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ICICI Bank Zonal Credit Manager Interview Questions and Answers
ICICI Bank Zonal Credit Manager Interview Experiences
1 interview found
CA Umesh Bansal
(2 Questions)
- Q1. Tell me about yourself
- Q2. Bank knowledge of applicant
Interview questions from similar companies
Anonymous
I applied via LinkedIn and was interviewed before Dec 2020. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. If someone approaches you with a loan application then how would you decide whether to lend or not?
- Ans.
I would assess the applicant's creditworthiness based on their credit history, income, and debt-to-income ratio.
Check the applicant's credit score and credit report
Verify their income and employment status
Calculate their debt-to-income ratio
Consider any past delinquencies or bankruptcies
Assess the purpose of the loan and the likelihood of repayment
Review any collateral offered as security
Interview Preparation Tips
If anybody knows the cons of working in the Indian private sector banks then he will never join or will not fall into the trap of a lucrative salary. Because the exit options from such roles are not good.
I applied via Naukri.com and was interviewed before Oct 2020. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. Kya aap sales me kaam kar sakte ho
Interview Preparation Tips
I applied via Naukri.com and was interviewed in Nov 2019. There were 3 interview rounds.
Interview Questionnaire
4 Questions
- Q1. How much cases you can process on daily basis?
- Ans.
I can process around 20-25 cases on a daily basis depending on the complexity of the cases.
The number of cases processed depends on the complexity of the cases.
On average, I can process around 20-25 cases per day.
I prioritize cases based on their urgency and importance.
- Q2. Approval rate and delinquency rate of your current product.
- Ans.
Our approval rate is 85% and delinquency rate is 5% for the current product.
Our approval rate is higher than industry average.
We have strict credit checks in place to maintain low delinquency rate.
We continuously monitor and analyze our approval and delinquency rates to make necessary adjustments.
For example, we recently increased our credit score requirement to reduce delinquency rate.
- Q3. Why you want to leave current organisation.
- Q4. Questions on personal information
Interview Preparation Tips
I applied via Naukri.com and was interviewed before Jun 2021. There was 1 interview round.
(1 Question)
- Q1. Strength and weakness
Interview Preparation Tips
I applied via LinkedIn and was interviewed before Nov 2021. There were 3 interview rounds.
(2 Questions)
- Q1. Tell me about your self
- Q2. Take me through your cv
You can just prepare well and be confident and you will get selected
Interview Preparation Tips
I applied via Referral and was interviewed in Nov 2019. There was 1 interview round.
Interview Questionnaire
4 Questions
- Q1. 1. Interviewer asked my general details.
- Q2. Interviewer checked my knowledge in my field by asking various questions on asset sales
- Q3. Interviewer asked about my previous experience.
- Q4. They asked my salary expectations.
Interview Preparation Tips
I appeared for an interview before Dec 2020.
Interview Questionnaire
2 Questions
- Q1. About the company
- Q2. About latest general knowledge questions
Interview Preparation Tips
Interview Questionnaire
1 Question
- Q1. Product knowledge, FINANCIAL formulas, Market experience
I applied via Company Website and was interviewed before May 2021. There was 1 interview round.
(3 Questions)
- Q1. Communication skills
- Q2. Skills sales skills and body language
- Q3. Profile matchd questions
Interview Preparation Tips
ICICI Bank Interview FAQs
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ICICI Bank Interviews By Designations
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ICICI Bank Zonal Credit Manager Interview Process
based on 3 interviews
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ICICI Bank Zonal Credit Manager Reviews and Ratings
based on 41 reviews
Rating in categories
|
Deputy Manager
15.5k
salaries
|  ₹2.5 L/yr - ₹11 L/yr |
|
Relationship Manager
13.1k
salaries
| ₹2.3 L/yr - ₹11.4 L/yr |
|
Assistant Manager
10k
salaries
| ₹1.8 L/yr - ₹6 L/yr |
|
Manager
4.7k
salaries
| ₹5.6 L/yr - ₹18.8 L/yr |
|
Credit Manager
3.3k
salaries
| ₹4.2 L/yr - ₹17.4 L/yr |
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