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Karur Vysya Bank Risk Analyst Interview Questions and Answers

Updated 30 Sep 2022

Karur Vysya Bank Risk Analyst Interview Experiences

1 interview found

Risk Analyst Interview Questions & Answers

user image Anonymous

posted on 30 Sep 2022

I applied via Company Website and was interviewed in Aug 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Aptitude Test 

Working experience and computer knowledge,team handled

Round 3 - HR 

(2 Questions)

  • Q1. Personal information
  • Q2. Verification information

Interview Preparation Tips

Topics to prepare for Karur Vysya Bank Risk Analyst interview:
  • Bank details
Interview preparation tips for other job seekers - I like the bank ... I working interest the bank...

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before Mar 2023. There were 2 interview rounds.

Round 1 - Aptitude Test 

Basic intro and getting to know

Round 2 - Assignment 

1 project to do research and present to the team

Interview Preparation Tips

Interview preparation tips for other job seekers - Ads on your though of what can be improve for the team

I applied via Naukri.com and was interviewed before Jul 2021. There were 2 interview rounds.

Round 1 - Coding Test 

Haker rank,..........,...........

Round 2 - Technical 

(1 Question)

  • Q1. Ds alogortithns,........

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare Ds algorithms and java,...............

I applied via Referral and was interviewed before Sep 2021. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Why you want to change

Interview Preparation Tips

Interview preparation tips for other job seekers - Be calm and natural. Answers only things you know.
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(1 Question)

  • Q1. Are you comfortable with the shifts.
  • Ans. 

    Yes, I am comfortable with shifts and have experience working different schedules.

    • I have previous experience working various shifts in my previous roles.

    • I am adaptable and can easily adjust to different schedules.

    • I understand the importance of flexibility in the workplace and am willing to work different shifts as needed.

  • Answered by AI

I applied via Campus Placement and was interviewed in May 2021. There were 4 interview rounds.

Interview Questionnaire 

8 Questions

  • Q1. Give your introduction.
  • Q2. What are your hobbies?
  • Q3. How many branches are there in your area?
  • Ans. 

    There are several branches in my area offering various services.

    • There are multiple branches of different banks in my area.

    • There are several fast food chains with branches in my area.

    • There are multiple supermarkets and grocery stores in my area.

    • There are several pharmacies and medical clinics in my area.

    • There are multiple gas stations in my area.

  • Answered by AI
  • Q4. Except the Taliban issue, say any current affair.
  • Q5. What are the recent technologies used in bank?
  • Ans. 

    Banks are using various technologies such as AI, blockchain, biometrics, and mobile banking apps.

    • Artificial Intelligence (AI) for fraud detection and customer service

    • Blockchain for secure and transparent transactions

    • Biometrics for authentication and security

    • Mobile banking apps for convenient and easy access to banking services

  • Answered by AI
  • Q6. What is phishing?
  • Ans. 

    Phishing is a type of cyber attack where attackers trick individuals into revealing sensitive information.

    • Phishing attacks can come in the form of emails, text messages, or phone calls.

    • Attackers often pose as a trustworthy entity, such as a bank or a popular website.

    • The goal of phishing is to obtain sensitive information, such as login credentials or credit card numbers.

    • Phishing attacks can be prevented by being cautio...

  • Answered by AI
  • Q7. Who is the governor of RBI?
  • Ans. 

    The governor of RBI is Shaktikanta Das.

    • Shaktikanta Das is the current governor of RBI.

    • He assumed office on December 12, 2018.

    • Prior to becoming the governor, he served as the Secretary of the Department of Economic Affairs in the Ministry of Finance.

    • As the governor, he is responsible for formulating and implementing monetary policies in India.

    • He plays a crucial role in maintaining financial stability and regulating the

  • Answered by AI
  • Q8. What is the net share value of Federal Bank?
  • Ans. 

    The net share value of Federal Bank is constantly changing and can be found on financial websites or through a stockbroker.

    • The net share value of Federal Bank is determined by the market demand and supply of its shares.

    • It can be found on financial websites such as Yahoo Finance or through a stockbroker.

    • As of a specific date or time, the net share value may be different.

    • The net share value is an important indicator of t

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Do your preparations well. Know about the bank, what are its new products. Prepare yourself with some basic banking conceots.

I applied via LinkedIn and was interviewed in Jan 2022. There were 3 interview rounds.

Round 1 - Coding Test 

They will share one link .. in that we have few multiple choise questions and 3 coding problems. one java, one HTML and one SQL

Round 2 - Technical 

(6 Questions)

  • Q1. Hibernate type of caches ?
  • Ans. 

