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Hinduja Housing Finance Credit Manager Interview Questions and Answers

Updated 18 Sep 2024

Hinduja Housing Finance Credit Manager Interview Experiences

1 interview found

Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

General aptitude test

Round 2 - One-on-one 

(3 Questions)

  • Q1. Introduce yourself
  • Ans. 

    Experienced credit manager with a strong background in financial analysis and risk assessment.

    • Over 5 years of experience in credit management

    • Skilled in analyzing financial statements and assessing credit risk

    • Proven track record of reducing bad debt and improving cash flow

    • Strong communication and negotiation skills

    • Proficient in using credit scoring models and software

  • Answered by AI
  • Q2. What is the work of a credit manager
  • Ans. 

    A credit manager is responsible for assessing the creditworthiness of potential customers, setting credit limits, and managing the collection of overdue payments.

    • Assessing the creditworthiness of potential customers by reviewing their financial history and credit scores

    • Setting credit limits based on the customer's creditworthiness and financial stability

    • Monitoring and managing the collection of overdue payments to mini...

  • Answered by AI
  • Q3. Credit analysis,

Interview Preparation Tips

Interview preparation tips for other job seekers - be confident

Interview questions from similar companies

Interview Questionnaire 

1 Question

  • Q1. Run me through your CV

I applied via Campus Placement and was interviewed before Feb 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. Tell me about yourself.

I applied via Referral and was interviewed before Jan 2021. There were 4 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Interview questions
  • Q2. Interview for LAP Department will be basic from your past relevant experience as well as Financials ratios like DSCR, int coverage, cash profits, quasi capitals and how you understand mortgage products

Interview Preparation Tips

Interview preparation tips for other job seekers - Hdfc Bank is good to explore your areas of finnlance basically Loans both secured and unsecured

I was interviewed before Dec 2020.

Interview Questionnaire 

2 Questions

  • Q1. About the company
  • Q2. About latest general knowledge questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Being confident and free

I applied via Naukri.com and was interviewed in Aug 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Cibil question are expected
  • Q2. Read job description properly some question are related

Interview Preparation Tips

Interview preparation tips for other job seekers - Dress formal and be confident

Interview Questionnaire 

2 Questions

  • Q1. What is DSCR
  • Ans. 

    DSCR stands for Debt Service Coverage Ratio. It is a financial ratio used to measure a company's ability to pay its debts.

    • DSCR is calculated by dividing a company's net operating income by its total debt service.

    • A DSCR of 1 or higher indicates that a company is generating enough income to cover its debt obligations.

    • Lenders often use DSCR to assess the creditworthiness of a borrower before approving a loan.

    • For example, ...

  • Answered by AI
  • Q2. What is Current Ratio
  • Ans. 

    Current Ratio is a financial ratio that measures a company's ability to pay its short-term liabilities with its current assets.

    • Current Ratio = Current Assets / Current Liabilities

    • A higher current ratio indicates a better ability to pay off short-term debts

    • A lower current ratio may indicate liquidity issues

    • Example: If a company has $100,000 in current assets and $50,000 in current liabilities, its current ratio would be

  • Answered by AI

Interview Questionnaire 

1 Question

  • Q1. Tell me about yourself then about articleship experience, a bit of Ratios, why you want to join ICICI? And then asked for flexibility.

I applied via LinkedIn and was interviewed before Nov 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Tell me about your self
  • Q2. Take me through your cv
Round 3 - Aptitude Test 

You can just prepare well and be confident and you will get selected

Interview Preparation Tips

Interview preparation tips for other job seekers - Easy process keep up the attitude and do well in the one to one round you will get selected

I applied via Referral and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. About Accounting standard and basic

Interview Preparation Tips

Interview preparation tips for other job seekers - Positive attitude

Hinduja Housing Finance Interview FAQs

How many rounds are there in Hinduja Housing Finance Credit Manager interview?
Hinduja Housing Finance interview process usually has 2 rounds. The most common rounds in the Hinduja Housing Finance interview process are Aptitude Test and One-on-one Round.
How to prepare for Hinduja Housing Finance Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Hinduja Housing Finance. The most common topics and skills that interviewers at Hinduja Housing Finance expect are Banking, Corporate Credit, Credit Rating, Credit Risk Analysis and Credit Underwriting.
What are the top questions asked in Hinduja Housing Finance Credit Manager interview?

Some of the top questions asked at the Hinduja Housing Finance Credit Manager interview -

  1. what is the work of a credit mana...read more
  2. Credit analys...read more

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Hinduja Housing Finance Credit Manager Interview Process

based on 1 interview

Interview experience

3
  
Average
View more
Hinduja Housing Finance Credit Manager Salary
based on 54 salaries
₹3 L/yr - ₹7.6 L/yr
37% less than the average Credit Manager Salary in India
View more details

Hinduja Housing Finance Credit Manager Reviews and Ratings

based on 16 reviews

3.9/5

Rating in categories

3.0

Skill development

2.7

Work-life balance

3.5

Salary

3.7

Job security

3.0

Company culture

3.3

Promotions

3.2

Work satisfaction

Explore 16 Reviews and Ratings
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