Indian School Finance Company Relationship Manager Interview Questions and Answers

Q1. What u know about share market
Ans. 
The share market is a platform where buying and selling of company stocks and securities take place.
• Share market is also known as stock market.

• Investors buy shares of a company to become partial owners and earn profits through dividends or selling at a higher price.

• Stock prices fluctuate based on supply and demand, company performance, economic factors, and market sentiment.

• Stock exchanges like NYSE, NASDAQ, and BSE fa...read more
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Q2. How u approach the clients for investments
Ans. 
I approach clients for investments by building rapport, understanding their financial goals, and offering tailored investment solutions.
• Build rapport with clients to establish trust and credibility

• Understand clients' financial goals and risk tolerance

• Offer personalized investment solutions based on clients' needs and objectives

• Provide ongoing support and communication to ensure clients' investment goals are met
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Q1. How will you be managed the collection after sale out the product
Ans. 
I will manage the collection process by implementing a systematic approach, tracking payments, following up with customers, and escalating issues when necessary.
• Implementing a systematic approach to track payments and monitor outstanding balances

• Following up with customers regularly to ensure timely payments

• Escalating collection issues to higher management or legal department if necessary

• Offering payment plans or negot...read more
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Q2. What is your solid skill which can be benifit able to company
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Q1. What is your expections from us
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Q2. Have you a team for your product
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Q1. Marketing ability
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Q2. Salary expectations
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Q1. Tell me about yourself
Ans. 
I am an experienced Relationship Manager with a strong background in building and maintaining client relationships.
• Over 5 years of experience in the banking industry

• Proven track record of exceeding sales targets

• Expertise in financial planning and investment strategies

• Strong communication and interpersonal skills

• Ability to analyze client needs and provide tailored solutions

• Managed a portfolio of high net worth clients

• De...read more
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Q2. Salary expectations and profile
Ans. Say that you want salary hike before you do last working company
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Q1. Introduce yourself Salary expectation
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Q2. Defference between secured and unsecured loans
Ans. 
Secured loans are backed by collateral while unsecured loans are not.
• Secured loans require collateral such as a house or car to be put up as security for the loan.

• Unsecured loans do not require collateral and are based solely on the borrower's creditworthiness.

• Secured loans typically have lower interest rates than unsecured loans.

• Examples of secured loans include mortgages and auto loans, while credit cards and persona
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Q1. How much salary do you require from us?
Ans. 
I am looking for a competitive salary based on my experience, skills, and the responsibilities of the role.
• Research industry standards and salary ranges for similar positions

• Consider the cost of living in the area where the job is located

• Factor in your level of experience and expertise in the field

• Be prepared to negotiate based on the benefits and perks offered by the company
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Q2. Do you want to join us?
Ans. 
Yes, I am excited about the opportunity to join your team and contribute to the success of the organization.
• I am eager to bring my experience and skills to the role of Relationship Manager.

• I believe in the company's mission and values, and I am confident that I can make a positive impact.

• I am looking forward to working with a talented team and helping to build strong relationships with clients.
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Q1. Tell me about your previous work
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