ICICI Bank Assistant Vice President Interview Questions and Answers

Balance sheet analysis involves evaluating a company's financial health by examining its assets, liabilities, and equity.

• Analyzing the balance sheet involves calculating key financial ratios such as current ratio, debt-to-equity ratio, and return on equity.

• Understanding clients' requirements involves assessing their financial goals, risk tolerance, and investment preferences.

• Tailoring financial solutions to meet client...read more

Looking for new challenges and opportunities for growth.

• After serving for more than 14 years, I felt that I had reached a plateau in my career and was looking for new challenges and opportunities for growth.

• I wanted to expand my skill set and gain experience in different areas of banking.

• I was attracted to the vision and culture of the new bank and felt that it aligned better with my personal and professional goals.

• I a...read more

In 6 years, I see myself as an accomplished AVP with a proven track record of success and a strong leadership presence.

• Continuing to develop my skills and knowledge in the industry

• Leading a high-performing team and driving results

• Building strong relationships with key stakeholders

• Contributing to the overall growth and success of the organization

• Mentoring and coaching others to achieve their full potential

I was responsible for managing a team and overseeing daily operations in my previous company.

• Managed a team of 10 employees

• Oversaw daily operations and ensured smooth workflow

• Implemented new strategies to improve efficiency

• Collaborated with other departments to achieve company goals

• Handled client relationships and resolved any issues

• Trained and mentored new employees

Seeking new challenges and growth opportunities

• Looking for a more challenging role

• Seeking career advancement and growth

• Want to broaden my skillset and experience

• Desire to work in a different industry or sector

• Company restructuring or downsizing

• Relocation or commute issues

The past company had a strong team and good work-life balance, but lacked innovation and growth opportunities.

• Positive: Strong team

• Positive: Good work-life balance

• Negative: Lack of innovation

• Negative: Limited growth opportunities

Yes, I can handle work pressure effectively by prioritizing tasks, managing time efficiently, and staying calm under stressful situations.

• I have experience in handling high-pressure situations in my previous roles.

• I am skilled at prioritizing tasks and managing my time effectively to meet deadlines.

• I remain calm and composed under stressful situations, which helps me make rational decisions.

• I have developed strong prob...read more

LCs are letters of credit used in international trade to ensure payment between buyer and seller.

• LCs are issued by a bank on behalf of a buyer to guarantee payment to a seller.

• Types of LCs include revocable, irrevocable, confirmed, unconfirmed, transferable, and standby.

• LCs specify the terms and conditions under which payment will be made.

• LCs help mitigate the risk of non-payment in international transactions.

• Example: ...read more

My last working branch was in Nagercoil, Tamilnadu.

• I worked at the Nagercoil branch in Tamilnadu.

• I was responsible for managing the operations and customer service at the branch.

• During my time there, I successfully implemented new strategies to increase customer satisfaction and improve efficiency.

• I also led a team of employees and ensured smooth functioning of the branch.

• One of my achievements was achieving a signific

The big ticket size of the beach is ₹435 crore total business.

• The beach generates a total business of ₹435 crore.

• This indicates a significant economic impact of the beach.

• The beach likely attracts a large number of tourists and visitors.

• The beach may have various revenue streams such as tourism, hospitality, and retail.

• The big ticket size suggests that the beach is a major contributor to the local economy.

Retail deposits refer to funds deposited by individuals or small businesses in banks or other financial institutions.

• Retail deposits are a major source of funding for banks and financial institutions.

• These deposits are typically low-risk and offer lower interest rates compared to other investment options.

• Examples of retail deposits include savings accounts, checking accounts, and certificates of deposit (CDs).

• Banks may...read more

I have received cash awards in loan recovery and for promoting third party products like life, general insurance, mutual funds, and SIPs.

• Received cash award for successful loan recovery

• Received recognition for promoting third party products like life insurance, general insurance, mutual funds, and SIPs

• Achieved targets and received incentives for selling third party products

My current package is ₹24 lakh.

• My current package is ₹24 lakh.

• I am currently earning ₹24 lakh per annum.

• My current salary is ₹24 lakh.

• I am currently being paid ₹24 lakh as my package.