Fraud and Risk Analyst Interview Questions and Answers

Debit and credit processes involve recording financial transactions in a bank account.

• Debit transactions decrease the account balance, while credit transactions increase it.

• Debit cards are used to make payments directly from the account balance.

• Credit cards allow users to borrow money up to a certain limit.

• Debits and credits are recorded in the bank's ledger to track account activity.

• Bank statements show a summary of debit and credit transactions for a specific period.

Banking terms and definitions

• Interest rate: The amount charged by a lender to a borrower for the use of assets.

• Credit score: A numerical representation of a person's creditworthiness.

• Collateral: Assets pledged by a borrower to secure a loan.

• Overdraft: A deficit in a bank account caused by drawing more money than is available.

• APR (Annual Percentage Rate): The annual rate charged for borrowing or earned through an investment.

English, Spanish, French

• English - Fluent in reading, writing, and speaking

• Spanish - Conversational level

• French - Basic understanding

Yes, I am comfortable with rotational shifts as it allows for flexibility and variety in work schedule.

• I am open to working different shifts to accommodate business needs

• I understand the importance of maintaining security and risk management around the clock

• I have experience working in rotational shifts in previous roles

• I am adaptable and can easily adjust to changing schedules