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Hinduja Housing Finance
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Hinduja Housing Finance Credit Manager Interview Questions and Answers
Hinduja Housing Finance Credit Manager Interview Experiences
1 interview found
Anonymous
General aptitude test
(3 Questions)
- Q1. Introduce yourself
- Ans.
Experienced credit manager with a strong background in financial analysis and risk assessment.
Over 5 years of experience in credit management
Skilled in analyzing financial statements and assessing credit risk
Proven track record of reducing bad debt and improving cash flow
Strong communication and negotiation skills
Proficient in using credit scoring models and software
- Q2. What is the work of a credit manager
- Ans.
A credit manager is responsible for assessing the creditworthiness of potential customers, setting credit limits, and managing the collection of overdue payments.
Assessing the creditworthiness of potential customers by reviewing their financial history and credit scores
Setting credit limits based on the customer's creditworthiness and financial stability
Monitoring and managing the collection of overdue payments to mini...
- Q3. Credit analysis,
Interview Preparation Tips
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Interview questions from similar companies
Interview Questionnaire
1 Question
- Q1. Run me through your CV
I applied via Campus Placement and was interviewed before Feb 2021. There were 2 interview rounds.
(1 Question)
- Q1. Tell me about yourself.
I applied via Referral and was interviewed before Jan 2021. There were 4 interview rounds.
Interview Questionnaire
2 Questions
- Q1. Interview questions
- Q2. Interview for LAP Department will be basic from your past relevant experience as well as Financials ratios like DSCR, int coverage, cash profits, quasi capitals and how you understand mortgage products
Interview Preparation Tips
I was interviewed before Dec 2020.
Interview Questionnaire
2 Questions
- Q1. About the company
- Q2. About latest general knowledge questions
Interview Preparation Tips
I applied via Naukri.com and was interviewed in Aug 2020. There was 1 interview round.
Interview Questionnaire
2 Questions
- Q1. Cibil question are expected
- Q2. Read job description properly some question are related
Interview Preparation Tips
Interview Questionnaire
2 Questions
- Q1. What is DSCR
- Ans.
DSCR stands for Debt Service Coverage Ratio. It is a financial ratio used to measure a company's ability to pay its debts.
DSCR is calculated by dividing a company's net operating income by its total debt service.
A DSCR of 1 or higher indicates that a company is generating enough income to cover its debt obligations.
Lenders often use DSCR to assess the creditworthiness of a borrower before approving a loan.
For example, ...
- Q2. What is Current Ratio
- Ans.
Current Ratio is a financial ratio that measures a company's ability to pay its short-term liabilities with its current assets.
Current Ratio = Current Assets / Current Liabilities
A higher current ratio indicates a better ability to pay off short-term debts
A lower current ratio may indicate liquidity issues
Example: If a company has $100,000 in current assets and $50,000 in current liabilities, its current ratio would be
Interview Questionnaire
1 Question
- Q1. Tell me about yourself then about articleship experience, a bit of Ratios, why you want to join ICICI? And then asked for flexibility.
I applied via LinkedIn and was interviewed before Nov 2021. There were 3 interview rounds.
(2 Questions)
- Q1. Tell me about your self
- Q2. Take me through your cv
You can just prepare well and be confident and you will get selected
Interview Preparation Tips
I applied via Referral and was interviewed in Dec 2020. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. About Accounting standard and basic
Interview Preparation Tips
Hinduja Housing Finance Interview FAQs
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Hinduja Housing Finance Interviews By Designations
- Hinduja Housing Finance Sales Officer Interview Questions
- Hinduja Housing Finance Cluster Credit Manager Interview Questions
- Hinduja Housing Finance Cluster Manager Interview Questions
- Hinduja Housing Finance Cluster Collection Manager Interview Questions
- Hinduja Housing Finance Credit Manager Interview Questions
- Hinduja Housing Finance Legal Officer Interview Questions
- Hinduja Housing Finance Assistant Manager Interview Questions
- Hinduja Housing Finance Senior Sales Officer Interview Questions
- Show more
Interview Questions for Popular Designations
- Credit Officer Interview Questions
- Branch Credit Manager Interview Questions
- Credit Analyst Interview Questions
- Credit Risk Analyst Interview Questions
- Area Credit Manager Interview Questions
- Senior Credit Analyst Interview Questions
- Credit Processing Associate Interview Questions
- Assistant Credit Manager Interview Questions
- Show more
Hinduja Housing Finance Credit Manager Interview Process
based on 1 interview
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Credit Manager Interview Questions from Similar Companies
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Hinduja Housing Finance Credit Manager Reviews and Ratings
based on 16 reviews
Rating in categories
|
Cluster Credit Manager
290
salaries
|  ₹0 L/yr - ₹0 L/yr |
|
Sales Officer
275
salaries
| ₹0 L/yr - ₹0 L/yr |
|
Cluster Business Head
157
salaries
| ₹0 L/yr - ₹0 L/yr |
|
Cluster Legal Manager
127
salaries
| ₹0 L/yr - ₹0 L/yr |
|
Cluster Technical Manager
119
salaries
| ₹0 L/yr - ₹0 L/yr |
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