IndusInd Bank Branch Credit Manager Interview Questions and Answers

Q1. Abou my self and education
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Q2. Experience and achievements
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Good business assignment

Good group discussion

Good working case study

Good working coding

Q1. Good technical support and good support
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Q2. Good working support
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Q3. Good working experience
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Q4. Good working development experience
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Q5. Good working growth my self
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HL and LAP case only

Q1. When will you join and about notice period
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Q2. Previous company details
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Q1. Self nd family etc info
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Knowledge about work because i have previous experience

Q1. Salary, grade negotiate nd check work knowledge
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Q1. Personal details
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Q2. Family members details
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Q1. Product details
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Q1. Document verification
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Q2. Company benifits
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Q1. Only my self introduction
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What are the job title, How many years experience in last company

Q1. Your experience
Ans. 
I have over 10 years of experience in credit management, including analyzing credit reports, setting credit limits, and managing collections.
• 10+ years of experience in credit management

• Proficient in analyzing credit reports

• Setting credit limits based on risk assessment

• Managing collections efficiently

• Strong understanding of credit policies and procedures
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Q2. Your gross salary
Ans. 
I am currently earning $60,000 annually.
• My gross salary is $60,000 per year.

• I am currently making $5,000 per month before taxes.

• I receive $1,500 every two weeks as my gross salary.
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Q1. Salary discussion
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Q2. Company benefit
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Q1. What is vehicle finance
Ans. 
Vehicle finance is a type of loan specifically designed for purchasing vehicles, where the vehicle itself serves as collateral for the loan.
• Vehicle finance involves borrowing money to purchase a vehicle, with the vehicle serving as collateral for the loan.

• The loan amount, interest rate, and repayment terms are typically based on the value of the vehicle being financed.

• Defaulting on vehicle finance payments can result i...read more
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Q2. Your job experience
Ans. 
I have over 10 years of experience in credit management, including analyzing credit reports, setting credit limits, and managing collections.
• Analyzed credit reports to assess risk levels

• Set credit limits for customers based on their creditworthiness

• Managed collections process to ensure timely payments

• Developed and implemented credit policies to minimize risk
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