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HCLTech Banking Operations Interview Questions and Answers for Experienced

Updated 18 Feb 2022

HCLTech Banking Operations Interview Experiences for Experienced

1 interview found

Banking Operations Interview Questions & Answers

user image T.Priyadarshini

posted on 18 Feb 2022

I applied via Naukri.com and was interviewed in Jan 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. What are Banking operations?
  • Ans. 

    Banking operations refer to the day-to-day activities of a bank to ensure smooth functioning of financial transactions.

    • Opening and closing of accounts

    • Processing of transactions such as deposits, withdrawals, and transfers

    • Issuing loans and credit cards

    • Managing risk and compliance

    • Customer service and support

    • Investment banking operations

    • Foreign exchange operations

  • Answered by AI
  • Q2. What is mortgage and loan process?
  • Ans. 

    Mortgage and loan process involves applying for a loan, submitting required documents, and approval or rejection of the loan.

    • The borrower applies for a loan with a lender.

    • The lender evaluates the borrower's creditworthiness and ability to repay the loan.

    • The borrower submits required documents such as income proof, credit report, and property details.

    • The lender reviews the documents and decides whether to approve or rej...

  • Answered by AI
Round 3 - Assignment 

English Written test - write in paragraph any topic

Interview Preparation Tips

Topics to prepare for HCLTech Banking Operations interview:
  • Banking Operations
Interview preparation tips for other job seekers - Prepare well for the process you are selected.

Interview questions from similar companies

I applied via Recruitment Consulltant and was interviewed in Nov 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(3 Questions)

  • Q1. Why do you want BPO join
  • Q2. Why we should hire you
  • Q3. Do you know about costumer support

Interview Preparation Tips

Interview preparation tips for other job seekers - Good communication
Good behaviour
Hard worker
Straight forward person

I applied via Company Website and was interviewed before Jun 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Why you choose this sector and company?
  • Q2. Where you see yourself in the next 5 years?

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be confident and dont feel shy to say sorry if you don't know something.
Talk point to point. Value time.
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Technical 

(1 Question)

  • Q1. What is money laundering What is anti money laundering what is rdm
  • Ans. 

    Money laundering is the illegal process of making large amounts of money generated by a criminal activity, such as drug trafficking or terrorist funding, appear to have come from a legitimate source.

    • Money laundering involves disguising the origins of illegally obtained money by passing it through a complex sequence of banking transfers or commercial transactions.

    • Anti money laundering (AML) refers to a set of laws, regu...

  • Answered by AI

I applied via Naukri.com and was interviewed in Aug 2022. There was 1 interview round.

Round 1 - HR 

(3 Questions)

  • Q1. Tell me about yourself?
  • Q2. What was your role in project?
  • Q3. What is your role about your family?

Interview Preparation Tips

Topics to prepare for Capgemini Investment Banking Analyst interview:
  • Project
  • Project Planning
Interview preparation tips for other job seekers - This is my first interview.
I advice you to prepare for Capgemini sector very perfect.
You have a more knowledge for face to any question.

I applied via Naukri.com and was interviewed in Jan 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - Technical 

(3 Questions)

  • Q1. Trade life cycle, vendor tools
  • Q2. Swift messages, vostro and nostro
  • Q3. Tell me about your profile
  • Ans. 

    I have a strong background in finance and investment banking with experience in analyzing financial data and executing transactions.

    • Bachelor's degree in Finance from XYZ University

    • Internship at ABC Investment Bank, where I assisted in financial modeling and due diligence for M&A transactions

    • Worked as an Analyst at DEF Capital, where I conducted industry research and prepared pitch books for client presentations

    • Proficie...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - These questions are enough to be short listed in Investment Banking companies

Interview Questionnaire 

2 Questions

  • Q1. State the different types of corporate actions in detail
  • Ans. 

    Corporate actions are events initiated by a publicly traded company that can affect the value of its securities.

    • Dividends: Distribution of a portion of a company's earnings to its shareholders.

    • Stock splits: Increasing the number of shares outstanding by dividing existing shares into multiple shares.

    • Mergers and acquisitions: Combining two or more companies into one or acquiring another company.

    • Spin-offs: Creating a new ...

  • Answered by AI
  • Q2. Tell me what do you bring to the table as an experienced candidate

Interview Preparation Tips

Interview preparation tips for other job seekers - I was interviewed for Investment Banking Domain. Its necessary to be thorough for topics like capital markets, financial markets etc. Give a good and a brief summary on you as a candidate

I applied via Recruitment Consulltant and was interviewed in Nov 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
Round 2 - Technical 

(3 Questions)

  • Q1. Why do you want BPO join
  • Q2. Why we should hire you
  • Q3. Do you know about costumer support

Interview Preparation Tips

Interview preparation tips for other job seekers - Good communication
Good behaviour
Hard worker
Straight forward person
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Do not use an unprofessional email address such as cool_boy@email.com. It shows a lack of professionalism by the candidate.
View all tips
Round 2 - Aptitude Test 
Round 3 - HR 

(9 Questions)

  • Q1. What are your salary expectations?
  • Q2. What is your family background?
  • Q3. Share details of your previous job.
  • Q4. Why should we hire you?
  • Q5. Why are you looking for a change?
  • Q6. Where do you see yourself in 5 years?
  • Q7. What are your strengths and weaknesses?
  • Q8. Tell me about yourself.
  • Q9. General tops. About previous related job questions.

Interview Preparation Tips

Interview preparation tips for other job seekers - Having experience of 12 years.

I applied via Referral and was interviewed before Jul 2021. There were 2 interview rounds.

Round 1 - HR 

(1 Question)

  • Q1. General Work Experience and Details that were mentioned on the resume.
Round 2 - One-on-one 

(1 Question)

  • Q1. Tell me about yourself and your work experience. Basic Accounting Question.

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare for basic questions like why you want to join us etc etc
Basic accounting questions
Work experience you had because they tend to ask questions on what is written on the resume.
and finally read about the terms mentioned in the job description.

HCLTech Interview FAQs

How many rounds are there in HCLTech Banking Operations interview for experienced candidates?
HCLTech interview process for experienced candidates usually has 3 rounds. The most common rounds in the HCLTech interview process for experienced candidates are Resume Shortlist, Technical and Assignment.
How to prepare for HCLTech Banking Operations interview for experienced candidates?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at HCLTech. The most common topics and skills that interviewers at HCLTech expect are Aml, Anti Money Laundering, Back Office, Backend and Banking.
What are the top questions asked in HCLTech Banking Operations interview for experienced candidates?

Some of the top questions asked at the HCLTech Banking Operations interview for experienced candidates -

  1. What is mortgage and loan proce...read more
  2. What are Banking operatio...read more

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HCLTech Banking Operations Reviews and Ratings

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5.0/5

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