HDFC Bank Data Scientist Intern Interview Questions and Answers

I am an avid rock climber and have scaled some of the tallest peaks in the region.

• I have been rock climbing for over 5 years.

• I have climbed peaks such as Mount Everest Base Camp and El Capitan in Yosemite.

• Rock climbing has taught me valuable lessons in perseverance and problem-solving.

The fall in the Chinese yuan is due to various factors such as trade tensions, economic slowdown, and government policies.

• Trade tensions between China and the US have led to a decrease in demand for the yuan

• China's economic growth has slowed down, leading to a decrease in investor confidence

• The Chinese government has implemented policies to devalue the yuan in order to boost exports

• The fall in the yuan has led to conce

Ratios are important for banks to measure their financial health and performance.

• Common ratios used for banks include capital adequacy ratio, loan-to-deposit ratio, and net interest margin.

• Capital adequacy ratio measures a bank's ability to absorb losses, while loan-to-deposit ratio shows the bank's ability to lend money.

• Net interest margin measures the difference between interest earned on loans and interest paid on d...read more

ICICI is a leading financial institution known for its innovative products and services.

• ICICI has a strong reputation in the financial industry

• Offers a wide range of products and services for customers

• Known for its innovative digital banking solutions

• Provides opportunities for growth and development

Stabilising the rupee requires a combination of monetary and fiscal policies.

• Increase interest rates to attract foreign investment

• Reduce government spending to decrease fiscal deficit

• Encourage exports to increase foreign currency inflow

• Control inflation to maintain purchasing power of the rupee

• Strengthen economic fundamentals to increase investor confidence

NPA stands for Non-Performing Asset, which refers to a loan or advance where interest or principal payments are overdue for a period of 90 days or more.

• NPA is a loan or advance where payments are overdue for 90 days or more

• It is also known as Non-Performing Loan (NPL)

• Banks and financial institutions classify loans as NPA to reflect the risk of default

• NPA can have a negative impact on the bank's profitability and credit...read more

Both are important, but the person representing the product can make or break its success.

• The person representing the product is the face of the company and can influence customer perception.

• A great product with a poor representative may not sell well, while a mediocre product with a great representative may sell better.

• The representative should have knowledge and passion for the product to effectively communicate its ...read more