i
HDFC Bank
Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards
Filter interviews by
I applied via Referral and was interviewed before Jun 2022. There were 3 interview rounds.
Contingent liabilities appear in the financial statements as a footnote or disclosure.
Contingent liabilities are disclosed in the notes to the financial statements.
They are potential liabilities that may arise in the future based on certain events.
Examples include lawsuits, warranties, and guarantees.
They are not recorded on the balance sheet but can have a significant impact on the company's financial health.
I applied via Walk-in and was interviewed before Aug 2020. There was 1 interview round.
A case book is a collection of cases or scenarios used for training or educational purposes.
Case books are commonly used in business schools to teach students about real-world business situations.
They can also be used in law schools to teach students about legal cases and precedents.
Case books may include case studies, simulations, or hypothetical scenarios.
They are often used to encourage critical thinking and problem...
I applied via Campus Placement and was interviewed before May 2021. There was 1 interview round.
I applied via Campus Placement and was interviewed before May 2021. There were 2 interview rounds.
I applied via Referral and was interviewed before Oct 2021. There were 2 interview rounds.
I applied via Recruitment Consulltant and was interviewed before Aug 2021. There were 2 interview rounds.
Managed a team of sales representatives, oversaw daily operations, and implemented strategies to increase branch revenue.
Managed a team of sales representatives
Oversaw daily operations
Implemented strategies to increase branch revenue
One of my strengths is my ability to effectively communicate and collaborate with team members.
Strong communication skills help me convey ideas clearly and build strong relationships with colleagues.
I actively listen to others' perspectives and provide constructive feedback to ensure everyone is on the same page.
I have experience leading team meetings and facilitating productive discussions to achieve common goals.
I will bring profitability by implementing cost-cutting measures, increasing sales, and improving customer satisfaction.
Analyze expenses and identify areas where costs can be reduced without affecting quality
Develop and implement sales strategies to increase revenue
Improve customer service to retain existing customers and attract new ones
Monitor financial performance regularly and make adjustments as needed
Invest in tr...
I was interviewed before Apr 2016.
Important clauses in 3CD for loan sanctioning
Clause 4 - Purpose of loan
Clause 5 - Amount of loan
Clause 6 - Repayment terms
Clause 7 - Security for loan
Clause 8 - Interest rate
Clause 9 - Default and consequences
Profit and loss ratios are financial metrics used to assess the profitability of a company.
Profit ratio measures the percentage of profit earned on sales.
Gross profit ratio is calculated by dividing gross profit by net sales.
Net profit ratio indicates the percentage of net profit earned on sales.
Operating profit ratio measures the profitability of core operations.
Return on investment (ROI) is a common profitability rat
Concurrent audit is conducted during the course of business operations, while statutory audit is conducted at the end of the financial year.
Concurrent audit is performed concurrently with the operations of the organization.
Statutory audit is conducted to ensure compliance with legal and regulatory requirements.
Concurrent audit helps in detecting and preventing frauds and errors in real-time.
Statutory audit provides an ...
No, someone earning less than EMI should not take a loan.
Taking a loan when earning less than the EMI can lead to financial strain and difficulty in repayment.
It is important to have a stable income that can comfortably cover the loan repayment.
If someone is already struggling to meet their financial obligations, taking on additional debt can worsen their situation.
It is advisable to explore alternative options such as...
I applied via Recruitment Consulltant and was interviewed before Jun 2021. There was 1 interview round.
posted on 16 Sep 2020
I have 5 years of experience as a Credit Manager at XYZ Company.
Managed credit risk assessment for new and existing clients
Analyzed financial statements and credit reports to determine creditworthiness
Negotiated payment terms and conditions with clients
Implemented credit policies and procedures to minimize risk
Collaborated with sales and finance teams to optimize credit decisions
based on 4 interviews
Interview experience
based on 3 reviews
Rating in categories
Deputy Manager
15.1k
salaries
| ₹0 L/yr - ₹0 L/yr |
Manager
10.2k
salaries
| ₹0 L/yr - ₹0 L/yr |
Assistant Manager
9.4k
salaries
| ₹0 L/yr - ₹0 L/yr |
Relationship Manager
6.2k
salaries
| ₹0 L/yr - ₹0 L/yr |
Senior Manager
6.1k
salaries
| ₹0 L/yr - ₹0 L/yr |
ICICI Bank
State Bank of India
Axis Bank
Kotak Mahindra Bank