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Hinduja Housing Finance
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General aptitude test
Experienced credit manager with a strong background in financial analysis and risk assessment.
Over 5 years of experience in credit management
Skilled in analyzing financial statements and assessing credit risk
Proven track record of reducing bad debt and improving cash flow
Strong communication and negotiation skills
Proficient in using credit scoring models and software
A credit manager is responsible for assessing the creditworthiness of potential customers, setting credit limits, and managing the collection of overdue payments.
Assessing the creditworthiness of potential customers by reviewing their financial history and credit scores
Setting credit limits based on the customer's creditworthiness and financial stability
Monitoring and managing the collection of overdue payments to mini...
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I applied via Campus Placement and was interviewed before Feb 2021. There were 2 interview rounds.
I applied via Referral and was interviewed before Jan 2021. There were 4 interview rounds.
I was interviewed before Dec 2020.
I applied via Naukri.com and was interviewed in Aug 2020. There was 1 interview round.
DSCR stands for Debt Service Coverage Ratio. It is a financial ratio used to measure a company's ability to pay its debts.
DSCR is calculated by dividing a company's net operating income by its total debt service.
A DSCR of 1 or higher indicates that a company is generating enough income to cover its debt obligations.
Lenders often use DSCR to assess the creditworthiness of a borrower before approving a loan.
For example, ...
Current Ratio is a financial ratio that measures a company's ability to pay its short-term liabilities with its current assets.
Current Ratio = Current Assets / Current Liabilities
A higher current ratio indicates a better ability to pay off short-term debts
A lower current ratio may indicate liquidity issues
Example: If a company has $100,000 in current assets and $50,000 in current liabilities, its current ratio would be
I applied via LinkedIn and was interviewed before Nov 2021. There were 3 interview rounds.
You can just prepare well and be confident and you will get selected
I applied via Referral and was interviewed in Dec 2020. There was 1 interview round.
based on 1 interview
Interview experience
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Rating in categories
Cluster Credit Manager
290
salaries
| ₹0 L/yr - ₹0 L/yr |
Sales Officer
275
salaries
| ₹0 L/yr - ₹0 L/yr |
Cluster Business Head
157
salaries
| ₹0 L/yr - ₹0 L/yr |
Cluster Legal Manager
127
salaries
| ₹0 L/yr - ₹0 L/yr |
Cluster Technical Manager
119
salaries
| ₹0 L/yr - ₹0 L/yr |
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