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based on 34.2k Reviews

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HCLTech Mortgage Analyst Interview Questions, Process, and Tips

Updated 21 Sep 2023

HCLTech Mortgage Analyst Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before Sep 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(5 Questions)

  • Q1. Introduce yourself
  • Q2. Your previous work profile
  • Q3. Why you chose HCL
  • Q4. What is your expectation with HCL
  • Ans. 

    Expectations with HCL include strong financial performance, innovative solutions, and continued growth in the mortgage industry.

    • Expect HCL to maintain a strong financial performance through effective cost management and revenue growth

    • Look for HCL to continue offering innovative solutions to improve efficiency and customer experience in the mortgage sector

    • Anticipate HCL to expand its market presence and grow its client ...

  • Answered by AI
  • Q5. Why you want to change your current company
Round 3 - One-on-one 

(6 Questions)

  • Q1. What is Banking
  • Ans. 

    Banking is the industry that deals with financial transactions, such as deposits, loans, and investments.

    • Banking involves accepting deposits from customers and providing loans to individuals and businesses.

    • Banks also offer various financial services such as investment management, currency exchange, and wealth management.

    • The banking industry is regulated by government authorities to ensure stability and protect customer...

  • Answered by AI
  • Q2. What is Mortgages
  • Ans. 

    Mortgages are loans used to purchase real estate, with the property serving as collateral for the loan.

    • Mortgages involve borrowing money from a lender to purchase a home or property.

    • The property being purchased serves as collateral for the loan, meaning the lender can take possession of the property if the borrower fails to repay the loan.

    • Mortgages typically have fixed or adjustable interest rates and repayment terms.

    • C...

  • Answered by AI
  • Q3. What is SLA please explain
  • Ans. 

    SLA stands for Service Level Agreement, a contract between a service provider and a customer that outlines the level of service expected.

    • SLA defines the level of service, such as response time, availability, and performance metrics.

    • It helps in setting clear expectations between the service provider and the customer.

    • Penalties may be included in the SLA if the service provider fails to meet the agreed-upon service levels...

  • Answered by AI
  • Q4. Why we use MIS reports
  • Ans. 

    MIS reports are used to track and analyze key performance indicators and make informed business decisions.

    • MIS reports provide insights into business operations and help in monitoring performance.

    • They help in identifying trends, patterns, and areas for improvement.

    • MIS reports assist in strategic planning and decision-making.

    • Examples of MIS reports include sales reports, financial reports, and inventory reports.

  • Answered by AI
  • Q5. What is your strength and weakness
  • Q6. How you manage in low salary

Skills evaluated in this interview

Interview questions from similar companies

I applied via Company Website and was interviewed in Jun 2020. There were 4 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Have you worked in banking sector
  • Q2. What do you know about Genpact

Interview Preparation Tips

Interview preparation tips for other job seekers - First of all you have to know about hiring. In Which process you are going for interview like banking, insurance, taxation, etc and you should be prepared for those questions. For example if you are going for interview for banking. So you have to learn lot of information about bank because which process they're hiring they will ask you related to that process.

Well I given interview in Genpact for banking sector. So they asked me question
What is bank. About benefit something else
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
-
Result
Not Selected

I applied via Walk-in and was interviewed in Apr 2024. There were 4 interview rounds.

Round 1 - Aptitude Test 

About our knowledge and mentality

Round 2 - Group Discussion 

Team discussion and lead it

Round 3 - HR 

(1 Question)

  • Q1. Discuss about our personal ability and concentration
Round 4 - One-on-one 

(2 Questions)

  • Q1. About our studies and capacity
  • Q2. Why I choose this feild
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Group Discussion 

They ask about credit analysis

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Nov 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. 3 min Continue Debate on Advantage and Disadvantage of Social Media .
  • Ans. This can search by google, just find it . I cannot write that long para answers here .
  • Answered by vipin kumar
  • Q2. Debate on Covid , women Empowerment .

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare Essays , Debate , Communication must be good 👍.
Interview experience
2
Poor
Difficulty level
Hard
Process Duration
More than 8 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed before Dec 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Why should we hire you?
  • Ans. 

    I have a strong background in credit analysis and risk assessment, with a proven track record of making sound lending decisions.

    • I have X years of experience in credit analysis and risk assessment.

    • I have a proven track record of making sound lending decisions.

    • I am detail-oriented and have strong analytical skills.

    • I am familiar with industry regulations and compliance standards.

    • I have excellent communication and interper...

  • Answered by AI
  • Q2. Why do you think your growth will be here?
  • Ans. 

    I believe my growth will be here due to my strong work ethic, dedication to learning, and ability to adapt to new challenges.

    • I have a proven track record of exceeding targets and taking on additional responsibilities in my previous roles.

    • I am constantly seeking out opportunities for professional development and further education to enhance my skills.

    • I am adaptable and thrive in fast-paced environments, which will allow

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Hard
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Walk-in

Round 1 - One-on-one 

(1 Question)

  • Q1. Mortgage process property Documents job role indexing associate

Interview Preparation Tips

Interview preparation tips for other job seekers - Typing test
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Naukri.com and was interviewed in Nov 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. About personal and regarding experience
Round 3 - Assignment 

About last project what was the work and how to manage valume

Interview Preparation Tips

Interview preparation tips for other job seekers - Thanks
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

Great interview for this company

Round 2 - One-on-one 

(2 Questions)

  • Q1. Great to see this
  • Q2. What is mortgage
  • Ans. 

    A mortgage is a loan used to purchase real estate, with the property serving as collateral for the loan.

    • Mortgages are typically long-term loans with fixed or adjustable interest rates.

    • Borrowers make monthly payments to the lender until the loan is fully repaid.

    • If the borrower fails to make payments, the lender can foreclose on the property.

    • Common types of mortgages include conventional, FHA, VA, and jumbo loans.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Great

I applied via Company Website and was interviewed in Feb 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - Aptitude Test 
Round 3 - HR 

(4 Questions)

  • Q1. Why should we hire you?
  • Q2. Why are you looking for a change?
  • Q3. Where do you see yourself in 5 years?
  • Q4. Tell me about yourself.

Interview Preparation Tips

Interview preparation tips for other job seekers - Patience
Communication
Confidence

HCLTech Interview FAQs

How many rounds are there in HCLTech Mortgage Analyst interview?
HCLTech interview process usually has 3 rounds. The most common rounds in the HCLTech interview process are HR, One-on-one Round and Resume Shortlist.
What are the top questions asked in HCLTech Mortgage Analyst interview?

Some of the top questions asked at the HCLTech Mortgage Analyst interview -

  1. What is your expectation with ...read more
  2. What is SLA please expl...read more
  3. Why we use MIS repo...read more

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HCLTech Mortgage Analyst Salary
based on 11 salaries
₹2.5 L/yr - ₹3.8 L/yr
6% less than the average Mortgage Analyst Salary in India
View more details

HCLTech Mortgage Analyst Reviews and Ratings

based on 1 review

3.0/5

Rating in categories

2.0

Skill development

2.0

Work-Life balance

2.0

Salary & Benefits

2.0

Job Security

3.0

Company culture

2.0

Promotions/Appraisal

2.0

Work Satisfaction

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