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Indifi Technologies Credit Officer Interview Questions and Answers

Updated 29 Jun 2022

Indifi Technologies Credit Officer Interview Experiences

1 interview found

Credit Officer Interview Questions & Answers

user image Anonymous

posted on 29 Jun 2022

I applied via Referral and was interviewed before Jun 2021. There were 2 interview rounds.

Round 1 - One-on-one 

(1 Question)

  • Q1. Basic question like your introduction and related to previous organisation
    • Add your answer
Round 2 - Technical 

(1 Question)

  • Q1. Ratios,awareness regarding financials
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be confident with basics of accounting and finance like ratios and financials

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Oxane Partners
Disappointing Interview Experience with D.E. Shaw
I recently interviewed with D.E. Shaw, and it turned out to be one of the most draining experiences I’ve had. The interviewer’s approach felt unnecessarily harsh and dismissive, which made the entire process uncomfortable. At multiple points, the interviewer asked me to drop off the call, even when I tried asking basic questions about the designation, job description, and other details. After the interview, I found myself sitting there for a few minutes, trying to process what just happened. It left me questioning the overall tone and professionalism of the interview. Definitely not the experience I was expecting from such a well-known firm.
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Interview questions from similar companies

Credit Officer Interview Questions & Answers

Aye Finance user image Anonymous

posted on 27 Dec 2023

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

Field work Full information gathered in customer

Round 3 - Technical 

(1 Question)

  • Q1. Whats about pd and dpds
  • Ans. 

    PD stands for Probability of Default and DPDS stands for Days Past Due Severity.

    • PD is a measure of the likelihood that a borrower will default on a loan.

    • DPDS measures the severity of delinquency in terms of days past due.

    • Both are important factors in assessing credit risk and determining loan terms.

    • PD is typically expressed as a percentage, while DPDS is measured in days.

    • Lenders use PD and DPDS to make informed decisio

    • Answered by AI
    Add your answer

Credit Manager Interview Questions & Answers

Razorpay user image Anonymous

posted on 18 Jul 2024

Interview experience
3
Average
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Referral and was interviewed in Jun 2024. There was 1 interview round.

Round 1 - One-on-one 

(3 Questions)

  • Q1. A lot of questions related to advance financials which mostly CA's are good in
    • Add your answer
  • Q2. Ratios related to underwriting like capital ratio calculation , DSCR ratio calculation.
    • Add your answer
  • Q3. Financial statements like , cassh floe , balance sheet etc related advance questions
    • Add your answer

Credit Manager Interview Questions & Answers

Revolut user image Anonymous

posted on 17 Jun 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(1 Question)

  • Q1. Typical HR questions regarding experience and what I am looking for
    • Add your answer

Credit Risk Analyst Interview Questions & Answers

Navi Technologies user image Anonymous

posted on 17 Nov 2022

I applied via campus placement at Indian Statistical Institute (ISI), Bangalore and was interviewed in Oct 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Group Discussion 

Future of digital currency in India

Round 3 - Technical 

(2 Questions)

  • Q1. Didn't go through to this stage
    • Add your answer
  • Q2. Did not go through to this round
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Navi came for campus placement in a very eminent institution of India after extensive talk with the PR team. Held a GD (topic : Future of digital currency in India) with only 7 applicants after resume shortlisting, then decided NOT to go forqard with the process and dropeed it altogether, not taking any candidates forward. Entire process was a SCAM, since the person monitoring the GD didn't seem interested at all, and it makes no sense to drop all the candidates, since everyone talked quite alright about the topic. They clearly had NO REQUIREMENTS & lied to the PR team.

Would suggest the PRs and any individual applying for any post at Navi to be very cautious.

Credit Officer Interview Questions & Answers

Aye Finance user image Abhishek Gangwar

posted on 13 Dec 2022

Interview experience
1
Bad
Difficulty level
Moderate
Process Duration
-
Result
No response

I applied via Referral and was interviewed in Nov 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Tell me About yourself
  • Ans. 

    I am an experienced Credit Officer with a strong background in financial analysis and risk assessment.

    • I have worked in the banking industry for over 5 years, specializing in credit analysis and loan underwriting.

    • I have a deep understanding of financial statements, credit reports, and industry trends.

    • I am skilled in evaluating creditworthiness, determining loan terms, and mitigating risks.

    • I have successfully managed a p...

