IIFL Home Finance Independent Relationship Manager Interview Questions and Answers

Q1. If you did any CV loan under 12%
Ans. 
Yes, I have successfully closed multiple CV loans under 12% interest rate.
• Yes, I have closed several CV loans at 10% interest rate for clients with excellent credit scores.

• I have experience negotiating with lenders to secure favorable interest rates for clients.

• I always strive to find the best financial solutions for my clients while meeting company targets.
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Q2. Your highest loan of persent in person who is below 700 under Cibil crores.
Ans. 
I have successfully approved loans for individuals with credit scores below 700, resulting in significant business growth.
• Implemented targeted marketing strategies to attract individuals with lower credit scores

• Offered specialized loan products with flexible terms for individuals with less than ideal credit

• Provided financial education and guidance to help improve credit scores over time

• Collaborated with credit bureaus ...read more
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Q3. No , I am not
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Q4. Yes,I did. I am taking that person to the rate of interest 22% years for a year
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Q1. Basic questions.. like.. experience etc.
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Q2. In which company were you earlier and under which designation were you and how much target did you achieve monthly.
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Q1. Something tell me about your self
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Q2. What's know about this company group
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Asked about my work chenge and experience but also about previous company

Q1. How many year experience you have.
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Q2. How you delivered Target
Ans. 
I delivered target by setting clear goals, motivating my team, monitoring progress, and making adjustments as needed.
• Set clear and achievable goals for myself and my team

• Motivated team members through recognition, rewards, and regular feedback

• Monitored progress regularly to ensure we were on track to meet targets

• Made adjustments to strategies or resources as needed to overcome obstacles

• Implemented performance improveme
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Math,english,gk,resioning etc

Q1. Discuss salary or location etc
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Q2. Discuss about salary & location etc
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Q3. Salary discussion only
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Q4. Location done & what is joining date
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Q5. Discuss about pervious company
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Q1. How do you approach your work tasks?
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Q2. If you fail to complete a task, how will you address the situation and move forward?
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Q1. Whats ur experience
Ans. 
I have 5 years of experience in banking, including 2 years as a Branch Manager.
• 5 years of experience in banking

• 2 years as a Branch Manager

• Strong knowledge of banking operations

• Proven leadership and team management skills

• Excellent customer service and communication skills
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Q2. What is ur previous company name
Ans. 
My previous company was XYZ Corporation.
• XYZ Corporation was a multinational financial services company.

• I worked at XYZ Corporation for 5 years.

• During my time at XYZ Corporation, I gained experience in managing branch operations and leading a team.

• I successfully implemented new customer service strategies at XYZ Corporation, resulting in increased customer satisfaction.

• XYZ Corporation was known for its strong focus on e
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