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HDFC Bank Home Loan Counsellor Interview Questions and Answers
HDFC Bank Home Loan Counsellor Interview Experiences
1 interview found
Interview Questionnaire
5 Questions
- Q1. Why we chose you among others ?
- Q2. Give an exmaple of seeling ? condition given .
- Ans.
Selling a home in poor condition
Selling a home in poor condition can be challenging
The seller may need to disclose the condition of the home to potential buyers
The seller may need to adjust the asking price to account for the poor condition
The seller may need to make repairs or renovations to attract buyers
Marketing the home's potential and highlighting its unique features can help overcome the poor condition
- Q3. How much salary will you expect form us ?
- Q4. Our main competitor ???
- Q5. What is home loan ?
- Ans.
A home loan is a type of loan provided by financial institutions to individuals for the purpose of purchasing or refinancing a home.
Home loan is a form of financial assistance provided by banks or lenders to help individuals buy or refinance a home.
It involves borrowing a specific amount of money, which is then repaid over a set period of time with interest.
Home loans typically require collateral, such as the property ...
Interview Preparation Tips
Experience: on that time there was 5 candidates including me . we explain about marketing and management. then what is the difference between marketing and sales ?
Tips: you have to keep cool and just say what u know about market and how you going to use it . utilization is the key in this round
Duration: 10 minutes
Round: Test
Experience: this is mainly genarel knowledge section 30 question was there and you have to tick mark among 4 answer.
Tips: don't waste time just go through it and tick the answer which you know properly .
Duration: 30 minutes
Total Questions: 30
Round: HR Interview
Experience: i have to answer each of the question
Tips: say what ever you know , don't stop while giving answer,. have to be steady and detarmind while giving answer. think what you are saying.
Skills: Adaptibility
Interview questions from similar companies
Relationship Manager Interview Questions & Answers
Kotak Mahindra Bank
Krishna Mohan Priyadarshi
posted on 10 Jan 2025
(5 Questions)
- Q1. Introduction about the background
- Q2. How will you be useful in the company
- Q3. Are you comfortable for pan india location
- Q4. Are you eager to learn
- Q5. Loyal to the company
Selected
(2 Questions)
- Q1. Life insurance business
- Q2. Mutual fund business
(2 Questions)
- Q1. Why leave previous job.
- Ans.
Seeking new challenges and growth opportunities.
Desire for career advancement
Seeking new challenges
Opportunity for professional growth
Company restructuring or downsizing
Relocation to a new area
- Q2. Portfolio size
Selected
I applied via Walk-in
(3 Questions)
- Q1. What were you looking last organisation.
- Q2. Banking products knowledge
- Q3. Customer handling, sales Banking products.
Financial related. Banking related questions.
Interview Preparation Tips
Relationship Manager Interview Questions & Answers
Jana Small Finance Bank
Anonymous
posted on 11 Jan 2025
Selected
I applied via Recruitment Consulltant and was interviewed in Dec 2024. There was 1 interview round.
(2 Questions)
- Q1. Manager and zonel manager interview
- Q2. What is location and work
(5 Questions)
- Q1. What Is The Time for interview
- Q2. What Is The Offer Letter
- Q3. Conframation Required
- Q4. Please Share Ditails On Mail..
- Q5. My Notice Timeing 1 Month
(2 Questions)
- Q1. What Is the Job Loacstion
- Q2. My Experience Is 6 Years..
Interview Preparation Tips
Selected
I applied via Naukri.com and was interviewed in Oct 2024. There was 1 interview round.
(2 Questions)
- Q1. What is working capital
- Ans.
Working capital is the difference between a company's current assets and current liabilities.
Working capital is essential for a company's day-to-day operations.
It indicates the company's ability to meet its short-term financial obligations.
Formula: Working Capital = Current Assets - Current Liabilities
Examples: Cash, accounts receivable, inventory are current assets. Accounts payable, short-term loans are current liabi
- Q2. What is DSCR Ratio
- Ans.
DSCR Ratio is Debt Service Coverage Ratio, a financial metric used to measure a company's ability to cover its debt obligations.
DSCR Ratio is calculated by dividing a company's operating income by its total debt service payments.
A DSCR Ratio of 1 or higher indicates that a company is generating enough income to cover its debt payments.
Lenders typically look for a DSCR Ratio of 1.25 or higher when evaluating a company's
Interview Preparation Tips
Satyajit Sahoo
Selected
I applied via Recruitment Consulltant and was interviewed in Dec 2024. There was 1 interview round.
(1 Question)
- Q1. How's your past organisation experience
Interview Preparation Tips
Selected
I applied via Naukri.com and was interviewed in Sep 2024. There was 1 interview round.
(2 Questions)
- Q1. About myself work experience?
- Q2. What is the best opportunity of your opinion?
- Ans.
The best opportunity in my opinion is to leverage technology to streamline operations and improve customer experience.
Implementing a new CRM system to better track customer interactions and improve communication
Introducing online banking services to make it easier for customers to manage their accounts remotely
Utilizing data analytics to identify trends and opportunities for growth
Investing in employee training and dev
I applied via Referral and was interviewed in Jun 2024. There were 2 interview rounds.
(2 Questions)
- Q1. Tell me about your self.
- Q2. If do you have experience then they will ask ask you
(2 Questions)
- Q1. Tell me about your self .
- Q2. If do you have experience then they will ask you.
HDFC Bank Interview FAQs
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HDFC Bank Home Loan Counsellor Interview Process
based on 1 interview
Interview experience
Interview Questions from Similar Companies
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HDFC Bank Home Loan Counsellor Reviews and Ratings
based on 16 reviews
Rating in categories
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salaries
|  ₹2 L/yr - ₹10 L/yr |
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