ICICI Bank Business Analyst Interview Questions and Answers for Freshers

Q1. Background of Business Analyst Domain
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Business Analyst domain involves analyzing data, identifying business needs, and recommending solutions to improve processes and systems.
• Analyzing data to identify trends and patterns

• Understanding business needs and requirements

• Developing strategies to improve processes and systems

• Collaborating with stakeholders to gather information and feedback

• Creating reports and presentations to communicate findings and recommendat
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Q2. How to implement STP process in Loans
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STP process in Loans involves automating the loan approval process to reduce manual intervention and improve efficiency.
• Implement automated loan application processing system

• Utilize decision-making algorithms to assess creditworthiness

• Integrate with credit bureaus for quick verification of applicant information

• Automate loan disbursement process to reduce processing time
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Q3. Improvements in LOS
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Q4. Different Types of Loans and implementation in LOS
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Different types of loans include personal loans, home loans, auto loans, and business loans, each with specific criteria and terms.
• Personal loans are unsecured loans for personal use, often with higher interest rates.

• Home loans are secured loans used to purchase a home, with the home serving as collateral.

• Auto loans are used to finance the purchase of a vehicle, with the vehicle serving as collateral.

• Business loans are...read more
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Q1. Introduction of Business Analyst Career
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Q2. Name one challenge you faced due to conflicting requirements
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It was very good exp6

Q1. Regarding agile and water fall method
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Q2. What is the process that you do in agilemethod
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In Agile methodology, the process involves iterative development, collaboration, and flexibility.
• Agile methodology focuses on breaking down projects into smaller tasks called user stories.

• Teams work in short iterations called sprints, typically 2-4 weeks long.

• Daily stand-up meetings are held to discuss progress, challenges, and plans for the day.

• Continuous feedback and adaptation are key principles in Agile methodology...read more
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Q3. What is scrum and what is the process
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Scrum is an agile framework for managing work on complex projects.
• Scrum involves breaking down work into small, manageable tasks called user stories.

• It includes roles like Product Owner, Scrum Master, and Development Team.

• Scrum events include Sprint Planning, Daily Standups, Sprint Review, and Sprint Retrospective.

• The process involves iterative development cycles called Sprints, typically 2-4 weeks long.

• Scrum emphasize
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Q4. What is the agile cycle to process
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The agile cycle process involves planning, executing, evaluating, and adapting in iterative cycles.
• The agile cycle starts with planning, where the team defines the scope, objectives, and requirements of the project.

• Next, the team executes the plan by developing and testing the product incrementally.

• After each iteration, the team evaluates the progress and gathers feedback from stakeholders.

• Based on the feedback, the te...read more
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Q1. Regarding salary 7
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Q1. Questions were mostly on SQL, SSIS and DWH.
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Q2. Performance tuning.
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Q1. About projects on which currently working.
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Q2. Indexes, Parallelism, Scheduling, Stored Procedures
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Q1. Salary discussion .
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