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I applied via Naukri.com and was interviewed before Feb 2023. There were 3 interview rounds.
RBI rates in India refer to the interest rates set by the Reserve Bank of India for lending and borrowing of funds.
RBI's key policy rates include the repo rate, reverse repo rate, and marginal standing facility rate.
These rates influence the borrowing and lending rates for banks and ultimately impact the economy.
For example, a decrease in the repo rate can lead to lower interest rates on loans for consumers and busines
Export finance refers to financial products and services that assist businesses in international trade transactions.
Export finance can include trade credit insurance, export factoring, letters of credit, and export credit agencies.
These financial products help mitigate risks associated with exporting goods and services to foreign markets.
Export finance can also involve currency exchange services to manage foreign excha...
The basic aptitude test conducted
A list of topics provided. The entire group unanimously picked up the single topic.
Important factors to consider when assessing a lending decision
Borrower's credit history and credit score
Income and employment stability of the borrower
Debt-to-income ratio of the borrower
Purpose of the loan and the borrower's ability to repay
Collateral or assets provided by the borrower
Interest rates and terms of the loan
I applied via Campus Placement and was interviewed before Jul 2021. There were 2 interview rounds.
IBPS type of exam , a little less hard
Be open to ideas and honest
I was interviewed before Jan 2023.
I applied via Referral and was interviewed before Mar 2023. There were 2 interview rounds.
I applied via Recruitment Consulltant and was interviewed in Jul 2024. There were 3 interview rounds.
Regional Head along with National Head
Guesstimate on pre approved personal loan
I would estimate the pre-approved PL based on historical data, market trends, and current economic conditions.
Consider the average pre-approved PL amounts from previous years
Analyze the current market trends and interest rates to predict potential PL amounts
Take into account the economic conditions and potential changes in lending policies
Consult with financial experts or analysts for more accurate estimations
I applied via Walk-in and was interviewed in Oct 2023. There was 1 interview round.
Increasing business for a bank involves implementing strategic marketing campaigns, improving customer service, expanding product offerings, and building strong relationships with clients.
Implement strategic marketing campaigns to attract new customers and retain existing ones
Improve customer service to enhance customer satisfaction and loyalty
Expand product offerings to meet the diverse needs of customers
Build strong ...
Ibps test aptitude,reasoning
Group Discussion on current topics
based on 1 interview
Interview experience
based on 41 reviews
Rating in categories
Assistant Manager
571
salaries
| ₹0 L/yr - ₹0 L/yr |
Manager
254
salaries
| ₹0 L/yr - ₹0 L/yr |
Business Development Officer
169
salaries
| ₹0 L/yr - ₹0 L/yr |
Business Development Manager
129
salaries
| ₹0 L/yr - ₹0 L/yr |
Branch Manager
128
salaries
| ₹0 L/yr - ₹0 L/yr |
South Indian Bank
City Union Bank
Federal Bank
Tamilnad Mercantile Bank