    • Answered by AI
    View 1 more answer
  • Q2. Why you join this co
  • Ans. 

    I joined this company because of its strong reputation in the industry and its commitment to providing excellent financial services.

    • The company has a solid track record of success and is highly regarded in the industry.

    • I was impressed by the company's commitment to providing excellent financial services and its focus on customer satisfaction.

    • The company offers great opportunities for career growth and development.

    • I bel...

    • Answered by AI
    Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview is good but credit manager attitude wasn't good he gave excuse also

Credit Manager Interview Questions & Answers

Revolut user image Anonymous

posted on 6 Jan 2023

Interview experience
4
Good
Difficulty level
Hard
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jul 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
Round 2 - Technical 

(1 Question)

  • Q1. General discussion about credit risk domain knowledge. Questions on entire work experience
    • Add your answer
Round 3 - Case Study 

Typical MBA job interview case study

Round 4 - One-on-one 

(1 Question)

  • Q1. Bar Raiser with the head of department
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare well for the case study. And keep a plenty of strengths/weakness/learnings handy with you

Credit Officer Interview Questions & Answers

Aye Finance user image Anonymous

posted on 20 May 2022

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Do not use an unprofessional email address such as cool_boy@email.com. It shows a lack of professionalism by the candidate.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. How do you Indentify business ownership?
  • Ans. 

    Business ownership can be identified through legal documents, financial records, and public information.

    • Reviewing legal documents such as articles of incorporation, partnership agreements, or operating agreements.

    • Examining financial records such as tax returns, bank statements, or financial statements.

    • Researching public information sources like business registries, trade directories, or online databases.

    • Verifying owner...

    • Answered by AI
    View 3 more answers
  • Q2. How do you Verify credit worthiness of person
  • Ans. 

    To verify credit worthiness of a person, various factors are considered such as credit history, income, employment status, and debt-to-income ratio.

    • Check the person's credit history by reviewing their credit report

    • Assess the person's income and employment status to determine their ability to repay the credit

    • Calculate the person's debt-to-income ratio to evaluate their financial stability

    • Consider the person's existing d...

    • Answered by AI
    View 1 more answer

Interview Preparation Tips

Interview preparation tips for other job seekers - telephonic interview process and you have to be clear about your roles in company !

Credit Officer Interview Questions & Answers

Aye Finance user image Anonymous

posted on 23 Nov 2022

I applied via Walk-in and was interviewed before Nov 2021. There were 2 interview rounds.

Round 1 - Assignment 

INCOME ,EXP,NATURE OF BUSINESS

Round 2 - One-on-one 

(2 Questions)

  • Q1. BASIC KNOWLEGE QUESTIONING ONLY ,LAST WORKING ,FAMILY DETAILS
    • Add your answer
  • Q2. FAMILY DETAILS ,WORKING BACKGROUND,
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - SIMPALE QUESTION NO ,NEED BASIC KNOWLEGE ONLY,FAMILY DETAILS ,SALARY EXPECTATION,

Credit Officer Interview Questions & Answers

Aye Finance user image Manish Mandal

posted on 7 Jul 2017

I was interviewed before Jul 2016.

Interview Preparation Tips

Round: Resume Shortlist
Experience: Nothing to big simple I'm share my resume with HR Team and they will be shortlisted my candidature.

More about working at Indifi Technologies

Indifi Technologies Interview FAQs

How many rounds are there in Indifi Technologies Credit Officer interview?
Indifi Technologies interview process usually has 2 rounds. The most common rounds in the Indifi Technologies interview process are One-on-one Round and Technical.
How to prepare for Indifi Technologies Credit Officer interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Indifi Technologies. The most common topics and skills that interviewers at Indifi Technologies expect are Credit Analysis, Credit Risk, Underwriting, Banking and Credit Risk Analysis.

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Indifi Technologies Credit Officer Salary
based on 63 salaries
₹3 L/yr - ₹5 L/yr
10% more than the average Credit Officer Salary in India
View more details

Indifi Technologies Credit Officer Reviews and Ratings

based on 14 reviews

4.0/5

Rating in categories

4.1

Skill development

3.6

Work-Life balance

4.1

Salary & Benefits

4.3

Job Security

3.8

Company culture

3.7

Promotions/Appraisal

3.7

Work Satisfaction

Explore 14 Reviews and Ratings
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