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HCLTech Banking Operations Interview Questions and Answers

Updated 31 Mar 2023

HCLTech Banking Operations Interview Experiences

2 interviews found

Banking Operations Interview Questions & Answers

user image T.Priyadarshini

posted on 18 Feb 2022

I applied via Naukri.com and was interviewed in Jan 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. What are Banking operations?
  • Ans. 

    Banking operations refer to the day-to-day activities of a bank to ensure smooth functioning of financial transactions.

    • Opening and closing of accounts

    • Processing of transactions such as deposits, withdrawals, and transfers

    • Issuing loans and credit cards

    • Managing risk and compliance

    • Customer service and support

    • Investment banking operations

    • Foreign exchange operations

  • Answered by AI
  • Q2. What is mortgage and loan process?
  • Ans. 

    Mortgage and loan process involves applying for a loan, submitting required documents, and approval or rejection of the loan.

    • The borrower applies for a loan with a lender.

    • The lender evaluates the borrower's creditworthiness and ability to repay the loan.

    • The borrower submits required documents such as income proof, credit report, and property details.

    • The lender reviews the documents and decides whether to approve or rej...

  • Answered by AI
Round 3 - Assignment 

English Written test - write in paragraph any topic

Interview Preparation Tips

Topics to prepare for HCLTech Banking Operations interview:
  • Banking Operations
Interview preparation tips for other job seekers - Prepare well for the process you are selected.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via AmbitionBox and was interviewed in Mar 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Aptitude Test 

LOGICAL REASONING, IQ AND MATHEMATICAL SKILLS

Round 3 - Assignment 

A task or piece of work allocated to someone as part of a job or course of study

Interview Preparation Tips

Topics to prepare for HCLTech Banking Operations interview:
  • Teaching Mathematics
  • Mathematics
Interview preparation tips for other job seekers - DEDICATE TIME TO THE SEARCH AND USE SEVERAL JOB SEARCH WEBSITES

Banking Operations Interview Questions Asked at Other Companies

asked in Canara Bank
Q1. A crossed cheque indicates the amount should be deposited into th ... read more
asked in Citicorp
Q2. What are the drawbacks of the traffic analysis done these days(ci ... read more
asked in Wells Fargo
Q3. What is cheque and it's validity? What is Reconciliation? What is ... read more
asked in HCLTech
Q4. What is mortgage and loan process?
Q5. What are charges collected by banks from customers?

Interview questions from similar companies

I applied via Recruitment Consulltant and was interviewed in Nov 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(3 Questions)

  • Q1. Why do you want BPO join
  • Q2. Why we should hire you
  • Q3. Do you know about costumer support

Interview Preparation Tips

Interview preparation tips for other job seekers - Good communication
Good behaviour
Hard worker
Straight forward person

I applied via Company Website and was interviewed before Jun 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Why you choose this sector and company?
  • Q2. Where you see yourself in the next 5 years?

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be confident and dont feel shy to say sorry if you don't know something.
Talk point to point. Value time.
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

Quants , logical and verbal

Round 2 - HR 

(1 Question)

  • Q1. Tell me about yorself
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in Aug 2024. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Self introduction?
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Dec 2023. There were 2 interview rounds.

Round 1 - HR 

(2 Questions)

  • Q1. Asked about my experience in previous company
  • Q2. In depth details about previous experience
Round 2 - One-on-one 

(2 Questions)

  • Q1. Asked about various banking frauds
  • Q2. Asked about my types of frauds and how to overcome it
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Jan 2024. There were 2 interview rounds.

Round 1 - HR 

(2 Questions)

  • Q1. How much he enjoys working at Tech Mahindra
  • Q2. How many years has he been working here
Round 2 - HR 

(2 Questions)

  • Q1. What are the benefits they get in the company?
  • Q2. Can he look after the house properly by staying in this company?

Interview Preparation Tips

Interview preparation tips for other job seekers - Fresher
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Technical 

(1 Question)

  • Q1. What is money laundering What is anti money laundering what is rdm
  • Ans. 

    Money laundering is the illegal process of making large amounts of money generated by a criminal activity, such as drug trafficking or terrorist funding, appear to have come from a legitimate source.

    • Money laundering involves disguising the origins of illegally obtained money by passing it through a complex sequence of banking transfers or commercial transactions.

    • Anti money laundering (AML) refers to a set of laws, regu...

  • Answered by AI

I applied via Naukri.com and was interviewed in Aug 2022. There was 1 interview round.

Round 1 - HR 

(3 Questions)

  • Q1. Tell me about yourself?
  • Q2. What was your role in project?
  • Q3. What is your role about your family?

Interview Preparation Tips

Topics to prepare for Capgemini Investment Banking Analyst interview:
  • Project
  • Project Planning
Interview preparation tips for other job seekers - This is my first interview.
I advice you to prepare for Capgemini sector very perfect.
You have a more knowledge for face to any question.

HCLTech Interview FAQs

How many rounds are there in HCLTech Banking Operations interview?
HCLTech interview process usually has 3 rounds. The most common rounds in the HCLTech interview process are Resume Shortlist, Assignment and Technical.
How to prepare for HCLTech Banking Operations interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at HCLTech. The most common topics and skills that interviewers at HCLTech expect are Aml, Anti Money Laundering, Back Office, Backend and Banking.
What are the top questions asked in HCLTech Banking Operations interview?

Some of the top questions asked at the HCLTech Banking Operations interview -

  1. What is mortgage and loan proce...read more
  2. What are Banking operatio...read more

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HCLTech Banking Operations Reviews and Ratings

based on 2 reviews

5.0/5

Rating in categories

5.0

Skill development

4.4

Work-Life balance

5.0

Salary & Benefits

5.0

Job Security

5.0

Company culture

5.0

Promotions/Appraisal

5.0

Work Satisfaction

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