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Hinduja Housing Finance
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General aptitude test
Experienced credit manager with a strong background in financial analysis and risk assessment.
Over 5 years of experience in credit management
Skilled in analyzing financial statements and assessing credit risk
Proven track record of reducing bad debt and improving cash flow
Strong communication and negotiation skills
Proficient in using credit scoring models and software
A credit manager is responsible for assessing the creditworthiness of potential customers, setting credit limits, and managing the collection of overdue payments.
Assessing the creditworthiness of potential customers by reviewing their financial history and credit scores
Setting credit limits based on the customer's creditworthiness and financial stability
Monitoring and managing the collection of overdue payments to mini...
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posted on 10 Jan 2021
I applied via Walk-in and was interviewed in Dec 2020. There was 1 interview round.
posted on 6 Mar 2025
Maths aptitude test time and travel intrest calculations
posted on 14 Dec 2023
I applied via Approached by Company and was interviewed before Dec 2022. There were 5 interview rounds.
The PAN India underwriting process involves assessing the creditworthiness of borrowers across all regions of India.
The underwriting process involves evaluating the financial stability, credit history, and repayment capacity of borrowers.
Credit managers analyze the borrower's income, employment history, and existing debts to determine their ability to repay the loan.
They also consider factors like the borrower's credit...
Managing the central underwriting process involves establishing clear guidelines, efficient communication, and effective risk assessment.
Establish clear underwriting guidelines to ensure consistency and minimize errors
Implement efficient communication channels to facilitate collaboration between underwriters
Utilize technology and automation to streamline the underwriting process
Conduct thorough risk assessments to make...
To manage central underwriting cases with sales and branch credit team, effective communication and collaboration are key.
Establish clear communication channels between the central underwriting team, sales team, and branch credit team.
Regularly hold meetings or conference calls to discuss and review underwriting cases, ensuring everyone is on the same page.
Define roles and responsibilities for each team to avoid duplic...
posted on 4 Dec 2023
I applied via Referral and was interviewed in Jun 2023. There were 2 interview rounds.
Commercial vehicles include trucks, vans, buses, and trailers.
Trucks: Used for transporting goods, such as pickup trucks, delivery trucks, and semi-trucks.
Vans: Typically used for transporting goods or people, such as cargo vans or passenger vans.
Buses: Used for transporting large groups of people, such as school buses or city buses.
Trailers: Attached to trucks or vans to transport goods, such as flatbed trailers or re
I applied via Referral and was interviewed before Jun 2020. There was 1 interview round.
I applied via LinkedIn and was interviewed in Jan 2021. There was 1 interview round.
I applied via Referral and was interviewed in Dec 2020. There was 1 interview round.
I applied via Naukri.com and was interviewed before Mar 2021. There were 3 interview rounds.
In CIBIL, I check the credit history and credit score of the customer. Before funding, I analyze the customer's financial stability, income, existing debts, and repayment history.
Check credit history and credit score in CIBIL
Analyze customer's financial stability
Assess customer's income and existing debts
Evaluate customer's repayment history
Consider any previous defaults or delinquencies
DPD stands for Days Past Due. Payment history and credit utilization are more important to analyze creditworthiness.
DPD is a measure of how many days a payment is overdue
It is important to analyze payment history to determine if the customer pays on time
Credit utilization is also important as it shows how much credit the customer is using compared to their limit
Both factors can indicate the customer's ability to manage...
based on 1 interview
Interview experience
based on 16 reviews
Rating in categories
Cluster Credit Manager
290
salaries
| ₹3.4 L/yr - ₹9.2 L/yr |
Sales Officer
280
salaries
| ₹1.6 L/yr - ₹3.8 L/yr |
Cluster Business Head
158
salaries
| ₹4.2 L/yr - ₹12 L/yr |
Cluster Legal Manager
126
salaries
| ₹3 L/yr - ₹8 L/yr |
Cluster Technical Manager
119
salaries
| ₹3.2 L/yr - ₹7.6 L/yr |
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