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Indifi Technologies Credit Manager Interview Questions and Answers

Updated 11 Aug 2022

Indifi Technologies Credit Manager Interview Experiences

1 interview found

Credit Manager Interview Questions & Answers

user image Anonymous

posted on 11 Aug 2022

I applied via Approached by Company and was interviewed in Jul 2022. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Tell me about yourself
    • Add your answer
  • Q2. What are the red flags while checking applicant's or firm’s banking
  • Ans. 

    Red flags while checking applicant's or firm's banking

    • Frequent overdrafts or bounced checks

    • Unexplained large deposits or withdrawals

    • Multiple accounts with low balances

    • History of late payments or delinquencies

    • Suspicious activity such as money laundering or fraud

    • Negative information from credit reports

    • Inconsistent information provided on applications

    • Answered by AI
    Add your answer

Interview Preparation Tips

Topics to prepare for Indifi Technologies Credit Manager interview:
  • Credit Analysis
  • Business Loan
Interview preparation tips for other job seekers - Speak with confidence and must have logical understanding of credit and its process.

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Oxane Partners
Disappointing Interview Experience with D.E. Shaw
I recently interviewed with D.E. Shaw, and it turned out to be one of the most draining experiences I’ve had. The interviewer’s approach felt unnecessarily harsh and dismissive, which made the entire process uncomfortable. At multiple points, the interviewer asked me to drop off the call, even when I tried asking basic questions about the designation, job description, and other details. After the interview, I found myself sitting there for a few minutes, trying to process what just happened. It left me questioning the overall tone and professionalism of the interview. Definitely not the experience I was expecting from such a well-known firm.
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Interview questions from similar companies

Credit Manager Interview Questions & Answers

Razorpay user image Anonymous

posted on 18 Jul 2024

Interview experience
3
Average
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Referral and was interviewed in Jun 2024. There was 1 interview round.

Round 1 - One-on-one 

(3 Questions)

  • Q1. A lot of questions related to advance financials which mostly CA's are good in
    • Add your answer
  • Q2. Ratios related to underwriting like capital ratio calculation , DSCR ratio calculation.
    • Add your answer
  • Q3. Financial statements like , cassh floe , balance sheet etc related advance questions
    • Add your answer

Credit Manager Interview Questions & Answers

Revolut user image Anonymous

posted on 17 Jun 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(1 Question)

  • Q1. Typical HR questions regarding experience and what I am looking for
    • Add your answer

Branch Credit Manager Interview Questions & Answers

Aye Finance user image Anonymous

posted on 27 Jul 2024

Interview experience
1
Bad
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Feb 2024. There were 2 interview rounds.

Round 1 - Telephonic Call 

(2 Questions)

  • Q1. What's your product in previous organisation
  • Ans. 

    In my previous organization, the product I managed was a range of personal loans tailored to meet the financial needs of individual customers.

    • Managed a portfolio of personal loans

    • Analyzed creditworthiness of applicants

    • Developed strategies to increase loan disbursement

    • Collaborated with sales team to drive product awareness

    • Answered by AI
    Add your answer
  • Q2. What's knowledge of about secured loan vertical
  • Ans. 

    Knowledge of secured loan vertical involves understanding the process of lending money with collateral as security.

    • Understanding the concept of collateral and its importance in securing loans

    • Knowledge of different types of collateral that can be used in secured loans, such as real estate, vehicles, or investments

    • Familiarity with the legal aspects of secured loans, including the rights and responsibilities of both the l...

    • Answered by AI
    Add your answer
Round 2 - Group Discussion 

HR just will discuss just on salary negotiable

Interview Preparation Tips

Topics to prepare for Aye Finance Branch Credit Manager interview:
  • Product knowledge
  • Credit Analysis
Interview preparation tips for other job seekers - If any one try to join Aye finance ltd in secured loan vertical, my advice please check deeply 1st you are experienced guy

Credit Risk Analyst Interview Questions & Answers

Navi Technologies user image Anonymous

posted on 17 Nov 2022

I applied via campus placement at Indian Statistical Institute (ISI), Bangalore and was interviewed in Oct 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

Future of digital currency in India

Round 3 - Technical 

(2 Questions)

  • Q1. Didn't go through to this stage
    • Add your answer
  • Q2. Did not go through to this round
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Navi came for campus placement in a very eminent institution of India after extensive talk with the PR team. Held a GD (topic : Future of digital currency in India) with only 7 applicants after resume shortlisting, then decided NOT to go forqard with the process and dropeed it altogether, not taking any candidates forward. Entire process was a SCAM, since the person monitoring the GD didn't seem interested at all, and it makes no sense to drop all the candidates, since everyone talked quite alright about the topic. They clearly had NO REQUIREMENTS & lied to the PR team.

