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Hinduja Housing Finance
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Hinduja Housing Finance Credit Manager Interview Questions and Answers
Hinduja Housing Finance Credit Manager Interview Experiences
1 interview found
General aptitude test
(3 Questions)
- Q1. Introduce yourself
- Ans.
Experienced credit manager with a strong background in financial analysis and risk assessment.
Over 5 years of experience in credit management
Skilled in analyzing financial statements and assessing credit risk
Proven track record of reducing bad debt and improving cash flow
Strong communication and negotiation skills
Proficient in using credit scoring models and software
- Q2. What is the work of a credit manager
- Ans.
A credit manager is responsible for assessing the creditworthiness of potential customers, setting credit limits, and managing the collection of overdue payments.
Assessing the creditworthiness of potential customers by reviewing their financial history and credit scores
Setting credit limits based on the customer's creditworthiness and financial stability
Monitoring and managing the collection of overdue payments to mini...
- Q3. Credit analysis,
Interview Preparation Tips
Top trending discussions
Interview questions from similar companies
(2 Questions)
- Q1. Market knowledge about loan products.
- Q2. Types of credit assessment and methods to evaluate applicant cash flow and intention on repayment.
- Ans.
Credit assessment involves analyzing applicant's cash flow and repayment intentions through various methods.
Types of credit assessment include credit reports, financial statements, and credit scoring models.
Methods to evaluate applicant cash flow include analyzing income sources, expenses, and debt obligations.
To assess repayment intentions, lenders may consider credit history, employment stability, and willingness to ...
(2 Questions)
- Q1. Stability review in previous company
- Q2. Attitude and intention and work ethics
Interview Preparation Tips
Credit Manager Interview Questions & Answers
Shubham Housing Development Finance
Anonymous
posted on 3 Jul 2024
Selected
I applied via Naukri.com and was interviewed in Jun 2024. There was 1 interview round.
(2 Questions)
- Q1. Salary expected
- Q2. Work experience
Interview Preparation Tips
Devanshu Rajput
(1 Question)
- Q1. About loan , basic genral knowledge questions regarding finance
(1 Question)
- Q1. If u r fresher then normal basic questions about accounting, finance and loan knowledge
Selected
I applied via Walk-in and was interviewed before Dec 2023. There was 1 interview round.
(2 Questions)
- Q1. WHAT IS YOUR NAME AND WHAT ARE YOU STUDIED
- Q2. SINCE HOW MANY YEARS OF YOUR WORK EXPERIENCE AND TELL ME ABOUT YOUR WORK AND ROLE
Selected
I applied via Naukri.com and was interviewed in Oct 2023. There were 2 interview rounds.
(5 Questions)
- Q1. He is asking about credit policy
- Q2. Ask about ca
- Q3. What about pd customer background verification
- Ans.
Background verification of pd customers is an essential step in assessing creditworthiness.
Background verification helps in evaluating the financial history and creditworthiness of potential customers.
It involves checking the customer's credit score, payment history, and any outstanding debts.
Verification may also include contacting references, employers, and conducting criminal record checks.
The process helps in minim...
- Q4. What about cible
- Q5. Underwriter and followp policy
Interview Preparation Tips
Credit Manager Interview Questions & Answers
Bajaj Housing Finance
Anand Kumar
posted on 22 Feb 2024
Selected
I applied via Referral and was interviewed before Feb 2023. There was 1 interview round.
(5 Questions)
- Q1. About your self
- Q2. Why you want to change job
- Q3. What's your hobbies
- Q4. Weakness and strength
- Q5. Your notice period
Interview Preparation Tips
Credit Manager Interview Questions & Answers
India Shelter Finance Corporation
Mintu Jha
posted on 23 Mar 2024
Selected
I applied via Campus Placement and was interviewed before Mar 2023. There were 2 interview rounds.
(1 Question)
- Q1. They asked me about banking structure and process
(1 Question)
- Q1. They ask me previous experience and current position and qualifications
I was interviewed in May 2021.
(2 Questions)
- Q1. Tell them about your role and the process
- Q2. They will put some case studies and you have to answer it logically
Interview Preparation Tips
Credit Manager Interview Questions & Answers
Shubham Housing Development Finance
Anonymous
posted on 15 Nov 2021
Interview Questionnaire
3 Questions
- Q1. How to calculate loan eligibility
- Ans.
Loan eligibility can be calculated by considering factors such as income, credit score, and debt-to-income ratio.
Determine the borrower's income and employment stability
Check the borrower's credit score and credit history
Calculate the borrower's debt-to-income ratio
Consider the loan amount and term
Example: A borrower with a high income, good credit score, and low debt-to-income ratio is more likely to be eligible for a
- Q2. How many years of search required
- Ans.
The number of years of experience required for the Credit Manager position depends on the company's policies and the complexity of the job.
The required years of experience may vary depending on the company's size and industry.
The complexity of the job may also affect the required years of experience.
Some companies may require a minimum of 3-5 years of experience, while others may require more.
Experience in credit analy...
- Q3. LTV calculation
Interview Preparation Tips
Give your best
Go through company rate of interest
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Hinduja Housing Finance Interviews By Designations
- Hinduja Housing Finance Sales Officer Interview Questions
- Hinduja Housing Finance Cluster Manager Interview Questions
- Hinduja Housing Finance Cluster Credit Manager Interview Questions
- Hinduja Housing Finance Area Sales Manager Interview Questions
- Hinduja Housing Finance Assistant Manager Interview Questions
- Hinduja Housing Finance Branch Operation Officer Interview Questions
- Hinduja Housing Finance Cluster Business Head Interview Questions
- Hinduja Housing Finance Cluster Business Manager Interview Questions
- Show more
Interview Questions for Popular Designations
- Credit Officer Interview Questions
- Branch Credit Manager Interview Questions
- Credit Analyst Interview Questions
- Credit Risk Analyst Interview Questions
- Area Credit Manager Interview Questions
- Senior Credit Analyst Interview Questions
- Credit Processing Associate Interview Questions
- Senior Manager Credit Interview Questions
- Show more
Hinduja Housing Finance Credit Manager Interview Process
based on 1 interview
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Credit Manager Interview Questions from Similar Companies
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Hinduja Housing Finance Credit Manager Reviews and Ratings
based on 16 reviews
Rating in categories
|
Cluster Credit Manager
291
salaries
|  ₹3.4 L/yr - ₹9.9 L/yr |
|
Sales Officer
273
salaries
| ₹1 L/yr - ₹4 L/yr |
|
Cluster Business Head
156
salaries
| ₹4.2 L/yr - ₹12.5 L/yr |
|
Cluster Legal Manager
118
salaries
| ₹2.5 L/yr - ₹7.6 L/yr |
|
Cluster Technical Manager
115
salaries
| ₹3.2 L/yr - ₹7.6 L/yr |
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