HDFC Bank Senior Business Analyst Interview Questions and Answers

Q1. Previous projects worked on
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Q2. What is SDLC process
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SDLC is a process followed by software development teams to design, develop, test, and deploy high-quality software.
• SDLC stands for Software Development Life Cycle

• It is a structured process that includes planning, designing, building, testing, deploying, and maintaining software

• It ensures that software is developed efficiently, on time, and within budget

• There are different models of SDLC such as Waterfall, Agile, and D...read more
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Q1. Project methodologies like agile and waterfall
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What is sectipn 138 of N I Act

Discreet enquiries before loan disbursement

Q1. Casa, insurance, targets
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Q2. How much Insurance targets you can fulfill
Ans. 
I have consistently met and exceeded insurance targets in my previous roles.
• I have a proven track record of meeting and exceeding insurance targets in my previous positions

• I am skilled at identifying potential clients, building relationships, and closing deals to meet targets

• I am confident in my ability to fulfill insurance targets through strategic planning and effective sales techniques
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Q3. Tell me the documents required for Private limited
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Documents required for Private limited company formation
• Memorandum of Association (MOA)

• Articles of Association (AOA)

• Certificate of Incorporation

• PAN Card of the company

• Identity and address proof of directors

• Address proof of registered office

• Board resolution for opening bank account

• Declaration of compliance

• Share certificate

• Common seal (optional)
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Q1. About previous project
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Q2. Python code and some sql quries
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Q1. What is different between CA VS SBQA
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CA focuses on financial reporting and auditing, while SBQA focuses on software quality assurance.
• CA stands for Chartered Accountant and involves financial reporting, auditing, and taxation.

• SBQA stands for Software Business Quality Analyst and involves ensuring software quality through testing and analysis.

• CA professionals work in accounting firms or finance departments, while SBQA professionals work in software develop...read more
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Q1. What im doing this work
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Q2. What is my post
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Q1. What's my salary Package
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Q2. What is my position in this job
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Q1. Background of Business Analyst Domain
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Business Analyst domain involves analyzing data, identifying business needs, and recommending solutions to improve processes and systems.
• Analyzing data to identify trends and patterns

• Understanding business needs and requirements

• Developing strategies to improve processes and systems

• Collaborating with stakeholders to gather information and feedback

• Creating reports and presentations to communicate findings and recommendat
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Q2. How to implement STP process in Loans
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STP process in Loans involves automating the loan approval process to reduce manual intervention and improve efficiency.
• Implement automated loan application processing system

• Utilize decision-making algorithms to assess creditworthiness

• Integrate with credit bureaus for quick verification of applicant information

• Automate loan disbursement process to reduce processing time
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Q3. Improvements in LOS
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Q4. Different Types of Loans and implementation in LOS
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Different types of loans include personal loans, home loans, auto loans, and business loans, each with specific criteria and terms.
• Personal loans are unsecured loans for personal use, often with higher interest rates.

• Home loans are secured loans used to purchase a home, with the home serving as collateral.

• Auto loans are used to finance the purchase of a vehicle, with the vehicle serving as collateral.

• Business loans are...read more
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Q1. Introduction of Business Analyst Career
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Q2. Name one challenge you faced due to conflicting requirements
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Q1. Personal information, job experience
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Q2. Why banking you choose?
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Q1. Expected vision of next 5 years?
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Q2. What is small finance bank?
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Small finance banks are financial institutions that provide basic banking services to small businesses and low-income individuals.
• Small finance banks focus on providing financial services to underserved and unserved sections of the population.

• They offer services such as savings accounts, fixed deposits, loans, and payment services.

• These banks have a minimum capital requirement of Rs. 200 crore.

• Examples of small finance...read more
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