AmbitionBox
Interview Questions
- Reviews
- Salaries
- Interview Questions
- About Company
- Benefits
- Jobs
- Office Photos
- Community
Add office photos
i
IDFC FIRST Bank
Compare
Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards
Filter interviews by
IDFC FIRST Bank Credit Manager Interview Questions, Process, and Tips
Top IDFC FIRST Bank Credit Manager Interview Questions and Answers
- Q1. How much cases you can process on daily basis?
- Q2. Cibil study what is sma ? Full form of dpd
- Q3. Approval rate and delinquency rate of your current product.
IDFC FIRST Bank Credit Manager Interview Experiences
15 interviews found
Anonymous
I applied via Approached by Company and was interviewed in Feb 2022. There was 1 interview round.
(1 Question)
- Q1. General Questions about Articleship
Interview Preparation Tips
Selected
I applied via Referral and was interviewed before Apr 2022. There were 4 interview rounds.
Personality test related questions and normal MCQs related to credit
(1 Question)
- Q1. Various aspects of credit Underwriting skills Various programs and policies related to current organisation, what better can be done in the new organisation
(1 Question)
- Q1. Salary negotiation
Interview Preparation Tips
Selected
I applied via Referral and was interviewed before Jan 2022. There were 2 interview rounds.
(3 Questions)
- Q1. Financial ratios required to decison
- Ans.
Financial ratios are essential for credit decisions.
Liquidity ratios (current ratio, quick ratio) measure a company's ability to meet short-term obligations.
Profitability ratios (gross profit margin, net profit margin) measure a company's ability to generate profits.
Debt ratios (debt-to-equity ratio, interest coverage ratio) measure a company's ability to manage debt.
Efficiency ratios (inventory turnover ratio, account...
- Q2. Cibil study what is sma ? Full form of dpd
- Ans.
SMA in CIBIL study stands for Special Mention Account. DPD stands for Days Past Due.
SMA is a category in CIBIL report that indicates accounts with delayed payments.
DPD is the number of days by which a borrower has delayed payment of EMIs or credit card bills.
SMA accounts have payments overdue between 1-90 days, while accounts with DPD of 90 days or more are classified as NPA.
Lenders use these parameters to assess the c...
- Q3. What you will ask in pd
Interview Preparation Tips
What people are saying about IDFC FIRST Bank
I applied via Campus Placement and was interviewed before Feb 2021. There were 3 interview rounds.
It's a behavioral test. It's average test. Common sense based. Whether our behaviour suitable for job work role. There is wrong or right answer for that.
(1 Question)
- Q1. Ratios, couple of questions based on mortgage loans, previous work ex related and internship related to finance, current affairs
(6 Questions)
- Q1. Why are you looking for a change?
- Q2. What is your family background?
- Q3. Share details of your previous job.
- Q4. Why should we hire you?
- Q5. What are your strengths and weaknesses?
- Q6. Tell me about yourself.
Interview Preparation Tips
- Ratios
- Retail Banking
- Advanced Excel
IDFC FIRST Bank interview questions for designations
I applied via Naukri.com and was interviewed in Nov 2019. There were 3 interview rounds.
Interview Questionnaire
4 Questions
- Q1. How much cases you can process on daily basis?
- Ans.
I can process around 20-25 cases on a daily basis depending on the complexity of the cases.
The number of cases processed depends on the complexity of the cases.
On average, I can process around 20-25 cases per day.
I prioritize cases based on their urgency and importance.
- Q2. Approval rate and delinquency rate of your current product.
- Ans.
Our approval rate is 85% and delinquency rate is 5% for the current product.
Our approval rate is higher than industry average.
We have strict credit checks in place to maintain low delinquency rate.
We continuously monitor and analyze our approval and delinquency rates to make necessary adjustments.
For example, we recently increased our credit score requirement to reduce delinquency rate.
- Q3. Why you want to leave current organisation.
- Q4. Questions on personal information
Interview Preparation Tips
Get interview-ready with Top IDFC FIRST Bank Interview Questions
IDFC FIRST Bank Interview FAQs
The duration of IDFC FIRST Bank Credit Manager interview process can vary, but typically it takes about less than 2 weeks to complete.
Tell us how to improve this page.
IDFC FIRST Bank Interviews By Designations
- IDFC FIRST Bank Relationship Manager Interview Questions
- IDFC FIRST Bank Branch Manager Interview Questions
- IDFC FIRST Bank Assistant Manager Interview Questions
- IDFC FIRST Bank Sales Officer Interview Questions
- IDFC FIRST Bank Deputy Manager Interview Questions
- IDFC FIRST Bank Collections Manager Interview Questions
- IDFC FIRST Bank Credit Manager Interview Questions
- IDFC FIRST Bank Senior Banking Officer Interview Questions
- Show more
Interview Questions for Popular Designations
- Credit Officer Interview Questions
- Branch Credit Manager Interview Questions
- Credit Analyst Interview Questions
- Credit Risk Analyst Interview Questions
- Area Credit Manager Interview Questions
- Senior Credit Analyst Interview Questions
- Credit Processing Associate Interview Questions
- Assistant Credit Manager Interview Questions
- Show more
IDFC FIRST Bank Credit Manager Interview Process
based on 22 interviews
3 Interview rounds
- Resume Shortlist Round
- Aptitude Test Round
- HR Round
Credit Manager Interview Questions from Similar Companies
Fast track your campus placements
IDFC FIRST Bank Credit Manager Reviews and Ratings
based on 166 reviews
Rating in categories
|
Deputy Manager
2.6k
salaries
|  ₹2.2 L/yr - ₹10 L/yr |
|
Assistant Manager
1.6k
salaries
| ₹2 L/yr - ₹7.1 L/yr |
|
Senior Officer
1.5k
salaries
| ₹1.9 L/yr - ₹5.5 L/yr |
|
Senior Manager
1.4k
salaries
| ₹7 L/yr - ₹22.7 L/yr |
|
Manager
1.4k
salaries
| ₹3.5 L/yr - ₹15 L/yr |
HDFC Bank
ICICI Bank
Axis Bank
Kotak Mahindra Bank
- Home >
- Interviews >
- IDFC FIRST Bank Interview Questions >
- IDFC FIRST Bank Credit Manager Interview Questions
