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ZXY International Banking Operations Interview Questions and Answers

Updated 17 Dec 2020

ZXY International Banking Operations Interview Experiences

1 interview found

Interview Questionnaire 

1 Question

  • Q1. What are charges collected by banks from customers?
  • Ans. 

    Banks collect various charges from customers for services provided.

    • Account maintenance fees

    • ATM withdrawal fees

    • Overdraft fees

    • Wire transfer fees

    • Credit card annual fees

    • Loan processing fees

  • Answered by AI

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via AmbitionBox and was interviewed in Mar 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

LOGICAL REASONING, IQ AND MATHEMATICAL SKILLS

Round 3 - Assignment 

A task or piece of work allocated to someone as part of a job or course of study

Interview Preparation Tips

Topics to prepare for HCLTech Banking Operations interview:
  • Teaching Mathematics
  • Mathematics
Interview preparation tips for other job seekers - DEDICATE TIME TO THE SEARCH AND USE SEVERAL JOB SEARCH WEBSITES

I applied via Recruitment Consulltant and was interviewed in Nov 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Technical 

(3 Questions)

  • Q1. Why do you want BPO join
  • Q2. Why we should hire you
  • Q3. Do you know about costumer support

Interview Preparation Tips

Interview preparation tips for other job seekers - Good communication
Good behaviour
Hard worker
Straight forward person
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Experience , salary ,
  • Q2. Salary , experience , about college

Interview Preparation Tips

Interview preparation tips for other job seekers - Good about company but timings different there no

I applied via Naukri.com and was interviewed in Jan 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. What are Banking operations?
  • Ans. 

    Banking operations refer to the day-to-day activities of a bank to ensure smooth functioning of financial transactions.

    • Opening and closing of accounts

    • Processing of transactions such as deposits, withdrawals, and transfers

    • Issuing loans and credit cards

    • Managing risk and compliance

    • Customer service and support

    • Investment banking operations

    • Foreign exchange operations

  • Answered by AI
  • Q2. What is mortgage and loan process?
  • Ans. 

    Mortgage and loan process involves applying for a loan, submitting required documents, and approval or rejection of the loan.

    • The borrower applies for a loan with a lender.

    • The lender evaluates the borrower's creditworthiness and ability to repay the loan.

    • The borrower submits required documents such as income proof, credit report, and property details.

    • The lender reviews the documents and decides whether to approve or rej...

  • Answered by AI
Round 3 - Assignment 

English Written test - write in paragraph any topic

Interview Preparation Tips

Topics to prepare for HCLTech Banking Operations interview:
  • Banking Operations
Interview preparation tips for other job seekers - Prepare well for the process you are selected.

I applied via Referral and was interviewed in Dec 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. What is aml in banking
  • Ans. 

    AML stands for Anti-Money Laundering. It is a set of laws, regulations, and procedures designed to prevent illegal financial activities.

    • AML is a regulatory requirement for banks to prevent money laundering and terrorist financing.

    • Banks must verify the identity of their customers and monitor their transactions for suspicious activities.

    • AML programs include risk assessments, employee training, and reporting suspicious ac...

  • Answered by AI
  • Q2. Anti Money Laundering

Interview Preparation Tips

Interview preparation tips for other job seekers - Keep be knowledgeable atvbanking level

I applied via Company Website and was interviewed in Jul 2020. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. From last 15 years ICICI Bank management appoint contractual employee same qualified employee which they appoint permanent basis, but not taken contractual employee on permanent post why?
  • Q2. If candidate is registered on ICICI Bank career portal still they not call them and not appointed, why?
  • Q3. Former employee registered on career site portal and experience person of ICICI Bank then why they not appoint them on permanent post?

Interview Preparation Tips

Interview preparation tips for other job seekers - If I ask to ICICI Bank management are you received my updated resume in your Career site, then they given a answer you are not suitable candidate, as per their contractual employee Senior give them appreciation certificate but on Bank Payroll vacancy started they not thinking about contractual employee, why? naukri.com is why support this organization for manpower?

Interview Questionnaire 

1 Question

  • Q1. Bank operation

I applied via Company Website and was interviewed before Jun 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Why you choose this sector and company?
  • Q2. Where you see yourself in the next 5 years?

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be confident and dont feel shy to say sorry if you don't know something.
Talk point to point. Value time.

I applied via Naukri.com and was interviewed before Nov 2019. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Be your your self ,please make what are you doing on daily basis add them in your learning books. Daily learn something new , your daily task of banking are the bsaic interview questions, like how to ha...

Interview Preparation Tips

Interview preparation tips for other job seekers - Avoid Nervous , increase daily knowledge.

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