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HSBC Electronic Data Processing

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Gayatri Engineering Company Interview Questions and Answers

Updated 15 Jul 2024
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Q1. To tell about regulatory reporting and RWA

Ans.

Regulatory reporting is the process of providing information to regulatory bodies. RWA is a measure of a bank's risk exposure.

  • Regulatory reporting involves submitting data to regulatory bodies such as the SEC or FINRA.

  • This data includes financial statements, risk assessments, and other information required by regulators.

  • RWA stands for Risk Weighted Assets and is a measure of a bank's risk exposure.

  • It is calculated by assigning a risk weight to each asset on a bank's balance s...read more

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Q2. Explain linear regression, cost function, Ridge and Lasso regression

Ans.

Linear regression is a statistical technique to model the relationship between a dependent variable and one or more independent variables.

  • Linear regression is used to predict a continuous outcome variable based on one or more predictor variables.

  • The cost function measures the difference between the predicted values and the actual values in linear regression.

  • Ridge regression is a regularization technique that adds a penalty term to the cost function to prevent overfitting.

  • Lass...read more

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Q3. Difference between pop and remove in python

Ans.

pop() removes and returns the last element of a list, while remove() removes the first occurrence of a specified value.

  • pop() modifies the original list, while remove() only removes the specified value

  • pop() requires an index as an argument, while remove() requires the value to be removed

  • pop() returns the removed element, while remove() does not return anything

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Q4. Difference between shallow copy and deep copy

Ans.

Shallow copy only copies the references of objects, while deep copy creates new copies of objects.

  • Shallow copy creates a new object but does not create copies of nested objects.

  • Deep copy creates new copies of all nested objects.

  • Shallow copy is faster and more memory efficient, but changes to nested objects affect both copies.

  • Deep copy is slower and uses more memory, but changes to nested objects do not affect the original object.

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Q5. Difference between mean, median and mode

Ans.

Mean is the average of a set of numbers, median is the middle value, and mode is the most frequently occurring value.

  • Mean is calculated by summing all the values and dividing by the number of values.

  • Median is the middle value when the numbers are arranged in ascending or descending order.

  • Mode is the value that appears most frequently in the set of numbers.

  • Mean is affected by outliers, while median and mode are not.

  • For example, in the set of numbers [1, 2, 3, 4, 5], the mean i...read more

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Q6. Explain missing value treatment

Ans.

Missing value treatment refers to the process of handling and managing missing values in a dataset.

  • Missing values can occur when data is not collected or recorded for certain observations or variables.

  • Common methods for missing value treatment include deletion, imputation, and prediction.

  • Deletion involves removing observations or variables with missing values, but this can lead to loss of information.

  • Imputation replaces missing values with estimated or imputed values based on...read more

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