HDFC Bank Internship Trainee Interview Questions and Answers

Q1. What is balachsheet?
Ans. 
Balancesheet is a financial statement that shows a company's assets, liabilities, and equity at a specific point in time.
• It is used to determine a company's financial health and stability.

• Assets are listed on the left side and liabilities and equity on the right side.

• The equation Assets = Liabilities + Equity must always balance.

• Examples of assets include cash, inventory, and property. Examples of liabilities include l...read more
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Q2. What do you know about banking
Ans. 
Banking refers to the business of accepting deposits and lending money.
• Banks provide financial services such as loans, credit cards, and savings accounts.

• They also offer investment services like mutual funds and stocks.

• Banks are regulated by government agencies to ensure safety and stability.

• Examples of banks include JPMorgan Chase, Bank of America, and Wells Fargo.
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Q3. What do u know about leverage
Ans. 
Leverage refers to the use of borrowed funds to increase the potential return on an investment.
• Leverage involves using debt or borrowed capital to finance an investment.

• It allows individuals or companies to amplify their potential gains or losses.

• Leverage can be used in various financial activities such as trading, real estate, and business operations.

• For example, a company may use leverage by taking on debt to expand ...read more
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Q4. What is current ratoi
Ans. 
I'm sorry, but I need more information about the context of the question to provide an accurate answer.
• The question is incomplete and lacks context.

• It is unclear what the interviewer is referring to with 'ratoi'.

• Without additional information, it is impossible to provide a meaningful response.
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Basics quant, logical R & verbal questions

Future of financial and banking system in india

Basics questions on html, css, few cybersecurity questions were there, time-distance questions, calendar questions, Operating system, dbms.

They took the online GD, gave the topic on which we were supposed to say.

Q1. About self induction and about company
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Q2. About the subject basics knowledge.
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Reflective journal of our life

We are discussing about the best part of our apptitude

Q1. Tell me about yourself
Ans. I am Kritesh Kaushal, currently pursuing Post Graduate diploma in Management from Management Development Institute, Gurgaon. I have a work experience of 15 months from Wipro. Apart from that, I also have 2 live projects wherein I was responsible for conducting market research and generating insights. My hobbies include swimming, reading about entrepreneurship and watching stand-up shows.
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Q2. You have done mechanical engineering, then went on to work in an IT company, Wipro and after that you did a course in MBA. There is no single flow in your career graph, what are your views regarding this?
Ans. In my long term goal, I want to do an entrepreneurial venture of my own. For this, it is imperative for me to have a diverse set of skill sets, hence my experience in different fields.
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