales Officer Interview Questions and Answers

Q1. Why should we hire you?
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Q2. Why are you looking for a change?
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Q3. Tell me about yourself.
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Q4. What is your family background?
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Q1. All questions related to my previous experience.
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Q2. How I source the file? What was the process of login to Disbursement?
Ans. 
To source the file, I typically use various databases and platforms to gather relevant information. The process of logging into Disbursement involves entering credentials and navigating through the system.
• Utilize databases and platforms to gather information

• Enter credentials to log into Disbursement

• Navigate through Disbursement system to access files
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Q1. WHAT IS USL? Criteria Of UBL.
Ans. 
USL stands for Unique Selling Proposition, which is a factor that differentiates a product or service from its competitors. UBL refers to Unique Buying Logic, which is the reason why customers choose to purchase a product or service.
• USL is a unique feature or benefit that sets a product apart from competitors

• UBL is the specific reason why customers choose to buy a product or service

• USL focuses on what makes a product u...read more
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Q2. Who will be your targeted customers?
Ans. 
Our targeted customers will be small to medium-sized businesses in the technology sector looking to streamline their sales processes and increase revenue.
• Small to medium-sized businesses in the technology sector

• Companies looking to streamline sales processes

• Businesses aiming to increase revenue
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Q1. About my self and background
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Q2. Current business and product knowledge
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Q1. Sales growth, business development Costumer service
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Q2. Self introduction
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Test was good and interviewer was friendly.

Q1. What you konw about Home loan Industry?
Ans. 
Home loan industry involves lending money to individuals for purchasing or renovating homes.
• Home loan industry is a part of the financial services sector

• It involves providing loans to individuals for purchasing or renovating homes

• Interest rates, loan terms, and eligibility criteria vary among lenders

• Major players in the industry include banks, credit unions, and mortgage companies

• Regulations and government policies pla
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Q2. Which type of product company provide to its customer?
Ans. 
A product company provides goods or services to its customers.
• Product companies can provide physical goods such as electronics, clothing, or furniture.

• They can also provide services such as software, consulting, or education.

• The type of product offered depends on the industry and target market of the company.
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Q1. As per our policy
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Q2. Experience count
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Q3. Market feedback
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Q4. Rcu positive, team handling experience
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Q5. Check cibil ,Max to max experience secured loan
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MCQ question were asked with random scenarios and management related questions

Q1. Tell me about yourself
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Q2. Is the location comfortable for you
Ans. 
Yes, the location is comfortable for me.
• The location is conveniently located near public transportation.

• The office space is well-maintained and has comfortable seating.

• There are nearby amenities such as restaurants and coffee shops for breaks.

• The neighborhood is safe and has a pleasant atmosphere.
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