    Hibernate supports two types of caches: Level 1 (session) cache and Level 2 (SessionFactory) cache.

    • Level 1 cache is associated with the session object and is enabled by default.

    • Level 2 cache is shared across sessions and requires configuration.

    • Level 2 cache can be implemented using various providers like Ehcache, Infinispan, Hazelcast, etc.

  • Answered by AI
  • Q2. How to implement REST API (steps)?
  • Ans. 

    To implement REST API, follow these steps:

    • Define the resources and their URIs

    • Define the HTTP methods (GET, POST, PUT, DELETE)

    • Implement the methods using a programming language

    • Test the API using tools like Postman

    • Document the API using tools like Swagger

  • Answered by AI
  • Q3. Transaction Management in springboot?
  • Ans. 

    Spring Boot provides transaction management support through the use of @Transactional annotation.

    • Spring Boot uses the @Transactional annotation to manage transactions.

    • The @Transactional annotation can be applied to methods or classes.

    • Spring Boot supports both programmatic and declarative transaction management.

    • Programmatic transaction management involves using the TransactionTemplate class.

    • Declarative transaction manag...

  • Answered by AI
  • Q4. CrudRepository v/s JpaRepository ?
  • Q5. What is n+1 issue in hybernate ?
  • Ans. 

    n+1 issue in Hibernate refers to the problem of excessive database queries being executed due to lazy loading.

    • Occurs when a query fetches an entity and its associated entities one at a time instead of all at once

    • Can be solved by using eager loading or batch fetching

    • Can also be solved by using a join fetch query

    • Can lead to performance issues and slow down the application

  • Answered by AI
  • Q6. Write small code using @OneToMany and @ManyToOne ?
  • Ans. 

    Example code using @OneToMany and @ManyToOne annotations

    • Create two entities, one with @OneToMany and the other with @ManyToOne annotation

    • Use mappedBy attribute in @OneToMany to specify the relationship

    • Use joinColumn attribute in @ManyToOne to specify the foreign key column

    • Example: User has many Posts, Post belongs to one User

  • Answered by AI
Round 3 - HR 

(1 Question)

  • Q1. HR will discuss about your Salary and other things ?

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview process is very nice and clear . but only one thing i faced here , Managers will play politics.

Skills evaluated in this interview

I applied via Naukri.com and was interviewed in May 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Technical 

(3 Questions)

  • Q1. Complete Unix sql Java
  • Q2. Sql basics and Unix
  • Q3. Unix basics and commands

Interview Questionnaire 

1 Question

  • Q1. Mostly From Resume, Be Confident on what you know

I applied via Recruitment Consulltant and was interviewed in May 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Work experience in detail.
  • Q2. What are the analyst's responsibilities ?
Round 3 - Technical 

(2 Questions)

  • Q1. How to calculate service level ?
  • Ans. 

    Service level is calculated by dividing the number of calls answered within a certain time frame by the total number of calls received.

    • Determine the time frame for which you want to calculate the service level

    • Count the number of calls received during that time frame

    • Count the number of calls answered within the specified time frame

    • Divide the number of calls answered by the total number of calls received and multiply by ...

  • Answered by AI
  • Q2. How to calculate shrinkage in the right way ?
  • Ans. 

    Shrinkage can be calculated by dividing the difference between actual and expected values by the expected value.

    • Calculate expected value of a variable

    • Calculate actual value of the same variable

    • Subtract actual value from expected value

    • Divide the difference by expected value to get shrinkage percentage

    • Example: If expected sales are $100,000 and actual sales are $80,000, the shrinkage percentage is 20%

  • Answered by AI
Round 4 - HR 

(2 Questions)

  • Q1. Salary expectations based on previous package ?
  • Q2. Open to relocate, if yes, how soon ?
  • Ans. 

    Yes, I am open to relocate. Ideally within the next 2-3 months.

    • I am willing to relocate for the right opportunity

    • I am flexible with the timeline, but ideally within the next 2-3 months

    • I am open to discussing relocation packages and assistance

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Please keep applying elsewhere simultaneously as it may take 30-60 days for all the rounds to be conducted.
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Karur Vysya Bank Interview FAQs

How many rounds are there in Karur Vysya Bank Risk Analyst interview?
Karur Vysya Bank interview process usually has 3 rounds. The most common rounds in the Karur Vysya Bank interview process are Resume Shortlist, Aptitude Test and HR.

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