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GIC Housing Finance Credit Officer Interview Questions and Answers
GIC Housing Finance Credit Officer Interview Experiences
1 interview found
Selected
I applied via Job Fair and was interviewed in Jul 2024. There was 1 interview round.
(4 Questions)
- Q1. Experience for which year
- Ans.
The experience required for the Credit Officer position is typically 2-5 years.
2-5 years of experience in credit analysis, risk assessment, and financial analysis is usually required
Experience in evaluating creditworthiness of individuals and businesses
Knowledge of lending regulations and compliance standards
Experience in preparing credit proposals and recommendations
Strong analytical and problem-solving skills
Ability ...
- Q2. Your working skills
- Ans.
I have strong analytical skills, attention to detail, and excellent communication abilities.
Strong analytical skills - able to assess credit risk and make informed decisions
Attention to detail - thorough in reviewing financial documents and identifying discrepancies
Excellent communication abilities - able to explain complex financial concepts to clients and colleagues
Experience in financial analysis and risk assessment
- Q3. Introduction my my self
- Q4. Qualification for study
- Ans.
Bachelor's degree in finance, accounting, economics, or related field
Bachelor's degree in finance, accounting, economics, or related field is typically required for a Credit Officer position
Additional certifications such as Chartered Financial Analyst (CFA) or Certified Public Accountant (CPA) may be beneficial
Relevant work experience in banking, lending, or financial analysis is often preferred by employers
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Interview questions from similar companies
Credit Officer Interview Questions & Answers
Kogta Financial India Limited
Anonymous
posted on 13 Dec 2023
Selected
I applied via Walk-in and was interviewed in Nov 2023. There were 3 interview rounds.
(5 Questions)
- Q1. One on one round to be clear.
- Q2. Personal details discussed.
- Q3. Educational qualification discussed.
- Q4. Field activities discussed.
- Q5. Area knowledge discussed.
Nothing every thing is good.
Interview Preparation Tips
I applied via Approached by Company and was interviewed in Sep 2022. There were 3 interview rounds.
(2 Questions)
- Q1. Bank vs NBFC differences
- Ans.
Banks are regulated by RBI, while NBFCs are regulated by Companies Act. Banks can accept demand deposits, while NBFCs cannot.
Banks are financial institutions that are regulated by the Reserve Bank of India (RBI), while Non-Banking Financial Companies (NBFCs) are regulated by the Companies Act.
Banks can accept demand deposits, while NBFCs cannot.
Banks can issue cheques and demand drafts, while NBFCs cannot.
Banks can off...
- Q2. How to assess cashflow n liquidity
- Ans.
Assessing cashflow and liquidity involves analyzing financial statements and ratios to determine the ability of a company to meet its financial obligations.
Reviewing cash flow statements to determine the inflow and outflow of cash
Analyzing liquidity ratios such as current ratio and quick ratio
Assessing the company's ability to generate cash through operations
Evaluating the company's debt-to-equity ratio and debt servic...
(1 Question)
- Q1. Basic knowledge of background check of company n various loan products offered by nbfcs
Interview Preparation Tips
Be in formal attire and read about recent nbfc frauds n fintech related rbi guidelines.
Credit Officer Interview Questions & Answers
Indostar Capital Finance
Anonymous
posted on 28 Sep 2022
I applied via Referral and was interviewed before Sep 2021. There were 2 interview rounds.
(2 Questions)
- Q1. Work experience related
- Q2. Technical knowledge related
Interview Preparation Tips
Don't be fake
Don't hesitate for ask for package
Credit Officer Interview Questions & Answers
IKF Finance
GattuPalli Kalyana Chakravarthy
posted on 16 Jun 2022
I applied via Company Website and was interviewed before Jun 2021. There were 2 interview rounds.
(1 Question)
- Q1. Why do you want to leave your present Job ?
Interview Preparation Tips
Interview Questionnaire
3 Questions
- Q1. They just want low cost employee that's it.
- Q2. No questions asked. They will simply ask kab join karoge??
- Q3. Chutti wutti nahi milegi. Kaam karna padega 9 baje tak .
Interview Preparation Tips
Purely DESI
I applied via Walk-in and was interviewed in Mar 2022. There were 3 interview rounds.
Credit Apprisal, Process of Loan disbursement, KYC DOCUMENTS VERIFICATION
(2 Questions)
- Q1. Previous work experience
- Q2. Nananaanaananamamamamam
Interview Preparation Tips
(1 Question)
- Q1. Praise the company …thats it
Interview Preparation Tips
I applied via Approached by Company and was interviewed before Jul 2021. There were 2 interview rounds.
(3 Questions)
- Q1. Ms excell with branch handling
- Q2. About goals and business support view as per policy
- Q3. Credit policy overview
- Ans.
Credit policy overview refers to the guidelines and procedures set by a company to manage credit risk.
Credit policy overview outlines the criteria for granting credit to customers.
It includes the credit evaluation process, credit limits, and payment terms.
The policy also defines the consequences of defaulting on payments and the steps to be taken in case of delinquency.
For example, a company may have a policy of granti...
Interview Preparation Tips
I applied via Referral and was interviewed before Dec 2021. There were 3 interview rounds.
SUPPOSE YOU HAVE TO FINANCE TRUCK TO A DRIVER PROFILE WHAT SHOULD BE CRITERIA FOR ELIGIBILITY - I ANSWERED AS HAVE MINIMUM EXPERIENCE OF 3 YEARS, SHOULD HAVE OWN HOUSE, SHOULD HAVE SOUND KNOWLEDGE OF MARKET WHERE HIS FLEET RUN, GOOD CIBIL SCORE, GOOD IF PROVIDES GUARANTOR
(2 Questions)
- Q1. WHY WE SHOULD WE HIRE YOU?
- Q2. WHY WOULD YOU LIKE TO JOIN MAS?
Interview Preparation Tips
GIC Housing Finance Interview FAQs
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GIC Housing Finance Interviews By Designations
- GIC Housing Finance Credit Analyst Interview Questions
- GIC Housing Finance Credit Officer Interview Questions
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Interview Questions for Popular Designations
- Credit Manager Interview Questions
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GIC Housing Finance Credit Officer Interview Process
based on 3 interviews
Interview experience
Credit Officer Interview Questions from Similar Companies
GIC Housing Finance Credit Officer Reviews and Ratings
based on 1 review
Rating in categories
|
Executive
71
salaries
|  ₹5 L/yr - ₹15 L/yr |
|
Senior Executive
39
salaries
| ₹7 L/yr - ₹15.5 L/yr |
|
Branch Manager
30
salaries
| ₹8.5 L/yr - ₹16 L/yr |
|
Associate
17
salaries
| ₹2 L/yr - ₹3 L/yr |
|
Junior Executive
17
salaries
| ₹2 L/yr - ₹5.3 L/yr |
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