Would suggest the PRs and any individual applying for any post at Navi to be very cautious.

Credit Manager Interview Questions & Answers

Razorpay user image Anonymous

posted on 18 Jul 2024

Interview experience
3
Average
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Referral and was interviewed in Jun 2024. There was 1 interview round.

Round 1 - One-on-one 

(3 Questions)

  • Q1. A lot of questions related to advance financials which mostly CA's are good in
    • Add your answer
  • Q2. Ratios related to underwriting like capital ratio calculation , DSCR ratio calculation.
    • Add your answer
  • Q3. Financial statements like , cassh floe , balance sheet etc related advance questions
    • Add your answer

Credit Manager Interview Questions & Answers

Revolut user image Anonymous

posted on 6 Jan 2023

Interview experience
4
Good
Difficulty level
Hard
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jul 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Technical 

(1 Question)

  • Q1. General discussion about credit risk domain knowledge. Questions on entire work experience
    • Add your answer
Round 3 - Case Study 

Typical MBA job interview case study

Round 4 - One-on-one 

(1 Question)

  • Q1. Bar Raiser with the head of department
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare well for the case study. And keep a plenty of strengths/weakness/learnings handy with you

Credit Officer Interview Questions & Answers

Aye Finance user image Anonymous

posted on 27 Dec 2023

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - Aptitude Test 

Field work Full information gathered in customer

Round 3 - Technical 

(1 Question)

  • Q1. Whats about pd and dpds
  • Ans. 

    PD stands for Probability of Default and DPDS stands for Days Past Due Severity.

    • PD is a measure of the likelihood that a borrower will default on a loan.

    • DPDS measures the severity of delinquency in terms of days past due.

    • Both are important factors in assessing credit risk and determining loan terms.

    • PD is typically expressed as a percentage, while DPDS is measured in days.

    • Lenders use PD and DPDS to make informed decisio

    • Answered by AI
    Add your answer

Credit Manager Interview Questions & Answers

Revolut user image Anonymous

posted on 17 Jun 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(1 Question)

  • Q1. Typical HR questions regarding experience and what I am looking for
    • Add your answer

Credit Officer Interview Questions & Answers

Aye Finance user image Abhishek Gangwar

posted on 13 Dec 2022

Interview experience
1
Bad
Difficulty level
Moderate
Process Duration
-
Result
No response

I applied via Referral and was interviewed in Nov 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Tell me About yourself
  • Ans. 

    I am an experienced Credit Officer with a strong background in financial analysis and risk assessment.

    • I have worked in the banking industry for over 5 years, specializing in credit analysis and loan underwriting.

    • I have a deep understanding of financial statements, credit reports, and industry trends.

    • I am skilled in evaluating creditworthiness, determining loan terms, and mitigating risks.

    • I have successfully managed a p...

    • Answered by AI
    View 1 more answer
  • Q2. Why you join this co
  • Ans. 

    I joined this company because of its strong reputation in the industry and its commitment to providing excellent financial services.

    • The company has a solid track record of success and is highly regarded in the industry.

    • I was impressed by the company's commitment to providing excellent financial services and its focus on customer satisfaction.

    • The company offers great opportunities for career growth and development.

    • I bel...

    • Answered by AI
    Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview is good but credit manager attitude wasn't good he gave excuse also
More about working at Indifi Technologies

Indifi Technologies Interview FAQs

How many rounds are there in Indifi Technologies Credit Manager interview?
Indifi Technologies interview process usually has 1 rounds. The most common rounds in the Indifi Technologies interview process are One-on-one Round.

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Indifi Technologies Credit Manager Salary
based on 4 salaries
₹6 L/yr - ₹9 L/yr
6% less than the average Credit Manager Salary in India
View more details
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